Buy Cheap Homer, IN Auto Insurance (2021)

Homer, IN auto insurance rates average $264 a month. Minimum auto insurance requirements in Homer, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Homer, IN, compare Homer auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Homer after a DUI is Liberty Mutual
  • Average auto insurance rates in Homer, IN are $264/month
  • The most expensive auto insurance company in Homer is Liberty Mutual

Finding affordable Homer, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Homer, IN auto insurance with confidence is right here. Auto insurance rates in Homer are affected by local factors as well as personal ones like your driving record.

See how Homer, IN car insurance rates compare to Indianapolis auto insurance rates, South Bend auto insurance rates, and Gary auto insurance rates before you read more about the cost of auto insurance in Homer.

Don’t buy Homer, IN auto insurance until you’ve compared rates. Get free Homer, Indiana auto insurance quotes when you enter your ZIP code above.

Homer, IN Minimum Auto Insurance Requirements

The required auto insurance in Homer, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Homer, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Homer, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Homer, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Homer, IN. Take a look at Homer, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Homer, Indiana

Insurance Company Poor Fair Good
Allstate $4,518 $3,366 $3,057
American Family $4,970 $3,229 $2,702
Farmers $3,714 $3,030 $2,808
GEICO $2,734 $2,272 $1,810
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,889 $2,442 $2,283
Progressive $4,055 $3,596 $3,393
State Farm $3,243 $1,935 $1,500
Travelers $3,792 $3,212 $3,209
USAA $2,047 $1,347 $1,153

Buy Cheap Homer, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Homer, Indiana auto insurance rates? Find out how car insurance rates in Homer, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Homer, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,273 $2,330 $1,995 $2,178 $6,901 $8,668 $2,313 $2,517
American Family $2,277 $2,277 $2,048 $2,048 $6,259 $9,073 $2,277 $2,811
Farmers $1,439 $1,419 $1,229 $1,381 $7,768 $8,281 $1,899 $2,054
GEICO $1,542 $1,540 $1,447 $1,510 $4,574 $4,244 $1,767 $1,554
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,570 $1,606 $1,376 $1,471 $4,538 $5,898 $1,837 $2,010
Progressive $1,554 $1,470 $1,411 $1,418 $9,243 $10,407 $1,952 $1,995
State Farm $1,359 $1,359 $1,213 $1,213 $4,159 $5,322 $1,504 $1,677
Travelers $1,240 $1,262 $1,160 $1,160 $7,602 $11,976 $1,312 $1,524
USAA $970 $957 $900 $909 $2,675 $2,997 $1,312 $1,407

Buy Cheap Homer, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Homer can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Homer, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Homer, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,901 $8,668
American Family $6,259 $9,073
Farmers $7,768 $8,281
GEICO $4,574 $4,244
Liberty Mutual $8,383 $12,656
Nationwide $4,538 $5,898
Progressive $9,243 $10,407
State Farm $4,159 $5,322
Travelers $7,602 $11,976
USAA $2,675 $2,997

Buy Cheap Homer, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Homer, Indiana by comparing Homer senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Homer, IN here.

Annual Auto Insurance Rates for Senior Drivers in Homer, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,995 $2,178
American Family $2,048 $2,048
Farmers $1,229 $1,381
GEICO $1,447 $1,510
Liberty Mutual $3,522 $3,522
Nationwide $1,376 $1,471
Progressive $1,411 $1,418
State Farm $1,213 $1,213
Travelers $1,160 $1,160
USAA $900 $909

Find Cheap Auto Insurance Rates in Homer, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Homer, Indiana auto insurance. Compare Homer, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Homer, Indiana

Insurance Company Low Medium High
Allstate $3,490 $3,633 $3,818
American Family $3,603 $3,754 $3,544
Farmers $3,071 $3,178 $3,302
GEICO $2,116 $2,266 $2,434
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,584 $2,518 $2,513
Progressive $3,486 $3,626 $3,931
State Farm $2,121 $2,225 $2,332
Travelers $3,352 $3,436 $3,426
USAA $1,466 $1,512 $1,570

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Find Cheap Homer, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Homer. Compare auto insurance rates in Homer, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Homer, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,647 $3,647
American Family $3,590 $3,677
Farmers $3,184 $3,184
GEICO $2,231 $2,313
Liberty Mutual $5,455 $5,752
Nationwide $2,538 $2,538
Progressive $3,681 $3,681
State Farm $2,163 $2,289
Travelers $3,404 $3,404
USAA $1,496 $1,536

Find Cheap Homer, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Homer, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Homer, IN, take a look at the average cost for various violations versus rates for a clean driving record in Homer.

Annual Homer, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,914 $4,264 $3,942 $3,467
American Family $2,504 $3,994 $5,054 $2,983
Farmers $2,848 $3,322 $3,422 $3,144
GEICO $1,489 $2,342 $3,193 $2,064
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,184 $2,813 $2,698 $2,459
Progressive $2,760 $4,837 $3,292 $3,835
State Farm $2,173 $2,385 $2,173 $2,173
Travelers $2,892 $3,574 $4,050 $3,102
USAA $1,147 $1,628 $1,868 $1,421

Find Cheap Homer, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Homer, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Homer for less when you shop around and compare rates from multiple Homer, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Homer, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,942
American Family $5,054
Farmers $3,422
GEICO $3,193
Liberty Mutual $8,085
Nationwide $2,698
Progressive $3,292
State Farm $2,173
Travelers $4,050
USAA $1,868

Winners by Category: Where to Buy Cheap Auto Insurance in Homer, IN

Compare rates from the cheapest auto insurance companies in Homer, IN for your needs. Take a look at how Homer, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Homer, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Homer, Indiana Auto Insurance Companies

If you’re looking for the cheapest Homer, IN auto insurance companies overall, you can compare them here. Find the best price for Homer, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Homer, Indiana

Insurance Company Average Annual Rates
Allstate $3,647
American Family $3,634
Farmers $3,184
GEICO $2,272
Liberty Mutual $5,604
Nationwide $2,538
Progressive $3,681
State Farm $2,226
Travelers $3,404
USAA $1,516

Compare Auto Insurance Quotes in Homer, IN

You can buy cheap Homer, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Homer, Indiana auto insurance quotes from top companies.

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