Buy Cheap Home, PA Auto Insurance (2021)

Home, PA auto insurance rates average $327 a month. Minimum auto insurance requirements in Home, Pennsylvania are 15/30/5 to comply with Pennsylvania laws. To buy cheap auto insurance in Home, PA, compare Home auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Home, PA for teens drivers are $8,881/year
  • Average auto insurance rates in Home, PA are $327/month
  • The most expensive auto insurance company in Home after a DUI is Travelers

Finding affordable Home, Pennsylvania auto insurance can be challenging, but everything you need to know to buy cheap Home, PA auto insurance with confidence is right here. Auto insurance rates in Home are affected by local factors as well as personal ones like your driving record.

See how Home, PA car insurance rates compare to Philadelphia auto insurance rates, York auto insurance rates, and Reading auto insurance rates before you read more about the cost of auto insurance in Home.

Don’t buy Home, PA auto insurance until you’ve compared rates. Get free Home, Pennsylvania auto insurance quotes when you enter your ZIP code above.

Home, PA Minimum Auto Insurance Requirements

The required auto insurance in Home, PA is 15/30/5 according to the auto insurance laws in Pennsylvania. The minimum auto insurance in Home, Pennsylvania is outlined here.

Minimum Required Auto Insurance Coverage in Home, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Home, PA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Home, PA. Take a look at Home, Pennsylvania auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Home, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,061 $3,768 $3,041
GEICO $3,628 $2,047 $1,583
Liberty Mutual $8,142 $5,834 $5,151
Nationwide $3,089 $2,533 $2,265
Progressive $5,946 $4,150 $3,325
State Farm $3,996 $2,478 $1,958
Travelers $7,698 $6,940 $6,552
USAA $2,046 $1,520 $1,347

Buy Cheap Home, PA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Home, Pennsylvania auto insurance rates? Find out how car insurance rates in Home, PA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Home, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,544 $2,544 $2,315 $2,315 $8,133 $8,133 $2,834 $2,834
GEICO $1,915 $1,658 $1,777 $1,540 $4,730 $4,103 $1,947 $1,685
Liberty Mutual $4,166 $4,166 $3,814 $3,814 $12,225 $12,225 $5,297 $5,297
Nationwide $1,799 $1,799 $1,698 $1,698 $5,006 $5,006 $2,013 $2,013
Progressive $2,841 $2,841 $2,529 $2,529 $8,890 $8,890 $3,635 $3,635
State Farm $1,784 $1,784 $1,550 $1,550 $5,962 $5,962 $1,946 $1,946
Travelers $1,611 $1,611 $1,723 $1,723 $22,969 $22,969 $1,951 $1,951
USAA $1,060 $1,060 $957 $957 $3,129 $3,129 $1,405 $1,405

Buy Cheap Home, PA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Home can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Home, PA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Home, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,133 $8,133
GEICO $4,730 $4,103
Liberty Mutual $12,225 $12,225
Nationwide $5,006 $5,006
Progressive $8,890 $8,890
State Farm $5,962 $5,962
Travelers $22,969 $22,969
USAA $3,129 $3,129

Buy Cheap Home, PA Auto Insurance for Seniors

You can save on senior auto insurance rates in Home, Pennsylvania by comparing Home senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Home, PA here.

Annual Auto Insurance Rates for Senior Drivers in Home, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,315 $2,315
GEICO $1,777 $1,540
Liberty Mutual $3,814 $3,814
Nationwide $1,698 $1,698
Progressive $2,529 $2,529
State Farm $1,550 $1,550
Travelers $1,723 $1,723
USAA $957 $957

Find Cheap Auto Insurance Rates in Home, PA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Home, Pennsylvania auto insurance. Compare Home, PA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Home, Pennsylvania

Insurance Company Low Medium High
Allstate $3,818 $3,975 $4,076
GEICO $2,234 $2,438 $2,586
Liberty Mutual $6,091 $6,419 $6,618
Nationwide $2,667 $2,658 $2,562
Progressive $4,165 $4,506 $4,750
State Farm $2,676 $2,834 $2,922
Travelers $7,189 $7,052 $6,950
USAA $1,530 $1,652 $1,731

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Home, PA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Home. Compare auto insurance rates in Home, PA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Home, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,882 $4,031
GEICO $2,377 $2,461
Liberty Mutual $6,212 $6,540
Nationwide $2,629 $2,629
Progressive $4,474 $4,474
State Farm $2,728 $2,893
Travelers $7,064 $7,064
USAA $1,591 $1,684

Find Cheap Home, PA Auto Insurance Rates by Driving Record

Auto insurance rates in Home, Pennsylvania are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Home, PA, take a look at the average cost for various violations versus rates for a clean driving record in Home.

Annual Home, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,793 $4,448 $3,793 $3,793
GEICO $1,778 $3,036 $2,392 $2,471
Liberty Mutual $5,831 $6,649 $6,511 $6,511
Nationwide $1,890 $2,528 $3,549 $2,548
Progressive $4,067 $5,576 $4,177 $4,075
State Farm $2,613 $3,008 $2,811 $2,811
Travelers $5,034 $7,131 $8,959 $7,131
USAA $1,322 $1,816 $1,936 $1,477

Find Cheap Home, PA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Home, Pennsylvania is higher than for a clean driving record. You can buy auto insurance after a DUI in Home for less when you shop around and compare rates from multiple Home, PA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Home, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,793
GEICO $2,392
Liberty Mutual $6,511
Nationwide $3,549
Progressive $4,177
State Farm $2,811
Travelers $8,959
USAA $1,936

Winners by Category: Where to Buy Cheap Auto Insurance in Home, PA

Compare rates from the cheapest auto insurance companies in Home, PA for your needs. Take a look at how Home, Pennsylvania auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Home, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Home, Pennsylvania Auto Insurance Companies

If you’re looking for the cheapest Home, PA auto insurance companies overall, you can compare them here. Find the best price for Home, Pennsylvania car insurance by company.

Average Annual Auto Insurance Rates by Company in Home, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,956
GEICO $2,419
Liberty Mutual $6,376
Nationwide $2,629
Progressive $4,474
State Farm $2,811
Travelers $7,064
USAA $1,638

What affects Home, Pennsylvania auto insurance rates?

Local factors affect auto insurance rates in Home, PA, including traffic, theft statistics, and commute length. Take a look at the things that impact Home auto insurance rates.

Commute Times in Home

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Home, PA is 29.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Home, PA

You can buy cheap Home, PA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Home, Pennsylvania auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption