Buy Cheap Holyoke, MA Auto Insurance (2022)

Holyoke, MA auto insurance rates average $302 a month. Minimum auto insurance requirements in Holyoke, Massachusetts are 20/40/5 to comply with Massachusetts laws. To buy cheap auto insurance in Holyoke, MA, compare Holyoke auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Holyoke is Progressive
  • Average auto insurance rates in Holyoke, MA after a DUI are $4,450/year
  • The most expensive auto insurance company in Holyoke after a DUI is Liberty Mutual

Finding affordable Holyoke, Massachusetts auto insurance can be challenging, but everything you need to know to buy cheap Holyoke, MA auto insurance with confidence is right here. Auto insurance rates in Holyoke are affected by local factors as well as personal ones like your driving record.

See how Holyoke, MA car insurance rates compare to Lowell auto insurance rates, Springfield auto insurance rates, and Brockton auto insurance rates before you read more about the cost of auto insurance in Holyoke.

Don’t buy Holyoke, MA auto insurance until you’ve compared rates. Get free Holyoke, Massachusetts auto insurance quotes when you enter your ZIP code above.

Holyoke, MA Minimum Auto Insurance Requirements

The required auto insurance in Holyoke, MA is 20/40/5 according to the auto insurance laws in Massachusetts. The minimum auto insurance in Holyoke, Massachusetts is outlined here.

Minimum Required Auto Insurance Coverage in Holyoke, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Holyoke, MA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Holyoke, Massachusetts auto insurance rates? Find out how car insurance rates in Holyoke, MA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Holyoke, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,634 $2,634 $2,634 $2,634 $7,472 $7,472 $2,940 $2,940
GEICO $2,469 $2,469 $2,327 $2,327 $6,276 $6,276 $2,539 $2,539
Liberty Mutual $3,524 $3,524 $3,068 $3,068 $9,392 $9,392 $3,688 $3,688
Progressive $2,954 $2,954 $2,841 $2,841 $11,310 $11,310 $3,179 $3,179
State Farm $1,192 $1,192 $1,192 $1,192 $3,118 $3,118 $1,192 $1,192
Travelers $3,107 $3,107 $2,741 $2,741 $6,276 $6,276 $3,409 $3,409
USAA $1,850 $1,850 $1,822 $1,822 $4,383 $4,383 $2,046 $2,046

Buy Cheap Holyoke, MA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Holyoke can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Holyoke, MA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Holyoke, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,472 $7,472
GEICO $6,276 $6,276
Liberty Mutual $9,392 $9,392
Progressive $11,310 $11,310
State Farm $3,118 $3,118
Travelers $6,276 $6,276
USAA $4,383 $4,383

Buy Cheap Holyoke, MA Auto Insurance for Seniors

You can save on senior auto insurance rates in Holyoke, Massachusetts by comparing Holyoke senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Holyoke, MA here.

Annual Auto Insurance Rates for Senior Drivers in Holyoke, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,634 $2,634
GEICO $2,327 $2,327
Liberty Mutual $3,068 $3,068
Progressive $2,841 $2,841
State Farm $1,192 $1,192
Travelers $2,741 $2,741
USAA $1,822 $1,822

Find Cheap Auto Insurance Rates in Holyoke, MA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Holyoke, Massachusetts auto insurance. Compare Holyoke, MA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Holyoke, Massachusetts

Insurance Company Low Medium High
Allstate $3,560 $3,983 $4,217
GEICO $3,123 $3,458 $3,627
Liberty Mutual $4,549 $4,988 $5,217
Progressive $4,595 $5,153 $5,465
State Farm $1,514 $1,702 $1,805
Travelers $3,464 $3,953 $4,232
USAA $2,334 $2,564 $2,677

Find Cheap Holyoke, MA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Holyoke. Compare auto insurance rates in Holyoke, MA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Holyoke, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,786 $4,054
GEICO $3,334 $3,472
Liberty Mutual $4,724 $5,112
Progressive $5,071 $5,071
State Farm $1,634 $1,713
Travelers $3,691 $4,075
USAA $2,455 $2,596

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Find Cheap Holyoke, MA Auto Insurance Rates by Driving Record

Auto insurance rates in Holyoke, Massachusetts are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Holyoke, MA, take a look at the average cost for various violations versus rates for a clean driving record in Holyoke.

Annual Holyoke, Massachusetts Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,020 $4,559 $5,081 $3,020
GEICO $2,704 $3,757 $4,290 $2,860
Liberty Mutual $3,849 $5,320 $6,362 $4,140
Progressive $4,240 $6,026 $4,765 $5,254
State Farm $1,323 $1,808 $2,142 $1,420
Travelers $3,010 $4,165 $4,532 $3,825
USAA $1,788 $2,332 $3,976 $2,004

Find Cheap Holyoke, MA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Holyoke, Massachusetts is higher than for a clean driving record. You can buy auto insurance after a DUI in Holyoke for less when you shop around and compare rates from multiple Holyoke, MA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Holyoke, Massachusetts

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,081
GEICO $4,290
Liberty Mutual $6,362
Progressive $4,765
State Farm $2,142
Travelers $4,532
USAA $3,976

Winners by Category: Where to Buy Cheap Auto Insurance in Holyoke, MA

Compare rates from the cheapest auto insurance companies in Holyoke, MA for your needs. Take a look at how Holyoke, Massachusetts auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Holyoke, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Find Cheap Holyoke, Massachusetts Auto Insurance Companies

If you’re looking for the cheapest Holyoke, MA auto insurance companies overall, you can compare them here. Find the best price for Holyoke, Massachusetts car insurance by company.

Average Annual Auto Insurance Rates by Company in Holyoke, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,920
GEICO $3,403
Liberty Mutual $4,918
Progressive $5,071
State Farm $1,673
Travelers $3,883
USAA $2,525

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What affects Holyoke, Massachusetts auto insurance rates?

Local factors affect auto insurance rates in Holyoke, MA, including traffic, theft statistics, and commute length. Take a look at the things that impact Holyoke auto insurance rates.

Commute Times in Holyoke

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Holyoke, MA is 19.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Holyoke, MA

You can buy cheap Holyoke, MA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Holyoke, Massachusetts auto insurance quotes from top companies.

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