Buy Cheap Holyoke, CO Auto Insurance (2021)

Holyoke, CO auto insurance rates average $327 a month. Minimum auto insurance requirements in Holyoke, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Holyoke, CO, compare Holyoke auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Holyoke, CO for teens drivers are $7,432/year
  • The most expensive auto insurance company in Holyoke after a DUI is Allstate
  • The most expensive auto insurance company in Holyoke is Farmers

Finding affordable Holyoke, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Holyoke, CO auto insurance with confidence is right here. Auto insurance rates in Holyoke are affected by local factors as well as personal ones like your driving record.

See how Holyoke, CO car insurance rates compare to Lakewood auto insurance rates, Centennial auto insurance rates, and Denver auto insurance rates before you read more about the cost of auto insurance in Holyoke.

Don’t buy Holyoke, CO auto insurance until you’ve compared rates. Get free Holyoke, Colorado auto insurance quotes when you enter your ZIP code above.

Holyoke, CO Minimum Auto Insurance Requirements

The required auto insurance in Holyoke, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Holyoke, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Holyoke, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Holyoke, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Holyoke, CO. Take a look at Holyoke, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Holyoke, Colorado

Insurance Company Poor Fair Good
Allstate $6,490 $4,992 $3,775
American Family $4,704 $3,340 $2,802
Farmers $6,279 $5,093 $4,847
GEICO $4,182 $3,475 $2,767
Liberty Mutual $3,878 $2,369 $1,888
Nationwide $4,899 $3,858 $3,367
Progressive $4,956 $4,190 $3,824
State Farm $4,220 $2,709 $2,182
USAA $5,346 $3,014 $2,405

Buy Cheap Holyoke, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Holyoke, Colorado auto insurance rates? Find out how car insurance rates in Holyoke, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Holyoke, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,166 $2,973 $2,838 $2,870 $10,635 $11,138 $3,516 $3,549
American Family $2,475 $2,475 $2,230 $2,230 $5,988 $8,011 $2,475 $3,035
Farmers $3,254 $3,239 $2,950 $3,146 $11,621 $11,775 $3,588 $3,679
GEICO $2,260 $2,431 $2,315 $2,572 $6,794 $7,203 $2,081 $2,141
Liberty Mutual $1,814 $1,793 $1,539 $1,689 $5,342 $5,822 $1,835 $1,861
Nationwide $2,701 $2,762 $2,404 $2,557 $6,746 $8,703 $3,096 $3,361
Progressive $2,767 $2,603 $2,337 $2,350 $8,643 $9,684 $3,137 $3,068
State Farm $1,980 $1,980 $1,746 $1,746 $5,292 $6,756 $2,200 $2,596
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

Buy Cheap Holyoke, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Holyoke can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Holyoke, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Holyoke, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,635 $11,138
American Family $5,988 $8,011
Farmers $11,621 $11,775
GEICO $6,794 $7,203
Liberty Mutual $5,342 $5,822
Nationwide $6,746 $8,703
Progressive $8,643 $9,684
State Farm $5,292 $6,756
USAA $5,826 $6,723

Buy Cheap Holyoke, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Holyoke, Colorado by comparing Holyoke senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Holyoke, CO here.

Annual Auto Insurance Rates for Senior Drivers in Holyoke, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,838 $2,870
American Family $2,230 $2,230
Farmers $2,950 $3,146
GEICO $2,315 $2,572
Liberty Mutual $1,539 $1,689
Nationwide $2,404 $2,557
Progressive $2,337 $2,350
State Farm $1,746 $1,746
USAA $2,298 $2,340

Find Cheap Auto Insurance Rates in Holyoke, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Holyoke, Colorado auto insurance. Compare Holyoke, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Holyoke, Colorado

Insurance Company Low Medium High
Allstate $4,806 $5,068 $5,382
American Family $3,434 $3,690 $3,722
Farmers $4,863 $5,345 $6,011
GEICO $3,185 $3,419 $3,820
Liberty Mutual $2,570 $2,703 $2,863
Nationwide $4,103 $4,041 $3,980
Progressive $4,092 $4,332 $4,546
State Farm $2,882 $3,036 $3,193
USAA $3,452 $3,588 $3,726

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Find Cheap Holyoke, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Holyoke. Compare auto insurance rates in Holyoke, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Holyoke, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,086 $5,086
American Family $3,538 $3,692
Farmers $5,406 $5,406
GEICO $3,392 $3,557
Liberty Mutual $2,712 $2,712
Nationwide $4,041 $4,041
Progressive $4,324 $4,324
State Farm $2,964 $3,110
USAA $3,485 $3,692

Find Cheap Holyoke, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Holyoke, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Holyoke, CO, take a look at the average cost for various violations versus rates for a clean driving record in Holyoke.

Annual Holyoke, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,358 $4,995 $6,071 $4,918
American Family $2,676 $3,796 $4,955 $3,033
Farmers $4,584 $5,849 $5,764 $5,429
GEICO $2,489 $3,823 $4,295 $3,292
Liberty Mutual $2,373 $2,780 $2,891 $2,804
Nationwide $3,080 $4,250 $5,431 $3,404
Progressive $3,768 $5,127 $3,980 $4,419
State Farm $2,825 $3,250 $3,037 $3,037
USAA $2,644 $3,195 $5,527 $2,989

Find Cheap Holyoke, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Holyoke, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Holyoke for less when you shop around and compare rates from multiple Holyoke, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Holyoke, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,071
American Family $4,955
Farmers $5,764
GEICO $4,295
Liberty Mutual $2,891
Nationwide $5,431
Progressive $3,980
State Farm $3,037
USAA $5,527

Winners by Category: Where to Buy Cheap Auto Insurance in Holyoke, CO

Compare rates from the cheapest auto insurance companies in Holyoke, CO for your needs. Take a look at how Holyoke, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Holyoke, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Find Cheap Holyoke, Colorado Auto Insurance Companies

If you’re looking for the cheapest Holyoke, CO auto insurance companies overall, you can compare them here. Find the best price for Holyoke, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Holyoke, Colorado

Insurance Company Average Annual Rates
Allstate $5,086
American Family $3,615
Farmers $5,406
GEICO $3,475
Liberty Mutual $2,712
Nationwide $4,041
Progressive $4,324
State Farm $3,037
USAA $3,589

What affects Holyoke, Colorado auto insurance rates?

Local factors affect auto insurance rates in Holyoke, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Holyoke auto insurance rates.

Commute Times in Holyoke

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Holyoke, CO is 15.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Holyoke, CO

You can buy cheap Holyoke, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Holyoke, Colorado auto insurance quotes from top companies.

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