Buy Cheap Holt, MI Auto Insurance (2022)

Holt, MI auto insurance rates average $697 a month. Minimum auto insurance requirements in Holt, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Holt, MI, compare Holt auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Holt after a DUI is Allstate
  • The most expensive auto insurance company in Holt is Allstate
  • Average auto insurance rates in Holt, MI for teens drivers are $15,850/year

Finding affordable Holt, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Holt, MI auto insurance with confidence is right here. Auto insurance rates in Holt are affected by local factors as well as personal ones like your driving record.

See how Holt, MI car insurance rates compare to Ann Arbor auto insurance rates, Warren auto insurance rates, and Lansing auto insurance rates before you read more about the cost of auto insurance in Holt.

Don’t buy Holt, MI auto insurance until you’ve compared rates. Get free Holt, Michigan auto insurance quotes when you enter your ZIP code above.

Holt, MI Minimum Auto Insurance Requirements

The required auto insurance in Holt, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Holt, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Holt, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Holt, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Holt, MI. Take a look at Holt, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Holt, Michigan

Insurance Company Poor Fair Good
Allstate $29,573 $16,465 $12,822
Farmers $6,225 $4,183 $3,872
GEICO $6,416 $4,723 $3,848
Liberty Mutual $26,017 $15,039 $8,322
Nationwide $5,865 $4,459 $3,814
Progressive $5,222 $4,420 $3,998
State Farm $15,983 $8,105 $5,516
Travelers $6,813 $6,608 $6,525
USAA $5,445 $3,102 $2,364

Buy Cheap Holt, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Holt, Michigan auto insurance rates? Find out how car insurance rates in Holt, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Holt, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,157 $14,157 $13,079 $13,079 $36,305 $36,305 $14,940 $14,940
Farmers $3,577 $3,577 $3,332 $3,332 $8,110 $8,110 $4,021 $4,021
GEICO $3,402 $3,402 $3,491 $3,491 $9,831 $9,831 $3,259 $3,259
Liberty Mutual $12,336 $12,336 $12,215 $12,215 $28,951 $28,951 $12,336 $12,336
Nationwide $3,379 $3,379 $3,019 $3,019 $8,756 $8,756 $3,696 $3,696
Progressive $2,653 $2,471 $2,356 $2,615 $9,821 $10,508 $3,082 $2,866
State Farm $5,980 $5,980 $5,544 $5,544 $20,928 $20,928 $7,021 $7,021
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,642 $2,505 $2,483 $2,344 $6,549 $6,239 $3,229 $3,102

Buy Cheap Holt, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Holt can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Holt, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Holt, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $36,305 $36,305
Farmers $8,110 $8,110
GEICO $9,831 $9,831
Liberty Mutual $28,951 $28,951
Nationwide $8,756 $8,756
Progressive $9,821 $10,508
State Farm $20,928 $20,928
Travelers $13,395 $13,395
USAA $6,549 $6,239

Buy Cheap Holt, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Holt, Michigan by comparing Holt senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Holt, MI here.

Annual Auto Insurance Rates for Senior Drivers in Holt, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,079 $13,079
Farmers $3,332 $3,332
GEICO $3,491 $3,491
Liberty Mutual $12,215 $12,215
Nationwide $3,019 $3,019
Progressive $2,356 $2,615
State Farm $5,544 $5,544
Travelers $3,858 $3,858
USAA $2,483 $2,344

Find Cheap Auto Insurance Rates in Holt, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Holt, Michigan auto insurance. Compare Holt, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Holt, Michigan

Insurance Company Low Medium High
Allstate $18,991 $19,676 $20,193
Farmers $4,637 $4,748 $4,895
GEICO $4,682 $4,953 $5,352
Liberty Mutual $16,093 $16,425 $16,860
Nationwide $4,893 $4,643 $4,602
Progressive $4,421 $4,552 $4,666
State Farm $9,400 $9,926 $10,279
Travelers $6,575 $6,656 $6,715
USAA $3,534 $3,645 $3,731

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Find Cheap Holt, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Holt. Compare auto insurance rates in Holt, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Holt, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,620 $19,620
Farmers $4,760 $4,760
GEICO $4,885 $5,107
Liberty Mutual $15,895 $17,024
Nationwide $4,713 $4,713
Progressive $4,547 $4,547
State Farm $9,608 $10,128
Travelers $6,611 $6,686
USAA $3,595 $3,678

Find Cheap Holt, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Holt, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Holt, MI, take a look at the average cost for various violations versus rates for a clean driving record in Holt.

Annual Holt, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,608 $12,783 $42,675 $13,415
Farmers $4,005 $5,097 $5,027 $4,911
GEICO $1,742 $3,724 $11,276 $3,240
Liberty Mutual $11,447 $13,871 $25,819 $14,701
Nationwide $4,054 $5,362 $4,889 $4,547
Progressive $3,872 $5,059 $4,544 $4,711
State Farm $6,270 $7,522 $16,282 $9,399
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,924 $3,652 $4,783 $3,188

Find Cheap Holt, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Holt, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Holt for less when you shop around and compare rates from multiple Holt, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Holt, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $42,675
Farmers $5,027
GEICO $11,276
Liberty Mutual $25,819
Nationwide $4,889
Progressive $4,544
State Farm $16,282
Travelers $10,331
USAA $4,783

Winners by Category: Where to Buy Cheap Auto Insurance in Holt, MI

Compare rates from the cheapest auto insurance companies in Holt, MI for your needs. Take a look at how Holt, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Holt, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Holt, Michigan Auto Insurance Companies

If you’re looking for the cheapest Holt, MI auto insurance companies overall, you can compare them here. Find the best price for Holt, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Holt, Michigan

Insurance Company Average Annual Rates
Allstate $19,620
Farmers $4,760
GEICO $4,996
Liberty Mutual $16,459
Nationwide $4,713
Progressive $4,547
State Farm $9,868
Travelers $6,649
USAA $3,637

What affects Holt, Michigan auto insurance rates?

Local factors affect auto insurance rates in Holt, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Holt auto insurance rates.

Commute Times in Holt

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Holt, MI is 20.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Holt, MI

You can buy cheap Holt, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Holt, Michigan auto insurance quotes from top companies.

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