Buy Cheap Holt, AL Auto Insurance (2021)

Holt, AL auto insurance rates average $315 a month. Minimum auto insurance requirements in Holt, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Holt, AL, compare Holt auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Holt, AL after a DUI are $4,308/year
  • Average auto insurance rates in Holt, AL for teens drivers are $7,792/year
  • The most expensive auto insurance company in Holt is Liberty Mutual

Finding affordable Holt, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Holt, AL auto insurance with confidence is right here. Auto insurance rates in Holt are affected by local factors as well as personal ones like your driving record.

See how Holt, AL car insurance rates compare to Huntsville auto insurance rates, Birmingham auto insurance rates, and Hoover auto insurance rates before you read more about the cost of auto insurance in Holt.

Don’t buy Holt, AL auto insurance until you’ve compared rates. Get free Holt, Alabama auto insurance quotes when you enter your ZIP code above.

Holt, AL Minimum Auto Insurance Requirements

The required auto insurance in Holt, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Holt, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Holt, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Holt, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Holt, AL. Take a look at Holt, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Holt, Alabama

Insurance Company Poor Fair Good
Allstate $4,508 $3,560 $2,912
Farmers $4,683 $4,037 $3,826
GEICO $3,686 $2,628 $2,378
Liberty Mutual $7,458 $4,587 $3,600
Nationwide $3,156 $2,467 $2,234
Progressive $5,500 $4,726 $4,419
State Farm $8,054 $4,071 $2,762
Travelers $3,857 $3,347 $3,411
USAA $2,763 $1,805 $1,613

Buy Cheap Holt, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Holt, Alabama auto insurance rates? Find out how car insurance rates in Holt, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Holt, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,174 $2,064 $1,971 $2,009 $7,796 $8,373 $2,422 $2,472
Farmers $2,368 $2,352 $2,113 $2,250 $9,319 $9,598 $2,682 $2,776
GEICO $2,055 $2,048 $1,962 $2,039 $5,499 $5,390 $2,172 $2,012
Liberty Mutual $3,017 $3,256 $2,477 $2,767 $11,176 $12,416 $3,205 $3,406
Nationwide $1,709 $1,728 $1,560 $1,612 $4,521 $5,808 $1,897 $2,117
Progressive $2,632 $2,464 $2,167 $2,306 $10,926 $12,190 $3,084 $3,284
State Farm $2,985 $2,985 $2,724 $2,724 $9,326 $11,685 $3,381 $3,888
Travelers $1,426 $1,446 $1,348 $1,340 $7,730 $12,138 $1,349 $1,530
USAA $1,282 $1,297 $1,199 $1,171 $3,834 $4,243 $1,664 $1,793

Buy Cheap Holt, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Holt can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Holt, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Holt, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,796 $8,373
Farmers $9,319 $9,598
GEICO $5,499 $5,390
Liberty Mutual $11,176 $12,416
Nationwide $4,521 $5,808
Progressive $10,926 $12,190
State Farm $9,326 $11,685
Travelers $7,730 $12,138
USAA $3,834 $4,243

Buy Cheap Holt, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Holt, Alabama by comparing Holt senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Holt, AL here.

Annual Auto Insurance Rates for Senior Drivers in Holt, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,971 $2,009
Farmers $2,113 $2,250
GEICO $1,962 $2,039
Liberty Mutual $2,477 $2,767
Nationwide $1,560 $1,612
Progressive $2,167 $2,306
State Farm $2,724 $2,724
Travelers $1,348 $1,340
USAA $1,199 $1,171

Find Cheap Auto Insurance Rates in Holt, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Holt, Alabama auto insurance. Compare Holt, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Holt, Alabama

Insurance Company Low Medium High
Allstate $3,524 $3,655 $3,802
Farmers $3,930 $4,122 $4,495
GEICO $2,665 $2,885 $3,142
Liberty Mutual $4,976 $5,191 $5,478
Nationwide $2,596 $2,598 $2,662
Progressive $4,383 $4,859 $5,402
State Farm $4,656 $4,958 $5,273
Travelers $3,353 $3,609 $3,652
USAA $1,984 $2,049 $2,148

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Find Cheap Holt, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Holt. Compare auto insurance rates in Holt, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Holt, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,660 $3,660
Farmers $4,182 $4,182
GEICO $2,847 $2,948
Liberty Mutual $5,215 $5,215
Nationwide $2,619 $2,619
Progressive $4,882 $4,882
State Farm $4,838 $5,087
Travelers $3,538 $3,538
USAA $1,966 $2,155

Find Cheap Holt, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Holt, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Holt, AL, take a look at the average cost for various violations versus rates for a clean driving record in Holt.

Annual Holt, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,094 $3,663 $4,372 $3,512
Farmers $3,520 $4,558 $4,447 $4,204
GEICO $1,943 $3,146 $3,917 $2,583
Liberty Mutual $4,087 $5,702 $5,563 $5,509
Nationwide $2,294 $2,294 $3,329 $2,558
Progressive $4,400 $5,546 $4,753 $4,827
State Farm $4,460 $5,577 $4,907 $4,907
Travelers $2,943 $3,088 $4,533 $3,588
USAA $1,586 $1,992 $2,949 $1,715

Find Cheap Holt, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Holt, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Holt for less when you shop around and compare rates from multiple Holt, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Holt, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,372
Farmers $4,447
GEICO $3,917
Liberty Mutual $5,563
Nationwide $3,329
Progressive $4,753
State Farm $4,907
Travelers $4,533
USAA $2,949

Winners by Category: Where to Buy Cheap Auto Insurance in Holt, AL

Compare rates from the cheapest auto insurance companies in Holt, AL for your needs. Take a look at how Holt, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Holt, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Holt, Alabama Auto Insurance Companies

If you’re looking for the cheapest Holt, AL auto insurance companies overall, you can compare them here. Find the best price for Holt, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Holt, Alabama

Insurance Company Average Annual Rates
Allstate $3,660
Farmers $4,182
GEICO $2,897
Liberty Mutual $5,215
Nationwide $2,619
Progressive $4,882
State Farm $4,962
Travelers $3,538
USAA $2,060

What affects Holt, Alabama auto insurance rates?

Local factors affect auto insurance rates in Holt, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Holt auto insurance rates.

Commute Times in Holt

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Holt, AL is 32.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Holt, AL

You can buy cheap Holt, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Holt, Alabama auto insurance quotes from top companies.

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