Buy Cheap Holgate, OH Auto Insurance (2021)

Holgate, OH auto insurance rates average $216 a month. Minimum auto insurance requirements in Holgate, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Holgate, OH, compare Holgate auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Holgate, OH are $216/month
  • The most expensive auto insurance company in Holgate after a DUI is Liberty Mutual
  • Average auto insurance rates in Holgate, OH for teens drivers are $5,363/year

Finding affordable Holgate, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Holgate, OH auto insurance with confidence is right here. Auto insurance rates in Holgate are affected by local factors as well as personal ones like your driving record.

See how Holgate, OH car insurance rates compare to Dayton auto insurance rates, Akron auto insurance rates, and Columbus auto insurance rates before you read more about the cost of auto insurance in Holgate.

Don’t buy Holgate, OH auto insurance until you’ve compared rates. Get free Holgate, Ohio auto insurance quotes when you enter your ZIP code above.

Holgate, OH Minimum Auto Insurance Requirements

The required auto insurance in Holgate, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Holgate, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Holgate, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Holgate, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Holgate, OH. Take a look at Holgate, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Holgate, Ohio

Insurance Company Poor Fair Good
Allstate $3,536 $2,580 $2,162
American Family $1,753 $1,200 $1,018
Farmers $3,665 $3,094 $2,946
GEICO $1,918 $1,602 $1,287
Liberty Mutual $5,978 $3,665 $2,873
Nationwide $3,808 $3,069 $2,592
Progressive $3,965 $3,427 $3,200
State Farm $2,919 $1,806 $1,424
Travelers $3,045 $2,653 $2,480
USAA $1,792 $1,268 $1,081

Buy Cheap Holgate, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Holgate, Ohio auto insurance rates? Find out how car insurance rates in Holgate, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Holgate, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,855 $1,850 $1,670 $1,784 $5,065 $5,803 $1,956 $2,093
American Family $850 $882 $771 $776 $2,479 $2,690 $1,043 $1,096
Farmers $1,715 $1,709 $1,510 $1,592 $7,561 $7,850 $1,927 $2,017
GEICO $1,157 $1,127 $1,096 $1,110 $3,091 $2,874 $1,281 $1,083
Liberty Mutual $1,950 $2,126 $1,502 $1,821 $10,157 $11,472 $2,077 $2,271
Nationwide $2,102 $2,111 $1,898 $1,911 $5,405 $6,959 $2,251 $2,616
Progressive $1,825 $1,720 $1,520 $1,571 $8,077 $9,103 $2,177 $2,253
State Farm $1,243 $1,243 $1,109 $1,109 $3,810 $4,786 $1,442 $1,655
Travelers $1,257 $1,276 $1,247 $1,242 $5,411 $8,570 $1,310 $1,491
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

Buy Cheap Holgate, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Holgate can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Holgate, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Holgate, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,065 $5,803
American Family $2,479 $2,690
Farmers $7,561 $7,850
GEICO $3,091 $2,874
Liberty Mutual $10,157 $11,472
Nationwide $5,405 $6,959
Progressive $8,077 $9,103
State Farm $3,810 $4,786
Travelers $5,411 $8,570
USAA $2,571 $2,863

Buy Cheap Holgate, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Holgate, Ohio by comparing Holgate senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Holgate, OH here.

Annual Auto Insurance Rates for Senior Drivers in Holgate, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,670 $1,784
American Family $771 $776
Farmers $1,510 $1,592
GEICO $1,096 $1,110
Liberty Mutual $1,502 $1,821
Nationwide $1,898 $1,911
Progressive $1,520 $1,571
State Farm $1,109 $1,109
Travelers $1,247 $1,242
USAA $798 $797

Find Cheap Auto Insurance Rates in Holgate, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Holgate, Ohio auto insurance. Compare Holgate, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Holgate, Ohio

Insurance Company Low Medium High
Allstate $2,684 $2,755 $2,839
American Family $1,299 $1,333 $1,338
Farmers $3,073 $3,188 $3,444
GEICO $1,548 $1,595 $1,665
Liberty Mutual $4,020 $4,189 $4,307
Nationwide $3,479 $3,060 $2,930
Progressive $3,374 $3,497 $3,722
State Farm $1,956 $2,055 $2,138
Travelers $2,646 $2,762 $2,768
USAA $1,323 $1,379 $1,440

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Find Cheap Holgate, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Holgate. Compare auto insurance rates in Holgate, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Holgate, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,759 $2,759
American Family $1,308 $1,339
Farmers $3,235 $3,235
GEICO $1,575 $1,629
Liberty Mutual $4,172 $4,172
Nationwide $3,156 $3,156
Progressive $3,531 $3,531
State Farm $2,000 $2,099
Travelers $2,726 $2,726
USAA $1,328 $1,433

Find Cheap Holgate, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Holgate, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Holgate, OH, take a look at the average cost for various violations versus rates for a clean driving record in Holgate.

Annual Holgate, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,330 $2,803 $3,278 $2,627
American Family $1,270 $1,341 $1,341 $1,341
Farmers $2,665 $3,434 $3,348 $3,493
GEICO $1,088 $1,569 $2,282 $1,471
Liberty Mutual $3,510 $4,493 $4,595 $4,090
Nationwide $2,533 $3,217 $4,077 $2,799
Progressive $3,045 $4,137 $3,245 $3,697
State Farm $1,871 $2,228 $2,050 $2,050
Travelers $2,013 $2,617 $3,940 $2,333
USAA $1,062 $1,422 $1,861 $1,176

Find Cheap Holgate, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Holgate, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Holgate for less when you shop around and compare rates from multiple Holgate, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Holgate, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,278
American Family $1,341
Farmers $3,348
GEICO $2,282
Liberty Mutual $4,595
Nationwide $4,077
Progressive $3,245
State Farm $2,050
Travelers $3,940
USAA $1,861

Winners by Category: Where to Buy Cheap Auto Insurance in Holgate, OH

Compare rates from the cheapest auto insurance companies in Holgate, OH for your needs. Take a look at how Holgate, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Holgate, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Holgate, Ohio Auto Insurance Companies

If you’re looking for the cheapest Holgate, OH auto insurance companies overall, you can compare them here. Find the best price for Holgate, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Holgate, Ohio

Insurance Company Average Annual Rates
Allstate $2,759
American Family $1,324
Farmers $3,235
GEICO $1,602
Liberty Mutual $4,172
Nationwide $3,156
Progressive $3,531
State Farm $2,050
Travelers $2,726
USAA $1,380

What affects Holgate, Ohio auto insurance rates?

Local factors affect auto insurance rates in Holgate, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Holgate auto insurance rates.

Commute Times in Holgate

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Holgate, OH is 26.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Holgate, OH

You can buy cheap Holgate, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Holgate, Ohio auto insurance quotes from top companies.

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