Buy Cheap Hoffman, IL Auto Insurance (2021)

Hoffman, IL auto insurance rates average $258 a month. Minimum auto insurance requirements in Hoffman, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Hoffman, IL, compare Hoffman auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Hoffman, IL for teens drivers are $5,894/year
  • The most expensive auto insurance company in Hoffman after a DUI is Allstate
  • The most expensive auto insurance company in Hoffman is Allstate

Finding affordable Hoffman, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Hoffman, IL auto insurance with confidence is right here. Auto insurance rates in Hoffman are affected by local factors as well as personal ones like your driving record.

See how Hoffman, IL car insurance rates compare to Champaign auto insurance rates, Rockford auto insurance rates, and Cicero auto insurance rates before you read more about the cost of auto insurance in Hoffman.

Don’t buy Hoffman, IL auto insurance until you’ve compared rates. Get free Hoffman, Illinois auto insurance quotes when you enter your ZIP code above.

Hoffman, IL Minimum Auto Insurance Requirements

The required auto insurance in Hoffman, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Hoffman, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Hoffman, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Hoffman, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hoffman, IL. Take a look at Hoffman, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hoffman, Illinois

Insurance Company Poor Fair Good
Allstate $5,618 $4,056 $3,548
American Family $4,742 $3,217 $2,718
Farmers $4,583 $3,850 $3,663
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,018 $1,883 $1,503
Nationwide $4,032 $3,246 $2,838
Progressive $3,547 $3,004 $2,775
State Farm $3,099 $1,859 $1,444
Travelers $3,079 $2,465 $2,008
USAA $3,660 $2,519 $2,077

Buy Cheap Hoffman, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hoffman, Illinois auto insurance rates? Find out how car insurance rates in Hoffman, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hoffman, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,804 $2,816 $2,931 $2,931 $7,288 $9,474 $3,370 $3,643
American Family $2,229 $2,229 $2,037 $2,037 $6,205 $8,633 $2,229 $2,872
Farmers $2,163 $2,162 $1,920 $2,030 $9,265 $9,652 $2,474 $2,590
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,340 $1,448 $1,115 $1,247 $4,281 $4,764 $1,402 $1,481
Nationwide $2,137 $2,178 $1,895 $2,013 $5,927 $7,630 $2,493 $2,706
Progressive $1,799 $1,701 $1,479 $1,551 $6,532 $7,331 $2,146 $2,330
State Farm $1,345 $1,345 $1,202 $1,202 $3,843 $4,870 $1,519 $1,747
Travelers $1,604 $1,695 $1,458 $1,557 $4,575 $5,752 $1,701 $1,794
USAA $1,633 $1,657 $1,520 $1,491 $5,336 $5,875 $2,149 $2,354

Buy Cheap Hoffman, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hoffman can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hoffman, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hoffman, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,288 $9,474
American Family $6,205 $8,633
Farmers $9,265 $9,652
GEICO $5,690 $6,014
Liberty Mutual $4,281 $4,764
Nationwide $5,927 $7,630
Progressive $6,532 $7,331
State Farm $3,843 $4,870
Travelers $4,575 $5,752
USAA $5,336 $5,875

Buy Cheap Hoffman, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Hoffman, Illinois by comparing Hoffman senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hoffman, IL here.

Annual Auto Insurance Rates for Senior Drivers in Hoffman, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,931 $2,931
American Family $2,037 $2,037
Farmers $1,920 $2,030
GEICO $1,757 $2,095
Liberty Mutual $1,115 $1,247
Nationwide $1,895 $2,013
Progressive $1,479 $1,551
State Farm $1,202 $1,202
Travelers $1,458 $1,557
USAA $1,520 $1,491

Find Cheap Auto Insurance Rates in Hoffman, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hoffman, Illinois auto insurance. Compare Hoffman, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hoffman, Illinois

Insurance Company Low Medium High
Allstate $4,271 $4,403 $4,548
American Family $3,452 $3,688 $3,537
Farmers $3,841 $3,940 $4,315
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,017 $2,130 $2,257
Nationwide $3,368 $3,398 $3,351
Progressive $2,871 $3,097 $3,358
State Farm $2,018 $2,136 $2,249
Travelers $2,343 $2,514 $2,695
USAA $2,566 $2,750 $2,941

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Find Cheap Hoffman, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hoffman. Compare auto insurance rates in Hoffman, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hoffman, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,407 $4,407
American Family $3,513 $3,605
Farmers $4,032 $4,032
GEICO $2,920 $3,043
Liberty Mutual $2,135 $2,135
Nationwide $3,372 $3,372
Progressive $3,109 $3,109
State Farm $2,081 $2,188
Travelers $2,418 $2,616
USAA $2,675 $2,829

Find Cheap Hoffman, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Hoffman, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hoffman, IL, take a look at the average cost for various violations versus rates for a clean driving record in Hoffman.

Annual Hoffman, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,144 $5,359 $4,988 $4,138
American Family $2,614 $3,723 $4,933 $2,966
Farmers $3,403 $4,388 $4,279 $4,058
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,785 $2,516 $2,218 $2,020
Nationwide $2,706 $3,519 $4,148 $3,116
Progressive $2,563 $3,798 $2,836 $3,237
State Farm $1,951 $2,317 $2,134 $2,134
Travelers $1,999 $2,615 $2,942 $2,511
USAA $1,958 $2,823 $3,864 $2,363

Find Cheap Hoffman, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hoffman, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Hoffman for less when you shop around and compare rates from multiple Hoffman, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hoffman, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,988
American Family $4,933
Farmers $4,279
GEICO $4,060
Liberty Mutual $2,218
Nationwide $4,148
Progressive $2,836
State Farm $2,134
Travelers $2,942
USAA $3,864

Winners by Category: Where to Buy Cheap Auto Insurance in Hoffman, IL

Compare rates from the cheapest auto insurance companies in Hoffman, IL for your needs. Take a look at how Hoffman, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hoffman, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Find Cheap Hoffman, Illinois Auto Insurance Companies

If you’re looking for the cheapest Hoffman, IL auto insurance companies overall, you can compare them here. Find the best price for Hoffman, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Hoffman, Illinois

Insurance Company Average Annual Rates
Allstate $4,407
American Family $3,559
Farmers $4,032
GEICO $2,982
Liberty Mutual $2,135
Nationwide $3,372
Progressive $3,109
State Farm $2,134
Travelers $2,517
USAA $2,752

What affects Hoffman, Illinois auto insurance rates?

Local factors affect auto insurance rates in Hoffman, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Hoffman auto insurance rates.

Commute Times in Hoffman

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hoffman, IL is 20.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Hoffman, IL

You can buy cheap Hoffman, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hoffman, Illinois auto insurance quotes from top companies.

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