Buy Cheap Hiram, OH Auto Insurance (2021)

Hiram, OH auto insurance rates average $237 a month. Minimum auto insurance requirements in Hiram, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Hiram, OH, compare Hiram auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Hiram, OH after a DUI are $3,295/year
  • Average auto insurance rates in Hiram, OH for teens drivers are $5,910/year
  • The most expensive auto insurance company in Hiram after a DUI is Liberty Mutual

Finding affordable Hiram, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Hiram, OH auto insurance with confidence is right here. Auto insurance rates in Hiram are affected by local factors as well as personal ones like your driving record.

See how Hiram, OH car insurance rates compare to Parma auto insurance rates, Cincinnati auto insurance rates, and Canton auto insurance rates before you read more about the cost of auto insurance in Hiram.

Don’t buy Hiram, OH auto insurance until you’ve compared rates. Get free Hiram, Ohio auto insurance quotes when you enter your ZIP code above.

Hiram, OH Minimum Auto Insurance Requirements

The required auto insurance in Hiram, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Hiram, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Hiram, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Hiram, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hiram, OH. Take a look at Hiram, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hiram, Ohio

Insurance Company Poor Fair Good
Allstate $4,178 $3,038 $2,535
American Family $1,988 $1,355 $1,146
Farmers $4,053 $3,428 $3,265
GEICO $2,054 $1,714 $1,375
Liberty Mutual $6,263 $3,847 $3,018
Nationwide $3,828 $3,085 $2,605
Progressive $4,127 $3,572 $3,340
State Farm $3,851 $2,379 $1,875
Travelers $3,367 $2,931 $2,739
USAA $1,951 $1,381 $1,178

Buy Cheap Hiram, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hiram, Ohio auto insurance rates? Find out how car insurance rates in Hiram, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hiram, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,169 $2,161 $1,952 $2,089 $6,019 $6,889 $2,283 $2,441
American Family $922 $956 $846 $849 $2,906 $3,149 $1,141 $1,201
Farmers $1,887 $1,885 $1,661 $1,754 $8,411 $8,747 $2,111 $2,201
GEICO $1,235 $1,199 $1,170 $1,191 $3,317 $3,077 $1,372 $1,153
Liberty Mutual $2,034 $2,221 $1,564 $1,906 $10,697 $12,072 $2,160 $2,355
Nationwide $2,114 $2,123 $1,909 $1,921 $5,428 $6,991 $2,264 $2,632
Progressive $1,890 $1,778 $1,575 $1,625 $8,453 $9,519 $2,263 $2,338
State Farm $1,613 $1,613 $1,447 $1,447 $5,085 $6,392 $1,874 $2,146
Travelers $1,387 $1,408 $1,377 $1,371 $5,990 $9,475 $1,445 $1,647
USAA $915 $923 $868 $869 $2,796 $3,116 $1,223 $1,316

Buy Cheap Hiram, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hiram can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hiram, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hiram, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,019 $6,889
American Family $2,906 $3,149
Farmers $8,411 $8,747
GEICO $3,317 $3,077
Liberty Mutual $10,697 $12,072
Nationwide $5,428 $6,991
Progressive $8,453 $9,519
State Farm $5,085 $6,392
Travelers $5,990 $9,475
USAA $2,796 $3,116

Buy Cheap Hiram, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Hiram, Ohio by comparing Hiram senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hiram, OH here.

Annual Auto Insurance Rates for Senior Drivers in Hiram, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,952 $2,089
American Family $846 $849
Farmers $1,661 $1,754
GEICO $1,170 $1,191
Liberty Mutual $1,564 $1,906
Nationwide $1,909 $1,921
Progressive $1,575 $1,625
State Farm $1,447 $1,447
Travelers $1,377 $1,371
USAA $868 $869

Find Cheap Auto Insurance Rates in Hiram, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hiram, Ohio auto insurance. Compare Hiram, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hiram, Ohio

Insurance Company Low Medium High
Allstate $3,149 $3,244 $3,358
American Family $1,469 $1,508 $1,512
Farmers $3,386 $3,525 $3,836
GEICO $1,653 $1,706 $1,784
Liberty Mutual $4,207 $4,400 $4,521
Nationwide $3,503 $3,076 $2,940
Progressive $3,537 $3,649 $3,854
State Farm $2,562 $2,711 $2,832
Travelers $2,927 $3,053 $3,058
USAA $1,433 $1,502 $1,575

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Find Cheap Hiram, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hiram. Compare auto insurance rates in Hiram, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hiram, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,250 $3,250
American Family $1,478 $1,514
Farmers $3,582 $3,582
GEICO $1,685 $1,744
Liberty Mutual $4,376 $4,376
Nationwide $3,173 $3,173
Progressive $3,680 $3,680
State Farm $2,634 $2,770
Travelers $3,012 $3,012
USAA $1,445 $1,561

Find Cheap Hiram, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Hiram, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hiram, OH, take a look at the average cost for various violations versus rates for a clean driving record in Hiram.

Annual Hiram, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,732 $3,303 $3,875 $3,091
American Family $1,433 $1,517 $1,517 $1,517
Farmers $2,957 $3,806 $3,712 $3,854
GEICO $1,162 $1,677 $2,447 $1,572
Liberty Mutual $3,675 $4,722 $4,820 $4,288
Nationwide $2,545 $3,234 $4,099 $2,813
Progressive $3,172 $4,317 $3,378 $3,852
State Farm $2,459 $2,945 $2,702 $2,702
Travelers $2,220 $2,892 $4,360 $2,578
USAA $1,153 $1,545 $2,037 $1,278

Find Cheap Hiram, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hiram, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Hiram for less when you shop around and compare rates from multiple Hiram, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hiram, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,875
American Family $1,517
Farmers $3,712
GEICO $2,447
Liberty Mutual $4,820
Nationwide $4,099
Progressive $3,378
State Farm $2,702
Travelers $4,360
USAA $2,037

Winners by Category: Where to Buy Cheap Auto Insurance in Hiram, OH

Compare rates from the cheapest auto insurance companies in Hiram, OH for your needs. Take a look at how Hiram, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hiram, Ohio

Category Insurance Company
Teenagers USAA
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Hiram, Ohio Auto Insurance Companies

If you’re looking for the cheapest Hiram, OH auto insurance companies overall, you can compare them here. Find the best price for Hiram, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Hiram, Ohio

Insurance Company Average Annual Rates
Allstate $3,250
American Family $1,496
Farmers $3,582
GEICO $1,714
Liberty Mutual $4,376
Nationwide $3,173
Progressive $3,680
State Farm $2,702
Travelers $3,012
USAA $1,503

What affects Hiram, Ohio auto insurance rates?

Local factors affect auto insurance rates in Hiram, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Hiram auto insurance rates.

Commute Times in Hiram

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hiram, OH is 21.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Hiram, OH

You can buy cheap Hiram, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hiram, Ohio auto insurance quotes from top companies.

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