Buy Cheap Hilltop Lakes, TX Auto Insurance (2021)

Hilltop Lakes, TX auto insurance rates average $326 a month. Minimum auto insurance requirements in Hilltop Lakes, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Hilltop Lakes, TX, compare Hilltop Lakes auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Hilltop Lakes, TX after a DUI are $4,428/year
  • The most expensive auto insurance company in Hilltop Lakes after a DUI is Allstate
  • Average auto insurance rates in Hilltop Lakes, TX for teens drivers are $6,989/year

Finding affordable Hilltop Lakes, Texas auto insurance can be challenging, but everything you need to know to buy cheap Hilltop Lakes, TX auto insurance with confidence is right here. Auto insurance rates in Hilltop Lakes are affected by local factors as well as personal ones like your driving record.

See how Hilltop Lakes, TX car insurance rates compare to Arlington auto insurance rates, Houston auto insurance rates, and El Paso auto insurance rates before you read more about the cost of auto insurance in Hilltop Lakes.

Don’t buy Hilltop Lakes, TX auto insurance until you’ve compared rates. Get free Hilltop Lakes, Texas auto insurance quotes when you enter your ZIP code above.

Hilltop Lakes, TX Minimum Auto Insurance Requirements

The required auto insurance in Hilltop Lakes, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Hilltop Lakes, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Hilltop Lakes, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Hilltop Lakes, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hilltop Lakes, TX. Take a look at Hilltop Lakes, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hilltop Lakes, Texas

Insurance Company Poor Fair Good
Allstate $7,142 $5,207 $4,450
American Family $6,166 $3,856 $3,356
GEICO $4,581 $2,602 $1,742
Nationwide $4,227 $3,394 $2,952
Progressive $6,230 $5,373 $4,974
State Farm $4,030 $2,504 $1,993
USAA $3,583 $2,063 $1,658

Buy Cheap Hilltop Lakes, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hilltop Lakes, Texas auto insurance rates? Find out how car insurance rates in Hilltop Lakes, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hilltop Lakes, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,660 $3,696 $3,618 $3,618 $9,504 $11,477 $4,517 $4,706
American Family $2,750 $3,050 $2,524 $2,882 $6,986 $9,157 $3,894 $4,432
GEICO $2,227 $2,388 $2,127 $2,369 $4,786 $5,057 $2,409 $2,441
Nationwide $2,221 $2,260 $1,965 $2,080 $6,237 $8,009 $2,603 $2,816
Progressive $2,943 $2,801 $2,606 $2,663 $12,357 $13,777 $3,501 $3,558
State Farm $2,022 $2,022 $1,790 $1,790 $4,701 $5,966 $2,189 $2,260
USAA $1,553 $1,565 $1,481 $1,473 $4,353 $4,751 $2,073 $2,230

Buy Cheap Hilltop Lakes, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hilltop Lakes can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hilltop Lakes, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hilltop Lakes, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,504 $11,477
American Family $6,986 $9,157
GEICO $4,786 $5,057
Nationwide $6,237 $8,009
Progressive $12,357 $13,777
State Farm $4,701 $5,966
USAA $4,353 $4,751

Buy Cheap Hilltop Lakes, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Hilltop Lakes, Texas by comparing Hilltop Lakes senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hilltop Lakes, TX here.

Annual Auto Insurance Rates for Senior Drivers in Hilltop Lakes, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,618 $3,618
American Family $2,524 $2,882
GEICO $2,127 $2,369
Nationwide $1,965 $2,080
Progressive $2,606 $2,663
State Farm $1,790 $1,790
USAA $1,481 $1,473

Find Cheap Auto Insurance Rates in Hilltop Lakes, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hilltop Lakes, Texas auto insurance. Compare Hilltop Lakes, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hilltop Lakes, Texas

Insurance Company Low Medium High
Allstate $5,449 $5,543 $5,807
American Family $4,181 $4,309 $4,889
GEICO $2,856 $2,948 $3,123
Nationwide $3,795 $3,373 $3,404
Progressive $5,280 $5,500 $5,798
State Farm $2,706 $2,833 $2,988
USAA $2,357 $2,425 $2,522

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Find Cheap Hilltop Lakes, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hilltop Lakes. Compare auto insurance rates in Hilltop Lakes, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hilltop Lakes, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,466 $5,733
American Family $4,460 $4,460
GEICO $2,920 $3,030
Nationwide $3,524 $3,524
Progressive $5,526 $5,526
State Farm $2,842 $2,842
USAA $2,404 $2,465

Find Cheap Hilltop Lakes, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Hilltop Lakes, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hilltop Lakes, TX, take a look at the average cost for various violations versus rates for a clean driving record in Hilltop Lakes.

Annual Hilltop Lakes, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,370 $6,701 $6,956 $4,370
American Family $4,066 $5,173 $4,532 $4,066
GEICO $2,530 $3,325 $2,798 $3,248
Nationwide $3,059 $3,059 $4,526 $3,453
Progressive $4,811 $6,229 $5,631 $5,433
State Farm $2,541 $2,894 $3,393 $2,541
USAA $1,817 $2,677 $3,159 $2,086

Find Cheap Hilltop Lakes, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hilltop Lakes, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Hilltop Lakes for less when you shop around and compare rates from multiple Hilltop Lakes, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hilltop Lakes, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,956
American Family $4,532
GEICO $2,798
Nationwide $4,526
Progressive $5,631
State Farm $3,393
USAA $3,159

Winners by Category: Where to Buy Cheap Auto Insurance in Hilltop Lakes, TX

Compare rates from the cheapest auto insurance companies in Hilltop Lakes, TX for your needs. Take a look at how Hilltop Lakes, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hilltop Lakes, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Hilltop Lakes, Texas Auto Insurance Companies

If you’re looking for the cheapest Hilltop Lakes, TX auto insurance companies overall, you can compare them here. Find the best price for Hilltop Lakes, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Hilltop Lakes, Texas

Insurance Company Average Annual Rates
Allstate $5,600
American Family $4,460
GEICO $2,975
Nationwide $3,524
Progressive $5,526
State Farm $2,842
USAA $2,435

What affects Hilltop Lakes, Texas auto insurance rates?

Local factors affect auto insurance rates in Hilltop Lakes, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Hilltop Lakes auto insurance rates.

Commute Times in Hilltop Lakes

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hilltop Lakes, TX is 34.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Hilltop Lakes, TX

You can buy cheap Hilltop Lakes, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hilltop Lakes, Texas auto insurance quotes from top companies.

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