Buy Cheap Hillsboro, IA Auto Insurance (2021)

Hillsboro, IA auto insurance rates average $247 a month. Minimum auto insurance requirements in Hillsboro, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Hillsboro, IA, compare Hillsboro auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Hillsboro, IA are $247/month
  • The most expensive auto insurance company in Hillsboro after a DUI is Travelers
  • The most expensive auto insurance company in Hillsboro is Travelers

Finding affordable Hillsboro, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Hillsboro, IA auto insurance with confidence is right here. Auto insurance rates in Hillsboro are affected by local factors as well as personal ones like your driving record.

See how Hillsboro, IA car insurance rates compare to West Des Moines auto insurance rates, Iowa City auto insurance rates, and Des Moines auto insurance rates before you read more about the cost of auto insurance in Hillsboro.

Don’t buy Hillsboro, IA auto insurance until you’ve compared rates. Get free Hillsboro, Iowa auto insurance quotes when you enter your ZIP code above.

Hillsboro, IA Minimum Auto Insurance Requirements

The required auto insurance in Hillsboro, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Hillsboro, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Hillsboro, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Hillsboro, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hillsboro, IA. Take a look at Hillsboro, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hillsboro, Iowa

Insurance Company Poor Fair Good
Allstate $3,364 $2,677 $2,403
American Family $3,747 $2,755 $2,315
Farmers $2,822 $2,339 $2,216
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,264 $3,859 $3,039
Nationwide $3,290 $2,569 $2,252
Progressive $2,758 $2,210 $1,993
State Farm $3,113 $1,926 $1,519
Travelers $6,434 $5,491 $5,232
USAA $2,399 $1,648 $1,427

Buy Cheap Hillsboro, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hillsboro, Iowa auto insurance rates? Find out how car insurance rates in Hillsboro, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hillsboro, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,901 $1,837 $1,679 $1,711 $5,260 $5,887 $2,087 $2,154
American Family $1,899 $1,899 $1,698 $1,698 $5,047 $7,088 $1,899 $2,287
Farmers $1,524 $1,554 $1,366 $1,491 $4,582 $4,887 $2,062 $2,204
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,124 $2,307 $1,862 $2,262 $10,105 $11,375 $2,406 $2,657
Nationwide $1,882 $1,935 $1,674 $1,791 $4,309 $5,592 $2,128 $2,318
Progressive $1,672 $1,621 $1,379 $1,427 $3,891 $4,400 $2,010 $2,162
State Farm $1,431 $1,431 $1,254 $1,254 $3,825 $4,856 $1,608 $1,828
Travelers $2,578 $2,632 $2,501 $2,510 $11,430 $18,247 $2,680 $3,174
USAA $1,224 $1,238 $1,123 $1,146 $3,285 $3,490 $1,468 $1,622

Buy Cheap Hillsboro, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hillsboro can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hillsboro, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hillsboro, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,260 $5,887
American Family $5,047 $7,088
Farmers $4,582 $4,887
GEICO $4,278 $3,972
Liberty Mutual $10,105 $11,375
Nationwide $4,309 $5,592
Progressive $3,891 $4,400
State Farm $3,825 $4,856
Travelers $11,430 $18,247
USAA $3,285 $3,490

Buy Cheap Hillsboro, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Hillsboro, Iowa by comparing Hillsboro senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hillsboro, IA here.

Annual Auto Insurance Rates for Senior Drivers in Hillsboro, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,679 $1,711
American Family $1,698 $1,698
Farmers $1,366 $1,491
GEICO $1,696 $1,552
Liberty Mutual $1,862 $2,262
Nationwide $1,674 $1,791
Progressive $1,379 $1,427
State Farm $1,254 $1,254
Travelers $2,501 $2,510
USAA $1,123 $1,146

Find Cheap Auto Insurance Rates in Hillsboro, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hillsboro, Iowa auto insurance. Compare Hillsboro, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hillsboro, Iowa

Insurance Company Low Medium High
Allstate $2,718 $2,817 $2,908
American Family $2,954 $3,102 $2,761
Farmers $2,354 $2,467 $2,556
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,216 $4,380 $4,567
Nationwide $2,827 $2,688 $2,597
Progressive $2,188 $2,327 $2,445
State Farm $2,083 $2,198 $2,277
Travelers $5,374 $5,806 $5,977
USAA $1,732 $1,830 $1,911

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Find Cheap Hillsboro, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hillsboro. Compare auto insurance rates in Hillsboro, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hillsboro, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,748 $2,881
American Family $2,905 $2,973
Farmers $2,459 $2,459
GEICO $2,269 $2,362
Liberty Mutual $4,387 $4,387
Nationwide $2,704 $2,704
Progressive $2,320 $2,320
State Farm $2,133 $2,239
Travelers $5,719 $5,719
USAA $1,758 $1,891

Find Cheap Hillsboro, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Hillsboro, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hillsboro, IA, take a look at the average cost for various violations versus rates for a clean driving record in Hillsboro.

Annual Hillsboro, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,414 $2,900 $3,264 $2,680
American Family $2,121 $3,111 $4,031 $2,494
Farmers $2,095 $2,597 $2,637 $2,506
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,792 $4,683 $4,784 $4,290
Nationwide $1,949 $2,812 $3,845 $2,209
Progressive $1,872 $3,035 $2,030 $2,344
State Farm $2,027 $2,345 $2,186 $2,186
Travelers $4,171 $5,556 $7,440 $5,709
USAA $1,395 $1,870 $2,432 $1,602

Find Cheap Hillsboro, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hillsboro, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Hillsboro for less when you shop around and compare rates from multiple Hillsboro, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hillsboro, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,264
American Family $4,031
Farmers $2,637
GEICO $3,170
Liberty Mutual $4,784
Nationwide $3,845
Progressive $2,030
State Farm $2,186
Travelers $7,440
USAA $2,432

Winners by Category: Where to Buy Cheap Auto Insurance in Hillsboro, IA

Compare rates from the cheapest auto insurance companies in Hillsboro, IA for your needs. Take a look at how Hillsboro, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hillsboro, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Hillsboro, Iowa Auto Insurance Companies

If you’re looking for the cheapest Hillsboro, IA auto insurance companies overall, you can compare them here. Find the best price for Hillsboro, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Hillsboro, Iowa

Insurance Company Average Annual Rates
Allstate $2,815
American Family $2,939
Farmers $2,459
GEICO $2,315
Liberty Mutual $4,387
Nationwide $2,704
Progressive $2,320
State Farm $2,186
Travelers $5,719
USAA $1,825

What affects Hillsboro, Iowa auto insurance rates?

Local factors affect auto insurance rates in Hillsboro, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Hillsboro auto insurance rates.

Commute Times in Hillsboro

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hillsboro, IA is 24.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Hillsboro, IA

You can buy cheap Hillsboro, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hillsboro, Iowa auto insurance quotes from top companies.

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