Buy Cheap Highwood, IL Auto Insurance (2021)

Highwood, IL auto insurance rates average $303 a month. Minimum auto insurance requirements in Highwood, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Highwood, IL, compare Highwood auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Highwood after a DUI is Allstate
  • Average auto insurance rates in Highwood, IL after a DUI are $4,258/year
  • The most expensive auto insurance company in Highwood is Allstate

Finding affordable Highwood, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Highwood, IL auto insurance with confidence is right here. Auto insurance rates in Highwood are affected by local factors as well as personal ones like your driving record.

See how Highwood, IL car insurance rates compare to Cicero auto insurance rates, Springfield auto insurance rates, and Rockford auto insurance rates before you read more about the cost of auto insurance in Highwood.

Don’t buy Highwood, IL auto insurance until you’ve compared rates. Get free Highwood, Illinois auto insurance quotes when you enter your ZIP code above.

Highwood, IL Minimum Auto Insurance Requirements

The required auto insurance in Highwood, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Highwood, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Highwood, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Highwood, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Highwood, IL. Take a look at Highwood, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Highwood, Illinois

Insurance Company Poor Fair Good
Allstate $7,003 $5,088 $4,455
American Family $5,328 $3,645 $3,088
Farmers $5,852 $4,956 $4,712
GEICO $5,113 $2,485 $1,932
Liberty Mutual $3,628 $2,274 $1,802
Nationwide $3,580 $2,899 $2,533
Progressive $4,817 $4,119 $3,826
State Farm $3,885 $2,324 $1,801
Travelers $4,074 $3,326 $2,682
USAA $3,487 $2,401 $1,980

Buy Cheap Highwood, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Highwood, Illinois auto insurance rates? Find out how car insurance rates in Highwood, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Highwood, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,472 $3,488 $3,646 $3,646 $9,226 $11,957 $4,175 $4,512
American Family $2,463 $2,463 $2,264 $2,264 $7,178 $9,876 $2,463 $3,190
Farmers $2,683 $2,678 $2,368 $2,514 $12,167 $12,698 $3,076 $3,203
GEICO $1,799 $1,856 $1,755 $1,970 $6,746 $6,990 $2,109 $2,191
Liberty Mutual $1,518 $1,635 $1,254 $1,403 $5,438 $6,046 $1,585 $1,666
Nationwide $1,905 $1,931 $1,702 $1,794 $5,302 $6,766 $2,227 $2,403
Progressive $2,378 $2,220 $1,973 $2,064 $9,188 $10,291 $2,840 $3,079
State Farm $1,574 $1,574 $1,426 $1,426 $5,087 $6,413 $1,787 $2,072
Travelers $2,009 $2,120 $1,873 $1,996 $6,371 $8,158 $2,124 $2,236
USAA $1,558 $1,574 $1,448 $1,413 $5,107 $5,614 $2,041 $2,226

Buy Cheap Highwood, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Highwood can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Highwood, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Highwood, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,226 $11,957
American Family $7,178 $9,876
Farmers $12,167 $12,698
GEICO $6,746 $6,990
Liberty Mutual $5,438 $6,046
Nationwide $5,302 $6,766
Progressive $9,188 $10,291
State Farm $5,087 $6,413
Travelers $6,371 $8,158
USAA $5,107 $5,614

Buy Cheap Highwood, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Highwood, Illinois by comparing Highwood senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Highwood, IL here.

Annual Auto Insurance Rates for Senior Drivers in Highwood, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,646 $3,646
American Family $2,264 $2,264
Farmers $2,368 $2,514
GEICO $1,755 $1,970
Liberty Mutual $1,254 $1,403
Nationwide $1,702 $1,794
Progressive $1,973 $2,064
State Farm $1,426 $1,426
Travelers $1,873 $1,996
USAA $1,448 $1,413

Find Cheap Auto Insurance Rates in Highwood, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Highwood, Illinois auto insurance. Compare Highwood, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Highwood, Illinois

Insurance Company Low Medium High
Allstate $5,340 $5,510 $5,696
American Family $3,846 $4,169 $4,046
Farmers $4,903 $5,040 $5,576
GEICO $2,894 $3,180 $3,456
Liberty Mutual $2,420 $2,563 $2,721
Nationwide $2,956 $3,034 $3,021
Progressive $3,913 $4,242 $4,607
State Farm $2,514 $2,677 $2,819
Travelers $3,105 $3,356 $3,622
USAA $2,451 $2,621 $2,796

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Find Cheap Highwood, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Highwood. Compare auto insurance rates in Highwood, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Highwood, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,515 $5,515
American Family $3,969 $4,071
Farmers $5,173 $5,173
GEICO $3,125 $3,229
Liberty Mutual $2,568 $2,568
Nationwide $3,004 $3,004
Progressive $4,254 $4,254
State Farm $2,603 $2,737
Travelers $3,226 $3,495
USAA $2,549 $2,696

Find Cheap Highwood, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Highwood, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Highwood, IL, take a look at the average cost for various violations versus rates for a clean driving record in Highwood.

Annual Highwood, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,862 $6,743 $6,296 $5,160
American Family $2,955 $4,187 $5,586 $3,352
Farmers $4,358 $5,646 $5,504 $5,185
GEICO $2,113 $3,426 $4,690 $2,478
Liberty Mutual $2,128 $3,053 $2,668 $2,423
Nationwide $2,431 $3,131 $3,669 $2,784
Progressive $3,487 $5,252 $3,870 $4,407
State Farm $2,418 $2,921 $2,670 $2,670
Travelers $2,647 $3,509 $3,949 $3,338
USAA $1,866 $2,692 $3,678 $2,254

Find Cheap Highwood, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Highwood, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Highwood for less when you shop around and compare rates from multiple Highwood, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Highwood, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,296
American Family $5,586
Farmers $5,504
GEICO $4,690
Liberty Mutual $2,668
Nationwide $3,669
Progressive $3,870
State Farm $2,670
Travelers $3,949
USAA $3,678

Winners by Category: Where to Buy Cheap Auto Insurance in Highwood, IL

Compare rates from the cheapest auto insurance companies in Highwood, IL for your needs. Take a look at how Highwood, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Highwood, Illinois

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Highwood, Illinois Auto Insurance Companies

If you’re looking for the cheapest Highwood, IL auto insurance companies overall, you can compare them here. Find the best price for Highwood, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Highwood, Illinois

Insurance Company Average Annual Rates
Allstate $5,515
American Family $4,020
Farmers $5,173
GEICO $3,177
Liberty Mutual $2,568
Nationwide $3,004
Progressive $4,254
State Farm $2,670
Travelers $3,361
USAA $2,623

What affects Highwood, Illinois auto insurance rates?

Local factors affect auto insurance rates in Highwood, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Highwood auto insurance rates.

Commute Times in Highwood

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Highwood, IL is 24.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Highwood, IL

You can buy cheap Highwood, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Highwood, Illinois auto insurance quotes from top companies.

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