Buy Cheap Highlands, TX Auto Insurance (2021)

Highlands, TX auto insurance rates average $372 a month. Minimum auto insurance requirements in Highlands, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Highlands, TX, compare Highlands auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Highlands after a DUI is Allstate
  • The most expensive auto insurance company in Highlands is Allstate
  • Average auto insurance rates in Highlands, TX are $372/month

Finding affordable Highlands, Texas auto insurance can be challenging, but everything you need to know to buy cheap Highlands, TX auto insurance with confidence is right here. Auto insurance rates in Highlands are affected by local factors as well as personal ones like your driving record.

See how Highlands, TX car insurance rates compare to El Paso auto insurance rates, Austin auto insurance rates, and Plano auto insurance rates before you read more about the cost of auto insurance in Highlands.

Don’t buy Highlands, TX auto insurance until you’ve compared rates. Get free Highlands, Texas auto insurance quotes when you enter your ZIP code above.

Highlands, TX Minimum Auto Insurance Requirements

The required auto insurance in Highlands, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Highlands, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Highlands, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Highlands, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Highlands, TX. Take a look at Highlands, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Highlands, Texas

Insurance Company Poor Fair Good
Allstate $7,607 $5,598 $4,802
American Family $7,804 $5,063 $4,417
GEICO $5,856 $3,300 $2,190
Nationwide $5,086 $4,075 $3,532
Progressive $5,906 $5,109 $4,735
State Farm $4,747 $2,960 $2,362
USAA $4,195 $2,444 $1,971

Buy Cheap Highlands, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Highlands, Texas auto insurance rates? Find out how car insurance rates in Highlands, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Highlands, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,868 $3,888 $3,814 $3,814 $10,403 $12,511 $4,771 $4,950
American Family $3,299 $3,713 $3,156 $3,655 $9,464 $12,334 $4,889 $5,582
GEICO $2,788 $3,028 $2,723 $3,128 $6,211 $6,389 $3,014 $2,974
Nationwide $2,652 $2,693 $2,348 $2,480 $7,535 $9,651 $3,119 $3,369
Progressive $2,757 $2,626 $2,454 $2,496 $11,796 $13,218 $3,292 $3,362
State Farm $2,345 $2,345 $2,091 $2,091 $5,630 $7,175 $2,551 $2,625
USAA $1,824 $1,826 $1,753 $1,730 $5,200 $5,631 $2,422 $2,575

Buy Cheap Highlands, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Highlands can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Highlands, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Highlands, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,403 $12,511
American Family $9,464 $12,334
GEICO $6,211 $6,389
Nationwide $7,535 $9,651
Progressive $11,796 $13,218
State Farm $5,630 $7,175
USAA $5,200 $5,631

Buy Cheap Highlands, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Highlands, Texas by comparing Highlands senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Highlands, TX here.

Annual Auto Insurance Rates for Senior Drivers in Highlands, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,814 $3,814
American Family $3,156 $3,655
GEICO $2,723 $3,128
Nationwide $2,348 $2,480
Progressive $2,454 $2,496
State Farm $2,091 $2,091
USAA $1,753 $1,730

Find Cheap Auto Insurance Rates in Highlands, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Highlands, Texas auto insurance. Compare Highlands, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Highlands, Texas

Insurance Company Low Medium High
Allstate $5,861 $5,949 $6,198
American Family $5,303 $5,517 $6,464
GEICO $3,548 $3,726 $4,071
Nationwide $4,536 $4,052 $4,104
Progressive $5,016 $5,230 $5,504
State Farm $3,170 $3,345 $3,555
USAA $2,755 $2,856 $2,999

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Find Cheap Highlands, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Highlands. Compare auto insurance rates in Highlands, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Highlands, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,852 $6,152
American Family $5,761 $5,761
GEICO $3,713 $3,851
Nationwide $4,231 $4,231
Progressive $5,250 $5,250
State Farm $3,357 $3,357
USAA $2,833 $2,906

Find Cheap Highlands, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Highlands, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Highlands, TX, take a look at the average cost for various violations versus rates for a clean driving record in Highlands.

Annual Highlands, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,613 $7,223 $7,561 $4,613
American Family $5,229 $6,716 $5,872 $5,229
GEICO $3,203 $4,265 $3,526 $4,134
Nationwide $3,675 $3,675 $5,427 $4,147
Progressive $4,569 $5,934 $5,348 $5,150
State Farm $2,980 $3,421 $4,046 $2,980
USAA $2,130 $3,172 $3,731 $2,447

Find Cheap Highlands, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Highlands, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Highlands for less when you shop around and compare rates from multiple Highlands, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Highlands, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,561
American Family $5,872
GEICO $3,526
Nationwide $5,427
Progressive $5,348
State Farm $4,046
USAA $3,731

Winners by Category: Where to Buy Cheap Auto Insurance in Highlands, TX

Compare rates from the cheapest auto insurance companies in Highlands, TX for your needs. Take a look at how Highlands, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Highlands, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Highlands, Texas Auto Insurance Companies

If you’re looking for the cheapest Highlands, TX auto insurance companies overall, you can compare them here. Find the best price for Highlands, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Highlands, Texas

Insurance Company Average Annual Rates
Allstate $6,002
American Family $5,761
GEICO $3,782
Nationwide $4,231
Progressive $5,250
State Farm $3,357
USAA $2,870

What affects Highlands, Texas auto insurance rates?

Local factors affect auto insurance rates in Highlands, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Highlands auto insurance rates.

Commute Times in Highlands

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Highlands, TX is 25.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Highlands, TX

You can buy cheap Highlands, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Highlands, Texas auto insurance quotes from top companies.

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