Buy Cheap Highland Lake, AL Auto Insurance (2021)

Highland Lake, AL auto insurance rates average $316 a month. Minimum auto insurance requirements in Highland Lake, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Highland Lake, AL, compare Highland Lake auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Highland Lake, AL for teens drivers are $7,749/year
  • Average auto insurance rates in Highland Lake, AL are $316/month
  • The most expensive auto insurance company in Highland Lake is Liberty Mutual

Finding affordable Highland Lake, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Highland Lake, AL auto insurance with confidence is right here. Auto insurance rates in Highland Lake are affected by local factors as well as personal ones like your driving record.

See how Highland Lake, AL car insurance rates compare to Auburn auto insurance rates, Madison auto insurance rates, and Dothan auto insurance rates before you read more about the cost of auto insurance in Highland Lake.

Don’t buy Highland Lake, AL auto insurance until you’ve compared rates. Get free Highland Lake, Alabama auto insurance quotes when you enter your ZIP code above.

Highland Lake, AL Minimum Auto Insurance Requirements

The required auto insurance in Highland Lake, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Highland Lake, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Highland Lake, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Highland Lake, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Highland Lake, AL. Take a look at Highland Lake, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Highland Lake, Alabama

Insurance Company Poor Fair Good
Allstate $4,116 $3,234 $2,647
Farmers $4,857 $4,180 $3,960
GEICO $4,135 $2,945 $2,664
Liberty Mutual $7,763 $4,753 $3,728
Nationwide $3,130 $2,444 $2,211
Progressive $4,977 $4,266 $3,982
State Farm $8,067 $4,086 $2,777
Travelers $4,019 $3,484 $3,549
USAA $2,877 $1,869 $1,668

Buy Cheap Highland Lake, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Highland Lake, Alabama auto insurance rates? Find out how car insurance rates in Highland Lake, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Highland Lake, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,016 $1,921 $1,821 $1,856 $6,983 $7,489 $2,260 $2,314
Farmers $2,476 $2,455 $2,213 $2,347 $9,554 $9,828 $2,830 $2,955
GEICO $2,292 $2,292 $2,178 $2,261 $6,182 $6,096 $2,423 $2,261
Liberty Mutual $3,153 $3,405 $2,581 $2,883 $11,526 $12,810 $3,366 $3,594
Nationwide $1,696 $1,716 $1,548 $1,600 $4,472 $5,749 $1,882 $2,100
Progressive $2,399 $2,248 $1,962 $2,105 $9,824 $10,957 $2,801 $2,971
State Farm $3,055 $3,055 $2,758 $2,758 $9,218 $11,523 $3,450 $3,997
Travelers $1,506 $1,529 $1,414 $1,408 $8,010 $12,538 $1,426 $1,638
USAA $1,327 $1,347 $1,238 $1,212 $3,975 $4,408 $1,732 $1,868

Buy Cheap Highland Lake, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Highland Lake can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Highland Lake, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Highland Lake, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,983 $7,489
Farmers $9,554 $9,828
GEICO $6,182 $6,096
Liberty Mutual $11,526 $12,810
Nationwide $4,472 $5,749
Progressive $9,824 $10,957
State Farm $9,218 $11,523
Travelers $8,010 $12,538
USAA $3,975 $4,408

Buy Cheap Highland Lake, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Highland Lake, Alabama by comparing Highland Lake senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Highland Lake, AL here.

Annual Auto Insurance Rates for Senior Drivers in Highland Lake, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,821 $1,856
Farmers $2,213 $2,347
GEICO $2,178 $2,261
Liberty Mutual $2,581 $2,883
Nationwide $1,548 $1,600
Progressive $1,962 $2,105
State Farm $2,758 $2,758
Travelers $1,414 $1,408
USAA $1,238 $1,212

Find Cheap Auto Insurance Rates in Highland Lake, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Highland Lake, Alabama auto insurance. Compare Highland Lake, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Highland Lake, Alabama

Insurance Company Low Medium High
Allstate $3,217 $3,327 $3,454
Farmers $4,110 $4,281 $4,606
GEICO $3,005 $3,236 $3,504
Liberty Mutual $5,184 $5,391 $5,669
Nationwide $2,578 $2,574 $2,635
Progressive $3,942 $4,381 $4,902
State Farm $4,725 $4,969 $5,235
Travelers $3,514 $3,757 $3,780
USAA $2,064 $2,127 $2,223

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Find Cheap Highland Lake, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Highland Lake. Compare auto insurance rates in Highland Lake, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Highland Lake, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,333 $3,333
Farmers $4,332 $4,332
GEICO $3,191 $3,305
Liberty Mutual $5,415 $5,415
Nationwide $2,595 $2,595
Progressive $4,408 $4,408
State Farm $4,859 $5,094
Travelers $3,684 $3,684
USAA $2,040 $2,236

Find Cheap Highland Lake, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Highland Lake, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Highland Lake, AL, take a look at the average cost for various violations versus rates for a clean driving record in Highland Lake.

Annual Highland Lake, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,833 $3,338 $3,958 $3,201
Farmers $3,639 $4,713 $4,596 $4,381
GEICO $2,174 $3,528 $4,396 $2,894
Liberty Mutual $4,241 $5,916 $5,781 $5,721
Nationwide $2,274 $2,274 $3,298 $2,535
Progressive $3,984 $5,007 $4,270 $4,372
State Farm $4,494 $5,567 $4,923 $4,923
Travelers $3,066 $3,218 $4,712 $3,739
USAA $1,644 $2,064 $3,067 $1,778

Find Cheap Highland Lake, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Highland Lake, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Highland Lake for less when you shop around and compare rates from multiple Highland Lake, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Highland Lake, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,958
Farmers $4,596
GEICO $4,396
Liberty Mutual $5,781
Nationwide $3,298
Progressive $4,270
State Farm $4,923
Travelers $4,712
USAA $3,067

Winners by Category: Where to Buy Cheap Auto Insurance in Highland Lake, AL

Compare rates from the cheapest auto insurance companies in Highland Lake, AL for your needs. Take a look at how Highland Lake, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Highland Lake, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Highland Lake, Alabama Auto Insurance Companies

If you’re looking for the cheapest Highland Lake, AL auto insurance companies overall, you can compare them here. Find the best price for Highland Lake, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Highland Lake, Alabama

Insurance Company Average Annual Rates
Allstate $3,333
Farmers $4,332
GEICO $3,248
Liberty Mutual $5,415
Nationwide $2,595
Progressive $4,408
State Farm $4,977
Travelers $3,684
USAA $2,138

What affects Highland Lake, Alabama auto insurance rates?

Local factors affect auto insurance rates in Highland Lake, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Highland Lake auto insurance rates.

Commute Times in Highland Lake

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Highland Lake, AL is 32.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Highland Lake, AL

You can buy cheap Highland Lake, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Highland Lake, Alabama auto insurance quotes from top companies.

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