Buy Cheap High Point, NC Auto Insurance (2022)

High Point, NC auto insurance rates average $274 a month. Minimum auto insurance requirements in High Point, North Carolina are 30/60/25 to comply with North Carolina laws. To buy cheap auto insurance in High Point, NC, compare High Point auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in High Point, NC after a DUI are $6,202/year
  • Average auto insurance rates in High Point, NC are $274/month
  • Average auto insurance rates in High Point, NC for teens drivers are $5,259/year

Finding affordable High Point, North Carolina auto insurance can be challenging, but everything you need to know to buy cheap High Point, NC auto insurance with confidence is right here. Auto insurance rates in High Point are affected by local factors as well as personal ones like your driving record.

See how High Point, NC car insurance rates compare to Cary auto insurance rates, Greensboro auto insurance rates, and Wilmington auto insurance rates before you read more about the cost of auto insurance in High Point.

Don’t buy High Point, NC auto insurance until you’ve compared rates. Get free High Point, North Carolina auto insurance quotes when you enter your ZIP code above.

High Point, NC Minimum Auto Insurance Requirements

The required auto insurance in High Point, NC is 30/60/25 according to the auto insurance laws in North Carolina. The minimum auto insurance in High Point, North Carolina is outlined here.

Minimum Required Auto Insurance Coverage in High Point, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap High Point, NC Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in High Point, NC. Take a look at High Point, North Carolina auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in High Point, North Carolina

Insurance Company Poor Fair Good
Allstate $9,045 $5,899 $5,183
GEICO $3,137 $2,885 $2,674
Liberty Mutual $2,235 $2,235 $2,235
Nationwide $2,853 $2,853 $2,853
Progressive $2,675 $2,316 $2,127
State Farm $3,904 $2,498 $1,942
Travelers $3,413 $3,108 $3,072

Buy Cheap High Point, NC Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect High Point, North Carolina auto insurance rates? Find out how car insurance rates in High Point, NC are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in High Point, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,111 $5,111 $4,192 $4,192 $12,321 $12,321 $5,212 $5,212
GEICO $2,468 $2,422 $2,435 $2,390 $4,603 $4,562 $2,161 $2,149
Liberty Mutual $1,856 $1,856 $1,921 $1,921 $3,308 $3,308 $1,856 $1,856
Nationwide $2,421 $2,421 $2,421 $2,421 $4,146 $4,146 $2,421 $2,421
Progressive $1,737 $1,737 $1,590 $1,590 $4,216 $4,216 $1,949 $1,949
State Farm $2,430 $2,430 $2,102 $2,102 $3,592 $3,592 $3,002 $3,002
Travelers $2,703 $2,703 $2,682 $2,682 $4,631 $4,631 $2,775 $2,775

Buy Cheap High Point, NC Auto Insurance for Teen Drivers

Auto insurance for teenagers in High Point can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in High Point, NC are listed here.

Annual Auto Insurance Rates for Teen Drivers in High Point, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,321 $12,321
GEICO $4,603 $4,562
Liberty Mutual $3,308 $3,308
Nationwide $4,146 $4,146
Progressive $4,216 $4,216
State Farm $3,592 $3,592
Travelers $4,631 $4,631

Buy Cheap High Point, NC Auto Insurance for Seniors

You can save on senior auto insurance rates in High Point, North Carolina by comparing High Point senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in High Point, NC here.

Annual Auto Insurance Rates for Senior Drivers in High Point, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,192 $4,192
GEICO $2,435 $2,390
Liberty Mutual $1,921 $1,921
Nationwide $2,421 $2,421
Progressive $1,590 $1,590
State Farm $2,102 $2,102
Travelers $2,682 $2,682

Find Cheap Auto Insurance Rates in High Point, NC by Coverage Level

The amount of coverage you choose is a big factor in the cost of High Point, North Carolina auto insurance. Compare High Point, NC auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in High Point, North Carolina

Insurance Company Low Medium High
Allstate $6,440 $6,681 $7,006
GEICO $2,763 $2,888 $3,045
Liberty Mutual $2,123 $2,221 $2,362
Nationwide $2,728 $2,838 $2,992
Progressive $2,241 $2,357 $2,520
State Farm $2,654 $2,766 $2,924
Travelers $3,056 $3,180 $3,357

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Find Cheap High Point, NC Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in High Point. Compare auto insurance rates in High Point, NC by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in High Point, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,709 $6,709
GEICO $2,899 $2,899
Liberty Mutual $2,235 $2,235
Nationwide $2,853 $2,853
Progressive $2,373 $2,373
State Farm $2,774 $2,789
Travelers $3,198 $3,198

Find Cheap High Point, NC Auto Insurance Rates by ZIP Code

Auto insurance rates in High Point, North Carolina can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in High Point, NC to see how much where you live in High Point affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in High Point, North Carolina

ZIP Code Average Annual Rates
27260 $3,208
27262 $3,189
27263 $3,196
27265 $2,635
27268 $3,329
27282 $2,674

Find Cheap High Point, NC Auto Insurance Rates by Driving Record

Auto insurance rates in High Point, North Carolina are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in High Point, NC, take a look at the average cost for various violations versus rates for a clean driving record in High Point.

Annual High Point, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,639 $6,415 $11,871 $4,911
GEICO $1,575 $2,324 $5,539 $2,157
Liberty Mutual $1,334 $1,711 $4,185 $1,711
Nationwide $1,684 $2,173 $5,382 $2,173
Progressive $1,124 $1,634 $5,151 $1,582
State Farm $1,480 $2,144 $5,356 $2,144
Travelers $1,905 $2,497 $5,931 $2,458

Find Cheap High Point, NC Auto Insurance Rates After a DUI

The cost of DUI auto insurance in High Point, North Carolina is higher than for a clean driving record. You can buy auto insurance after a DUI in High Point for less when you shop around and compare rates from multiple High Point, NC auto insurance companies.

Annual Auto Insurance Rates After a DUI in High Point, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $11,871
GEICO $5,539
Liberty Mutual $4,185
Nationwide $5,382
Progressive $5,151
State Farm $5,356
Travelers $5,931

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Winners by Category: Where to Buy Cheap Auto Insurance in High Point, NC

Compare rates from the cheapest auto insurance companies in High Point, NC for your needs. Take a look at how High Point, North Carolina auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in High Point, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

Find Cheap High Point, North Carolina Auto Insurance Companies

If you’re looking for the cheapest High Point, NC auto insurance companies overall, you can compare them here. Find the best price for High Point, North Carolina car insurance by company.

Average Annual Auto Insurance Rates by Company in High Point, North Carolina

Insurance Company Average Annual Rates
Allstate $6,709
GEICO $2,899
Liberty Mutual $2,235
Nationwide $2,853
Progressive $2,373
State Farm $2,781
Travelers $3,198

What affects High Point, North Carolina auto insurance rates?

Local factors affect auto insurance rates in High Point, NC, including traffic, theft statistics, and commute length. Take a look at the things that impact High Point auto insurance rates.

Commute Times in High Point

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in High Point, NC is 20.8 minutes according to City-Data.

Traffic in High Point

How is traffic in High Point, North Carolina? Inrix data shows that High Point, NC traffic makes it the 880th-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in High Point, NC

You can buy cheap High Point, NC auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free High Point, North Carolina auto insurance quotes from top companies.

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