Buy Cheap Higginsport, OH Auto Insurance (2021)

Higginsport, OH auto insurance rates average $243 a month. Minimum auto insurance requirements in Higginsport, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Higginsport, OH, compare Higginsport auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Higginsport, OH for teens drivers are $5,963/year
  • Average auto insurance rates in Higginsport, OH after a DUI are $3,376/year
  • Average auto insurance rates in Higginsport, OH are $243/month

Finding affordable Higginsport, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Higginsport, OH auto insurance with confidence is right here. Auto insurance rates in Higginsport are affected by local factors as well as personal ones like your driving record.

See how Higginsport, OH car insurance rates compare to Dayton auto insurance rates, Parma auto insurance rates, and Toledo auto insurance rates before you read more about the cost of auto insurance in Higginsport.

Don’t buy Higginsport, OH auto insurance until you’ve compared rates. Get free Higginsport, Ohio auto insurance quotes when you enter your ZIP code above.

Higginsport, OH Minimum Auto Insurance Requirements

The required auto insurance in Higginsport, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Higginsport, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Higginsport, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Higginsport, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Higginsport, OH. Take a look at Higginsport, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Higginsport, Ohio

Insurance Company Poor Fair Good
Allstate $4,220 $3,062 $2,559
American Family $2,143 $1,463 $1,242
Farmers $3,957 $3,328 $3,170
GEICO $2,319 $1,933 $1,547
Liberty Mutual $6,768 $4,122 $3,231
Nationwide $4,017 $3,235 $2,731
Progressive $4,051 $3,481 $3,246
State Farm $3,571 $2,207 $1,739
Travelers $3,608 $3,134 $2,925
USAA $1,900 $1,340 $1,140

Buy Cheap Higginsport, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Higginsport, Ohio auto insurance rates? Find out how car insurance rates in Higginsport, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Higginsport, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,204 $2,202 $1,978 $2,118 $6,023 $6,893 $2,328 $2,495
American Family $1,019 $1,062 $925 $933 $3,068 $3,345 $1,252 $1,323
Farmers $1,880 $1,876 $1,658 $1,744 $8,055 $8,357 $2,105 $2,207
GEICO $1,414 $1,364 $1,300 $1,293 $3,709 $3,457 $1,577 $1,350
Liberty Mutual $2,233 $2,443 $1,718 $2,090 $11,334 $12,827 $2,389 $2,620
Nationwide $2,227 $2,241 $2,007 $2,025 $5,646 $7,298 $2,390 $2,788
Progressive $1,886 $1,791 $1,564 $1,613 $8,118 $9,164 $2,267 $2,340
State Farm $1,544 $1,544 $1,368 $1,368 $4,599 $5,793 $1,787 $2,044
Travelers $1,506 $1,531 $1,486 $1,480 $6,363 $10,040 $1,565 $1,807
USAA $888 $896 $841 $843 $2,712 $3,025 $1,188 $1,288

Buy Cheap Higginsport, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Higginsport can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Higginsport, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Higginsport, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,023 $6,893
American Family $3,068 $3,345
Farmers $8,055 $8,357
GEICO $3,709 $3,457
Liberty Mutual $11,334 $12,827
Nationwide $5,646 $7,298
Progressive $8,118 $9,164
State Farm $4,599 $5,793
Travelers $6,363 $10,040
USAA $2,712 $3,025

Buy Cheap Higginsport, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Higginsport, Ohio by comparing Higginsport senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Higginsport, OH here.

Annual Auto Insurance Rates for Senior Drivers in Higginsport, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,978 $2,118
American Family $925 $933
Farmers $1,658 $1,744
GEICO $1,300 $1,293
Liberty Mutual $1,718 $2,090
Nationwide $2,007 $2,025
Progressive $1,564 $1,613
State Farm $1,368 $1,368
Travelers $1,486 $1,480
USAA $841 $843

Find Cheap Auto Insurance Rates in Higginsport, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Higginsport, Ohio auto insurance. Compare Higginsport, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Higginsport, Ohio

Insurance Company Low Medium High
Allstate $3,179 $3,274 $3,388
American Family $1,586 $1,628 $1,633
Farmers $3,317 $3,435 $3,703
GEICO $1,882 $1,926 $1,991
Liberty Mutual $4,541 $4,729 $4,851
Nationwide $3,681 $3,226 $3,077
Progressive $3,468 $3,566 $3,745
State Farm $2,400 $2,512 $2,606
Travelers $3,142 $3,265 $3,260
USAA $1,404 $1,459 $1,518

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Find Cheap Higginsport, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Higginsport. Compare auto insurance rates in Higginsport, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Higginsport, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,280 $3,280
American Family $1,596 $1,636
Farmers $3,485 $3,485
GEICO $1,897 $1,970
Liberty Mutual $4,707 $4,707
Nationwide $3,328 $3,328
Progressive $3,593 $3,593
State Farm $2,445 $2,567
Travelers $3,222 $3,222
USAA $1,405 $1,516

Find Cheap Higginsport, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Higginsport, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Higginsport, OH, take a look at the average cost for various violations versus rates for a clean driving record in Higginsport.

Annual Higginsport, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,767 $3,339 $3,895 $3,121
American Family $1,547 $1,639 $1,639 $1,639
Farmers $2,878 $3,697 $3,606 $3,760
GEICO $1,328 $1,894 $2,692 $1,819
Liberty Mutual $3,961 $5,064 $5,191 $4,612
Nationwide $2,662 $3,393 $4,311 $2,946
Progressive $3,102 $4,196 $3,299 $3,774
State Farm $2,296 $2,716 $2,506 $2,506
Travelers $2,380 $3,091 $4,657 $2,761
USAA $1,125 $1,504 $1,966 $1,246

Find Cheap Higginsport, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Higginsport, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Higginsport for less when you shop around and compare rates from multiple Higginsport, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Higginsport, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,895
American Family $1,639
Farmers $3,606
GEICO $2,692
Liberty Mutual $5,191
Nationwide $4,311
Progressive $3,299
State Farm $2,506
Travelers $4,657
USAA $1,966

Winners by Category: Where to Buy Cheap Auto Insurance in Higginsport, OH

Compare rates from the cheapest auto insurance companies in Higginsport, OH for your needs. Take a look at how Higginsport, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Higginsport, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Higginsport, Ohio Auto Insurance Companies

If you’re looking for the cheapest Higginsport, OH auto insurance companies overall, you can compare them here. Find the best price for Higginsport, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Higginsport, Ohio

Insurance Company Average Annual Rates
Allstate $3,280
American Family $1,616
Farmers $3,485
GEICO $1,933
Liberty Mutual $4,707
Nationwide $3,328
Progressive $3,593
State Farm $2,506
Travelers $3,222
USAA $1,460

What affects Higginsport, Ohio auto insurance rates?

Local factors affect auto insurance rates in Higginsport, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Higginsport auto insurance rates.

Commute Times in Higginsport

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Higginsport, OH is 34.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Higginsport, OH

You can buy cheap Higginsport, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Higginsport, Ohio auto insurance quotes from top companies.

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