Buy Cheap Higginson, AR Auto Insurance (2021)

Higginson, AR auto insurance rates average $335 a month. Minimum auto insurance requirements in Higginson, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Higginson, AR, compare Higginson auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Higginson, AR after a DUI are $4,831/year
  • Average auto insurance rates in Higginson, AR for teens drivers are $8,229/year
  • Average auto insurance rates in Higginson, AR are $335/month

Finding affordable Higginson, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Higginson, AR auto insurance with confidence is right here. Auto insurance rates in Higginson are affected by local factors as well as personal ones like your driving record.

See how Higginson, AR car insurance rates compare to Fayetteville auto insurance rates, Pine Bluff auto insurance rates, and Little Rock auto insurance rates before you read more about the cost of auto insurance in Higginson.

Don’t buy Higginson, AR auto insurance until you’ve compared rates. Get free Higginson, Arkansas auto insurance quotes when you enter your ZIP code above.

Higginson, AR Minimum Auto Insurance Requirements

The required auto insurance in Higginson, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Higginson, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Higginson, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Higginson, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Higginson, AR. Take a look at Higginson, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Higginson, Arkansas

Insurance Company Poor Fair Good
Allstate $6,230 $4,782 $3,877
Farmers $4,702 $3,938 $3,751
GEICO $4,065 $3,344 $2,774
Liberty Mutual $5,655 $3,430 $2,687
Nationwide $4,733 $3,811 $3,473
Progressive $5,950 $5,068 $4,712
State Farm $4,023 $2,422 $1,886
Travelers $6,460 $5,396 $5,044
USAA $2,749 $1,878 $1,602

Buy Cheap Higginson, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Higginson, Arkansas auto insurance rates? Find out how car insurance rates in Higginson, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Higginson, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,775 $2,784 $2,489 $2,659 $10,296 $12,363 $3,045 $3,292
Farmers $2,251 $2,239 $2,013 $2,117 $9,396 $9,727 $2,581 $2,720
GEICO $2,442 $2,411 $2,249 $2,187 $6,504 $6,507 $2,410 $2,444
Liberty Mutual $2,227 $2,384 $2,143 $2,398 $8,234 $9,082 $2,410 $2,513
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $2,789 $2,645 $2,294 $2,396 $11,704 $13,184 $3,335 $3,599
State Farm $1,730 $1,730 $1,556 $1,556 $5,076 $6,382 $1,951 $2,235
Travelers $2,091 $2,131 $2,064 $2,072 $12,221 $19,674 $2,237 $2,577
USAA $1,284 $1,296 $1,192 $1,200 $4,009 $4,199 $1,650 $1,779

Buy Cheap Higginson, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Higginson can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Higginson, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Higginson, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,296 $12,363
Farmers $9,396 $9,727
GEICO $6,504 $6,507
Liberty Mutual $8,234 $9,082
Nationwide $6,624 $8,442
Progressive $11,704 $13,184
State Farm $5,076 $6,382
Travelers $12,221 $19,674
USAA $4,009 $4,199

Buy Cheap Higginson, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Higginson, Arkansas by comparing Higginson senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Higginson, AR here.

Annual Auto Insurance Rates for Senior Drivers in Higginson, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,489 $2,659
Farmers $2,013 $2,117
GEICO $2,249 $2,187
Liberty Mutual $2,143 $2,398
Nationwide $2,440 $2,578
Progressive $2,294 $2,396
State Farm $1,556 $1,556
Travelers $2,064 $2,072
USAA $1,192 $1,200

Find Cheap Auto Insurance Rates in Higginson, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Higginson, Arkansas auto insurance. Compare Higginson, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Higginson, Arkansas

Insurance Company Low Medium High
Allstate $4,807 $4,960 $5,121
Farmers $3,934 $4,090 $4,368
GEICO $3,250 $3,393 $3,540
Liberty Mutual $3,776 $3,892 $4,104
Nationwide $4,022 $3,922 $4,073
Progressive $4,823 $5,157 $5,750
State Farm $2,630 $2,775 $2,926
Travelers $5,356 $5,648 $5,896
USAA $1,989 $2,069 $2,171

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Higginson, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Higginson. Compare auto insurance rates in Higginson, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Higginson, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,963 $4,963
Farmers $4,130 $4,130
GEICO $3,369 $3,420
Liberty Mutual $3,924 $3,924
Nationwide $4,006 $4,006
Progressive $5,243 $5,243
State Farm $2,709 $2,845
Travelers $5,633 $5,633
USAA $2,017 $2,135

Find Cheap Higginson, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Higginson, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Higginson, AR, take a look at the average cost for various violations versus rates for a clean driving record in Higginson.

Annual Higginson, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,079 $5,149 $5,733 $4,890
Farmers $3,490 $4,473 $4,369 $4,189
GEICO $2,310 $3,534 $5,248 $2,486
Liberty Mutual $2,668 $4,350 $5,091 $3,586
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $4,521 $6,275 $4,751 $5,425
State Farm $2,544 $3,010 $2,777 $2,777
Travelers $4,723 $4,879 $7,140 $5,792
USAA $1,597 $2,023 $2,912 $1,772

Find Cheap Higginson, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Higginson, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Higginson for less when you shop around and compare rates from multiple Higginson, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Higginson, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,733
Farmers $4,369
GEICO $5,248
Liberty Mutual $5,091
Nationwide $5,453
Progressive $4,751
State Farm $2,777
Travelers $7,140
USAA $2,912

Winners by Category: Where to Buy Cheap Auto Insurance in Higginson, AR

Compare rates from the cheapest auto insurance companies in Higginson, AR for your needs. Take a look at how Higginson, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Higginson, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Higginson, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Higginson, AR auto insurance companies overall, you can compare them here. Find the best price for Higginson, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Higginson, Arkansas

Insurance Company Average Annual Rates
Allstate $4,963
Farmers $4,130
GEICO $3,394
Liberty Mutual $3,924
Nationwide $4,006
Progressive $5,243
State Farm $2,777
Travelers $5,633
USAA $2,076

What affects Higginson, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Higginson, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Higginson auto insurance rates.

Commute Times in Higginson

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Higginson, AR is 15.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Higginson, AR

You can buy cheap Higginson, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Higginson, Arkansas auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption