Buy Cheap Higganum, CT Auto Insurance (2021)

Higganum, CT auto insurance rates average $356 a month. Minimum auto insurance requirements in Higganum, Connecticut are 25/50/20 to comply with Connecticut laws. To buy cheap auto insurance in Higganum, CT, compare Higganum auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Higganum, CT are $356/month
  • The most expensive auto insurance company in Higganum is Liberty Mutual
  • The most expensive auto insurance company in Higganum after a DUI is Liberty Mutual

Finding affordable Higganum, Connecticut auto insurance can be challenging, but everything you need to know to buy cheap Higganum, CT auto insurance with confidence is right here. Auto insurance rates in Higganum are affected by local factors as well as personal ones like your driving record.

See how Higganum, CT car insurance rates compare to Bristol auto insurance rates, Danbury auto insurance rates, and New Britain auto insurance rates before you read more about the cost of auto insurance in Higganum.

Don’t buy Higganum, CT auto insurance until you’ve compared rates. Get free Higganum, Connecticut auto insurance quotes when you enter your ZIP code above.

Higganum, CT Minimum Auto Insurance Requirements

The required auto insurance in Higganum, CT is 25/50/20 according to the auto insurance laws in Connecticut. The minimum auto insurance in Higganum, Connecticut is outlined here.

Minimum Required Auto Insurance Coverage in Higganum, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Higganum, CT Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Higganum, CT. Take a look at Higganum, Connecticut auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Higganum, Connecticut

Insurance Company Poor Fair Good
Allstate $6,664 $5,053 $4,015
GEICO $4,118 $2,485 $1,893
Liberty Mutual $10,187 $6,351 $4,992
Nationwide $4,229 $2,850 $2,527
Progressive $5,406 $4,855 $4,653
State Farm $3,705 $2,378 $1,917
Travelers $5,761 $4,802 $4,663
USAA $3,987 $2,690 $2,369

Buy Cheap Higganum, CT Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Higganum, Connecticut auto insurance rates? Find out how car insurance rates in Higganum, CT are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Higganum, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,313 $3,291 $3,042 $3,255 $10,042 $11,850 $3,483 $3,677
GEICO $2,098 $2,104 $1,946 $1,962 $4,835 $5,722 $2,024 $1,966
Liberty Mutual $3,450 $3,746 $2,651 $3,262 $17,400 $19,594 $3,495 $3,815
Nationwide $2,062 $2,085 $1,858 $1,946 $5,616 $7,110 $2,382 $2,557
Progressive $2,654 $2,481 $2,266 $2,350 $11,152 $12,375 $3,048 $3,444
State Farm $1,638 $1,638 $1,506 $1,506 $4,921 $6,180 $1,838 $2,108
Travelers $1,561 $1,584 $1,554 $1,549 $11,787 $18,959 $1,697 $1,914
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

Buy Cheap Higganum, CT Auto Insurance for Teen Drivers

Auto insurance for teenagers in Higganum can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Higganum, CT are listed here.

Annual Auto Insurance Rates for Teen Drivers in Higganum, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,042 $11,850
GEICO $4,835 $5,722
Liberty Mutual $17,400 $19,594
Nationwide $5,616 $7,110
Progressive $11,152 $12,375
State Farm $4,921 $6,180
Travelers $11,787 $18,959
USAA $5,822 $6,120

Buy Cheap Higganum, CT Auto Insurance for Seniors

You can save on senior auto insurance rates in Higganum, Connecticut by comparing Higganum senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Higganum, CT here.

Annual Auto Insurance Rates for Senior Drivers in Higganum, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,042 $3,255
GEICO $1,946 $1,962
Liberty Mutual $2,651 $3,262
Nationwide $1,858 $1,946
Progressive $2,266 $2,350
State Farm $1,506 $1,506
Travelers $1,554 $1,549
USAA $1,727 $1,706

Find Cheap Auto Insurance Rates in Higganum, CT by Coverage Level

The amount of coverage you choose is a big factor in the cost of Higganum, Connecticut auto insurance. Compare Higganum, CT auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Higganum, Connecticut

Insurance Company Low Medium High
Allstate $4,989 $5,238 $5,505
GEICO $2,630 $2,799 $3,068
Liberty Mutual $6,918 $7,128 $7,484
Nationwide $3,253 $3,223 $3,130
Progressive $4,676 $4,932 $5,306
State Farm $2,504 $2,671 $2,826
Travelers $4,721 $5,042 $5,464
USAA $2,826 $3,018 $3,202

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Find Cheap Higganum, CT Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Higganum. Compare auto insurance rates in Higganum, CT by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Higganum, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,244 $5,244
GEICO $2,789 $2,875
Liberty Mutual $7,177 $7,177
Nationwide $3,202 $3,202
Progressive $4,971 $4,971
State Farm $2,602 $2,732
Travelers $5,075 $5,075
USAA $2,979 $3,051

Find Cheap Higganum, CT Auto Insurance Rates by Driving Record

Auto insurance rates in Higganum, Connecticut are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Higganum, CT, take a look at the average cost for various violations versus rates for a clean driving record in Higganum.

Annual Higganum, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,474 $5,504 $6,524 $4,474
GEICO $1,789 $2,345 $4,998 $2,196
Liberty Mutual $6,283 $7,873 $7,794 $6,756
Nationwide $2,618 $3,396 $3,882 $2,912
Progressive $4,230 $6,171 $4,445 $5,040
State Farm $2,485 $2,727 $2,727 $2,727
Travelers $4,091 $4,429 $6,435 $5,347
USAA $2,343 $2,941 $4,435 $2,343

Find Cheap Higganum, CT Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Higganum, Connecticut is higher than for a clean driving record. You can buy auto insurance after a DUI in Higganum for less when you shop around and compare rates from multiple Higganum, CT auto insurance companies.

Annual Auto Insurance Rates After a DUI in Higganum, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,524
GEICO $4,998
Liberty Mutual $7,794
Nationwide $3,882
Progressive $4,445
State Farm $2,727
Travelers $6,435
USAA $4,435

Winners by Category: Where to Buy Cheap Auto Insurance in Higganum, CT

Compare rates from the cheapest auto insurance companies in Higganum, CT for your needs. Take a look at how Higganum, Connecticut auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Higganum, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Higganum, Connecticut Auto Insurance Companies

If you’re looking for the cheapest Higganum, CT auto insurance companies overall, you can compare them here. Find the best price for Higganum, Connecticut car insurance by company.

Average Annual Auto Insurance Rates by Company in Higganum, Connecticut

Insurance Company Average Annual Rates
Allstate $5,244
GEICO $2,832
Liberty Mutual $7,177
Nationwide $3,202
Progressive $4,971
State Farm $2,667
Travelers $5,075
USAA $3,015

What affects Higganum, Connecticut auto insurance rates?

Local factors affect auto insurance rates in Higganum, CT, including traffic, theft statistics, and commute length. Take a look at the things that impact Higganum auto insurance rates.

Commute Times in Higganum

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Higganum, CT is 38.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Higganum, CT

You can buy cheap Higganum, CT auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Higganum, Connecticut auto insurance quotes from top companies.

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