Buy Cheap Higbee, MO Auto Insurance (2022)

Higbee, MO auto insurance rates average $261 a month. Minimum auto insurance requirements in Higbee, Missouri are 25/50/25 to comply with Missouri laws. To buy cheap auto insurance in Higbee, MO, compare Higbee auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Higbee is Liberty Mutual
  • Average auto insurance rates in Higbee, MO for teens drivers are $6,070/year
  • Average auto insurance rates in Higbee, MO are $261/month

Finding affordable Higbee, Missouri auto insurance can be challenging, but everything you need to know to buy cheap Higbee, MO auto insurance with confidence is right here. Auto insurance rates in Higbee are affected by local factors as well as personal ones like your driving record.

See how Higbee, MO car insurance rates compare to St. Charles auto insurance rates, Kansas City auto insurance rates, and Columbia auto insurance rates before you read more about the cost of auto insurance in Higbee.

Don’t buy Higbee, MO auto insurance until you’ve compared rates. Get free Higbee, Missouri auto insurance quotes when you enter your ZIP code above.

Higbee, MO Minimum Auto Insurance Requirements

The required auto insurance in Higbee, MO is 25/50/25 according to the auto insurance laws in Missouri. The minimum auto insurance in Higbee, Missouri is outlined here.

Minimum Required Auto Insurance Coverage in Higbee, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Higbee, MO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Higbee, MO. Take a look at Higbee, Missouri auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Higbee, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $4,136 $2,902 $2,443
Farmers $4,635 $3,850 $3,664
GEICO $3,726 $2,429 $1,944
Liberty Mutual $6,094 $3,704 $2,921
Nationwide $2,449 $2,020 $1,759
Progressive $3,512 $2,897 $2,667
State Farm $3,446 $2,331 $1,958
USAA $3,981 $1,861 $1,337

Buy Cheap Higbee, MO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Higbee, Missouri auto insurance rates? Find out how car insurance rates in Higbee, MO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Higbee, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $2,086 $2,086 $1,854 $1,854 $5,582 $7,284 $2,086 $2,450
Farmers $2,262 $2,259 $2,025 $2,140 $9,059 $9,381 $2,573 $2,698
GEICO $1,787 $2,001 $1,383 $1,753 $5,499 $5,854 $1,647 $1,672
Liberty Mutual $2,605 $2,828 $2,146 $2,409 $8,639 $9,601 $2,749 $2,940
Nationwide $1,384 $1,416 $1,237 $1,313 $3,490 $4,480 $1,578 $1,710
Progressive $1,906 $1,789 $1,558 $1,602 $5,945 $6,693 $2,328 $2,381
State Farm $1,673 $1,673 $1,475 $1,475 $4,551 $5,779 $1,875 $2,122
USAA $1,489 $1,481 $1,339 $1,371 $4,285 $5,244 $1,860 $2,077

Buy Cheap Higbee, MO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Higbee can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Higbee, MO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Higbee, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,582 $7,284
Farmers $9,059 $9,381
GEICO $5,499 $5,854
Liberty Mutual $8,639 $9,601
Nationwide $3,490 $4,480
Progressive $5,945 $6,693
State Farm $4,551 $5,779
USAA $4,285 $5,244

Buy Cheap Higbee, MO Auto Insurance for Seniors

You can save on senior auto insurance rates in Higbee, Missouri by comparing Higbee senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Higbee, MO here.

Annual Auto Insurance Rates for Senior Drivers in Higbee, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,854 $1,854
Farmers $2,025 $2,140
GEICO $1,383 $1,753
Liberty Mutual $2,146 $2,409
Nationwide $1,237 $1,313
Progressive $1,558 $1,602
State Farm $1,475 $1,475
USAA $1,339 $1,371

Find Cheap Auto Insurance Rates in Higbee, MO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Higbee, Missouri auto insurance. Compare Higbee, MO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Higbee, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $3,071 $3,261 $3,149
Farmers $3,802 $4,012 $4,335
GEICO $2,545 $2,715 $2,839
Liberty Mutual $4,002 $4,258 $4,458
Nationwide $1,953 $2,095 $2,180
Progressive $2,726 $3,032 $3,318
State Farm $2,436 $2,587 $2,712
USAA $2,283 $2,385 $2,512

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Find Cheap Higbee, MO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Higbee. Compare auto insurance rates in Higbee, MO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Higbee, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $3,962
American Family $3,128 $3,192
Farmers $4,050 $4,050
GEICO $2,647 $2,752
Liberty Mutual $4,240 $4,240
Nationwide $2,076 $2,076
Progressive $3,025 $3,025
State Farm $2,515 $2,641
USAA $2,305 $2,481

Find Cheap Higbee, MO Auto Insurance Rates by Driving Record

Auto insurance rates in Higbee, Missouri are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Higbee, MO, take a look at the average cost for various violations versus rates for a clean driving record in Higbee.

Annual Higbee, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,401 $3,416 $4,106 $2,718
Farmers $3,532 $4,339 $4,248 $4,080
GEICO $2,121 $2,726 $3,654 $2,297
Liberty Mutual $3,093 $4,411 $4,562 $4,892
Nationwide $1,642 $2,093 $2,777 $1,792
Progressive $2,649 $3,474 $2,913 $3,066
State Farm $2,389 $2,767 $2,578 $2,578
USAA $1,942 $2,335 $3,183 $2,113

Find Cheap Higbee, MO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Higbee, Missouri is higher than for a clean driving record. You can buy auto insurance after a DUI in Higbee for less when you shop around and compare rates from multiple Higbee, MO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Higbee, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,758
American Family $4,106
Farmers $4,248
GEICO $3,654
Liberty Mutual $4,562
Nationwide $2,777
Progressive $2,913
State Farm $2,578
USAA $3,183

Winners by Category: Where to Buy Cheap Auto Insurance in Higbee, MO

Compare rates from the cheapest auto insurance companies in Higbee, MO for your needs. Take a look at how Higbee, Missouri auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Higbee, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Find Cheap Higbee, Missouri Auto Insurance Companies

If you’re looking for the cheapest Higbee, MO auto insurance companies overall, you can compare them here. Find the best price for Higbee, Missouri car insurance by company.

Average Annual Auto Insurance Rates by Company in Higbee, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $3,160
Farmers $4,050
GEICO $2,700
Liberty Mutual $4,240
Nationwide $2,076
Progressive $3,025
State Farm $2,578
USAA $2,393

What affects Higbee, Missouri auto insurance rates?

Local factors affect auto insurance rates in Higbee, MO, including traffic, theft statistics, and commute length. Take a look at the things that impact Higbee auto insurance rates.

Commute Times in Higbee

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Higbee, MO is 27.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Higbee, MO

You can buy cheap Higbee, MO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Higbee, Missouri auto insurance quotes from top companies.

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