Buy Cheap Hidalgo, TX Auto Insurance (2021)

Hidalgo, TX auto insurance rates average $389 a month. Minimum auto insurance requirements in Hidalgo, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Hidalgo, TX, compare Hidalgo auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Hidalgo is Allstate
  • Average auto insurance rates in Hidalgo, TX after a DUI are $5,349/year
  • Average auto insurance rates in Hidalgo, TX are $389/month

Finding affordable Hidalgo, Texas auto insurance can be challenging, but everything you need to know to buy cheap Hidalgo, TX auto insurance with confidence is right here. Auto insurance rates in Hidalgo are affected by local factors as well as personal ones like your driving record.

See how Hidalgo, TX car insurance rates compare to San Antonio auto insurance rates, Dallas auto insurance rates, and Corpus Christi auto insurance rates before you read more about the cost of auto insurance in Hidalgo.

Don’t buy Hidalgo, TX auto insurance until you’ve compared rates. Get free Hidalgo, Texas auto insurance quotes when you enter your ZIP code above.

Hidalgo, TX Minimum Auto Insurance Requirements

The required auto insurance in Hidalgo, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Hidalgo, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Hidalgo, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Hidalgo, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hidalgo, TX. Take a look at Hidalgo, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hidalgo, Texas

Insurance Company Poor Fair Good
Allstate $8,384 $6,134 $5,247
American Family $6,829 $4,311 $3,752
GEICO $5,994 $3,376 $2,238
Nationwide $7,363 $5,832 $5,060
Progressive $5,885 $4,990 $4,588
State Farm $4,389 $2,728 $2,171
USAA $4,230 $2,461 $1,987

Buy Cheap Hidalgo, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hidalgo, Texas auto insurance rates? Find out how car insurance rates in Hidalgo, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hidalgo, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,317 $4,367 $4,263 $4,263 $11,116 $13,458 $5,338 $5,583
American Family $3,060 $3,402 $2,799 $3,208 $7,796 $10,167 $4,345 $4,933
GEICO $2,891 $3,159 $2,877 $3,365 $6,253 $6,328 $3,100 $2,982
Nationwide $3,849 $3,931 $3,380 $3,606 $10,668 $13,845 $4,499 $4,900
Progressive $2,908 $2,772 $2,545 $2,619 $11,142 $12,386 $3,420 $3,443
State Farm $2,188 $2,188 $1,941 $1,941 $5,154 $6,543 $2,374 $2,438
USAA $1,863 $1,889 $1,787 $1,797 $5,071 $5,546 $2,495 $2,698

Buy Cheap Hidalgo, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hidalgo can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hidalgo, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hidalgo, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,116 $13,458
American Family $7,796 $10,167
GEICO $6,253 $6,328
Nationwide $10,668 $13,845
Progressive $11,142 $12,386
State Farm $5,154 $6,543
USAA $5,071 $5,546

Buy Cheap Hidalgo, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Hidalgo, Texas by comparing Hidalgo senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hidalgo, TX here.

Annual Auto Insurance Rates for Senior Drivers in Hidalgo, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,263 $4,263
American Family $2,799 $3,208
GEICO $2,877 $3,365
Nationwide $3,380 $3,606
Progressive $2,545 $2,619
State Farm $1,941 $1,941
USAA $1,787 $1,797

Find Cheap Auto Insurance Rates in Hidalgo, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hidalgo, Texas auto insurance. Compare Hidalgo, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hidalgo, Texas

Insurance Company Low Medium High
Allstate $6,446 $6,535 $6,783
American Family $4,573 $4,747 $5,572
GEICO $3,527 $3,763 $4,317
Nationwide $6,464 $5,805 $5,985
Progressive $4,809 $5,120 $5,535
State Farm $2,902 $3,073 $3,313
USAA $2,768 $2,875 $3,036

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Find Cheap Hidalgo, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hidalgo. Compare auto insurance rates in Hidalgo, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hidalgo, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,431 $6,746
American Family $4,964 $4,964
GEICO $3,788 $3,950
Nationwide $6,085 $6,085
Progressive $5,154 $5,154
State Farm $3,096 $3,096
USAA $2,855 $2,931

Find Cheap Hidalgo, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Hidalgo, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hidalgo, TX, take a look at the average cost for various violations versus rates for a clean driving record in Hidalgo.

Annual Hidalgo, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,170 $7,850 $8,162 $5,170
American Family $4,539 $5,735 $5,042 $4,539
GEICO $3,276 $4,331 $3,608 $4,261
Nationwide $5,243 $5,243 $7,894 $5,958
Progressive $4,495 $5,753 $5,283 $5,086
State Farm $2,757 $3,153 $3,716 $2,757
USAA $2,160 $3,192 $3,737 $2,482

Find Cheap Hidalgo, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hidalgo, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Hidalgo for less when you shop around and compare rates from multiple Hidalgo, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hidalgo, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,162
American Family $5,042
GEICO $3,608
Nationwide $7,894
Progressive $5,283
State Farm $3,716
USAA $3,737

Winners by Category: Where to Buy Cheap Auto Insurance in Hidalgo, TX

Compare rates from the cheapest auto insurance companies in Hidalgo, TX for your needs. Take a look at how Hidalgo, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hidalgo, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Hidalgo, Texas Auto Insurance Companies

If you’re looking for the cheapest Hidalgo, TX auto insurance companies overall, you can compare them here. Find the best price for Hidalgo, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Hidalgo, Texas

Insurance Company Average Annual Rates
Allstate $6,588
American Family $4,964
GEICO $3,869
Nationwide $6,085
Progressive $5,154
State Farm $3,096
USAA $2,893

What affects Hidalgo, Texas auto insurance rates?

Local factors affect auto insurance rates in Hidalgo, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Hidalgo auto insurance rates.

Auto Theft in Hidalgo

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Hidalgo, TX auto theft show a total of 11 vehicle thefts annually.

Commute Times in Hidalgo

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hidalgo, TX is 18.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Hidalgo, TX

You can buy cheap Hidalgo, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hidalgo, Texas auto insurance quotes from top companies.

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