Buy Cheap Hico, TX Auto Insurance (2021)

Hico, TX auto insurance rates average $297 a month. Minimum auto insurance requirements in Hico, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Hico, TX, compare Hico auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Hico, TX are $297/month
  • Average auto insurance rates in Hico, TX for teens drivers are $6,377/year
  • The most expensive auto insurance company in Hico is Allstate

Finding affordable Hico, Texas auto insurance can be challenging, but everything you need to know to buy cheap Hico, TX auto insurance with confidence is right here. Auto insurance rates in Hico are affected by local factors as well as personal ones like your driving record.

See how Hico, TX car insurance rates compare to Corpus Christi auto insurance rates, Fort Worth auto insurance rates, and Plano auto insurance rates before you read more about the cost of auto insurance in Hico.

Don’t buy Hico, TX auto insurance until you’ve compared rates. Get free Hico, Texas auto insurance quotes when you enter your ZIP code above.

Hico, TX Minimum Auto Insurance Requirements

The required auto insurance in Hico, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Hico, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Hico, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Hico, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hico, TX. Take a look at Hico, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hico, Texas

Insurance Company Poor Fair Good
Allstate $6,355 $4,663 $3,990
American Family $5,247 $3,289 $2,878
GEICO $4,336 $2,468 $1,656
Nationwide $4,611 $3,696 $3,211
Progressive $5,341 $4,622 $4,286
State Farm $3,617 $2,251 $1,793
USAA $3,258 $1,865 $1,496

Buy Cheap Hico, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hico, Texas auto insurance rates? Find out how car insurance rates in Hico, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hico, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,257 $3,290 $3,216 $3,216 $8,522 $10,293 $4,026 $4,202
American Family $2,345 $2,598 $2,171 $2,475 $5,967 $7,798 $3,315 $3,767
GEICO $2,122 $2,272 $2,020 $2,262 $4,554 $4,735 $2,294 $2,303
Nationwide $2,407 $2,452 $2,122 $2,252 $6,818 $8,775 $2,825 $3,061
Progressive $2,523 $2,394 $2,249 $2,291 $10,656 $11,875 $2,988 $3,022
State Farm $1,808 $1,808 $1,604 $1,604 $4,238 $5,386 $1,959 $2,024
USAA $1,425 $1,441 $1,355 $1,354 $3,881 $4,251 $1,896 $2,050

Buy Cheap Hico, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hico can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hico, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hico, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,522 $10,293
American Family $5,967 $7,798
GEICO $4,554 $4,735
Nationwide $6,818 $8,775
Progressive $10,656 $11,875
State Farm $4,238 $5,386
USAA $3,881 $4,251

Buy Cheap Hico, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Hico, Texas by comparing Hico senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hico, TX here.

Annual Auto Insurance Rates for Senior Drivers in Hico, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,216 $3,216
American Family $2,171 $2,475
GEICO $2,020 $2,262
Nationwide $2,122 $2,252
Progressive $2,249 $2,291
State Farm $1,604 $1,604
USAA $1,355 $1,354

Find Cheap Auto Insurance Rates in Hico, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hico, Texas auto insurance. Compare Hico, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hico, Texas

Insurance Company Low Medium High
Allstate $4,888 $4,960 $5,161
American Family $3,540 $3,666 $4,207
GEICO $2,690 $2,793 $2,978
Nationwide $4,158 $3,673 $3,687
Progressive $4,505 $4,727 $5,017
State Farm $2,434 $2,548 $2,680
USAA $2,141 $2,199 $2,279

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Find Cheap Hico, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hico. Compare auto insurance rates in Hico, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hico, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,887 $5,118
American Family $3,804 $3,804
GEICO $2,767 $2,874
Nationwide $3,839 $3,839
Progressive $4,750 $4,750
State Farm $2,554 $2,554
USAA $2,178 $2,234

Find Cheap Hico, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Hico, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hico, TX, take a look at the average cost for various violations versus rates for a clean driving record in Hico.

Annual Hico, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,907 $5,965 $6,233 $3,907
American Family $3,482 $4,388 $3,865 $3,482
GEICO $2,398 $3,140 $2,659 $3,085
Nationwide $3,325 $3,325 $4,945 $3,761
Progressive $4,139 $5,364 $4,833 $4,662
State Farm $2,280 $2,601 $3,055 $2,280
USAA $1,655 $2,422 $2,849 $1,899

Find Cheap Hico, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hico, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Hico for less when you shop around and compare rates from multiple Hico, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hico, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,233
American Family $3,865
GEICO $2,659
Nationwide $4,945
Progressive $4,833
State Farm $3,055
USAA $2,849

Winners by Category: Where to Buy Cheap Auto Insurance in Hico, TX

Compare rates from the cheapest auto insurance companies in Hico, TX for your needs. Take a look at how Hico, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hico, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Hico, Texas Auto Insurance Companies

If you’re looking for the cheapest Hico, TX auto insurance companies overall, you can compare them here. Find the best price for Hico, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Hico, Texas

Insurance Company Average Annual Rates
Allstate $5,003
American Family $3,804
GEICO $2,820
Nationwide $3,839
Progressive $4,750
State Farm $2,554
USAA $2,206

What affects Hico, Texas auto insurance rates?

Local factors affect auto insurance rates in Hico, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Hico auto insurance rates.

Commute Times in Hico

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hico, TX is 13.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Hico, TX

You can buy cheap Hico, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hico, Texas auto insurance quotes from top companies.

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