Buy Cheap Hiawatha, IA Auto Insurance (2021)

Hiawatha, IA auto insurance rates average $230 a month. Minimum auto insurance requirements in Hiawatha, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Hiawatha, IA, compare Hiawatha auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Hiawatha is Travelers
  • Average auto insurance rates in Hiawatha, IA after a DUI are $3,328/year
  • The most expensive auto insurance company in Hiawatha after a DUI is Travelers

Finding affordable Hiawatha, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Hiawatha, IA auto insurance with confidence is right here. Auto insurance rates in Hiawatha are affected by local factors as well as personal ones like your driving record.

See how Hiawatha, IA car insurance rates compare to Council Bluffs auto insurance rates, Davenport auto insurance rates, and Sioux City auto insurance rates before you read more about the cost of auto insurance in Hiawatha.

Don’t buy Hiawatha, IA auto insurance until you’ve compared rates. Get free Hiawatha, Iowa auto insurance quotes when you enter your ZIP code above.

Hiawatha, IA Minimum Auto Insurance Requirements

The required auto insurance in Hiawatha, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Hiawatha, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Hiawatha, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Hiawatha, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hiawatha, IA. Take a look at Hiawatha, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hiawatha, Iowa

Insurance Company Poor Fair Good
Allstate $3,275 $2,608 $2,349
American Family $3,602 $2,648 $2,230
Farmers $2,682 $2,221 $2,104
GEICO $2,836 $2,359 $1,882
Liberty Mutual $5,834 $3,642 $2,864
Nationwide $2,932 $2,307 $2,020
Progressive $2,659 $2,185 $1,994
State Farm $3,362 $2,079 $1,640
Travelers $4,910 $4,213 $4,022
USAA $2,362 $1,637 $1,422

Buy Cheap Hiawatha, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hiawatha, Iowa auto insurance rates? Find out how car insurance rates in Hiawatha, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hiawatha, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,807 $1,734 $1,614 $1,641 $5,261 $5,927 $1,959 $2,010
American Family $1,816 $1,816 $1,628 $1,628 $4,894 $6,832 $1,816 $2,184
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,884 $1,696 $1,720 $1,592 $4,461 $4,148 $1,758 $1,613
Liberty Mutual $1,892 $2,045 $1,679 $2,040 $9,770 $10,984 $2,144 $2,353
Nationwide $1,669 $1,709 $1,491 $1,586 $3,911 $5,035 $1,898 $2,058
Progressive $1,532 $1,453 $1,269 $1,319 $4,151 $4,667 $1,842 $2,000
State Farm $1,453 $1,453 $1,304 $1,304 $4,357 $5,473 $1,643 $1,896
Travelers $1,920 $1,955 $1,886 $1,890 $8,880 $14,185 $2,009 $2,328
USAA $1,190 $1,193 $1,102 $1,109 $3,353 $3,532 $1,418 $1,560

Buy Cheap Hiawatha, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hiawatha can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hiawatha, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hiawatha, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,261 $5,927
American Family $4,894 $6,832
Farmers $4,354 $4,641
GEICO $4,461 $4,148
Liberty Mutual $9,770 $10,984
Nationwide $3,911 $5,035
Progressive $4,151 $4,667
State Farm $4,357 $5,473
Travelers $8,880 $14,185
USAA $3,353 $3,532

Buy Cheap Hiawatha, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Hiawatha, Iowa by comparing Hiawatha senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hiawatha, IA here.

Annual Auto Insurance Rates for Senior Drivers in Hiawatha, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,614 $1,641
American Family $1,628 $1,628
Farmers $1,298 $1,418
GEICO $1,720 $1,592
Liberty Mutual $1,679 $2,040
Nationwide $1,491 $1,586
Progressive $1,269 $1,319
State Farm $1,304 $1,304
Travelers $1,886 $1,890
USAA $1,102 $1,109

Find Cheap Auto Insurance Rates in Hiawatha, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hiawatha, Iowa auto insurance. Compare Hiawatha, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hiawatha, Iowa

Insurance Company Low Medium High
Allstate $2,648 $2,747 $2,837
American Family $2,831 $2,985 $2,665
Farmers $2,233 $2,343 $2,431
GEICO $2,234 $2,359 $2,484
Liberty Mutual $3,940 $4,108 $4,291
Nationwide $2,512 $2,412 $2,334
Progressive $2,135 $2,291 $2,412
State Farm $2,222 $2,378 $2,482
Travelers $4,113 $4,448 $4,584
USAA $1,706 $1,814 $1,901

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Find Cheap Hiawatha, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hiawatha. Compare auto insurance rates in Hiawatha, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hiawatha, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,679 $2,809
American Family $2,794 $2,860
Farmers $2,336 $2,336
GEICO $2,320 $2,399
Liberty Mutual $4,113 $4,113
Nationwide $2,420 $2,420
Progressive $2,279 $2,279
State Farm $2,303 $2,418
Travelers $4,382 $4,382
USAA $1,741 $1,873

Find Cheap Hiawatha, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Hiawatha, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hiawatha, IA, take a look at the average cost for various violations versus rates for a clean driving record in Hiawatha.

Annual Hiawatha, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,331 $2,820 $3,216 $2,609
American Family $2,040 $2,996 $3,875 $2,397
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,745 $2,492 $3,328 $1,872
Liberty Mutual $3,548 $4,408 $4,470 $4,027
Nationwide $1,761 $2,515 $3,415 $1,987
Progressive $1,820 $3,041 $1,979 $2,276
State Farm $2,157 $2,564 $2,361 $2,361
Travelers $3,185 $4,272 $5,716 $4,354
USAA $1,374 $1,858 $2,414 $1,582

Find Cheap Hiawatha, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hiawatha, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Hiawatha for less when you shop around and compare rates from multiple Hiawatha, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hiawatha, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,216
American Family $3,875
Farmers $2,507
GEICO $3,328
Liberty Mutual $4,470
Nationwide $3,415
Progressive $1,979
State Farm $2,361
Travelers $5,716
USAA $2,414

Winners by Category: Where to Buy Cheap Auto Insurance in Hiawatha, IA

Compare rates from the cheapest auto insurance companies in Hiawatha, IA for your needs. Take a look at how Hiawatha, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hiawatha, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Hiawatha, Iowa Auto Insurance Companies

If you’re looking for the cheapest Hiawatha, IA auto insurance companies overall, you can compare them here. Find the best price for Hiawatha, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Hiawatha, Iowa

Insurance Company Average Annual Rates
Allstate $2,744
American Family $2,827
Farmers $2,336
GEICO $2,359
Liberty Mutual $4,113
Nationwide $2,420
Progressive $2,279
State Farm $2,361
Travelers $4,382
USAA $1,807

What affects Hiawatha, Iowa auto insurance rates?

Local factors affect auto insurance rates in Hiawatha, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Hiawatha auto insurance rates.

Commute Times in Hiawatha

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hiawatha, IA is 16.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Hiawatha, IA

You can buy cheap Hiawatha, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hiawatha, Iowa auto insurance quotes from top companies.

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