Buy Cheap Heyworth, IL Auto Insurance (2021)

Heyworth, IL auto insurance rates average $242 a month. Minimum auto insurance requirements in Heyworth, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Heyworth, IL, compare Heyworth auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Heyworth, IL for teens drivers are $5,537/year
  • Average auto insurance rates in Heyworth, IL are $242/month
  • The most expensive auto insurance company in Heyworth is Allstate

Finding affordable Heyworth, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Heyworth, IL auto insurance with confidence is right here. Auto insurance rates in Heyworth are affected by local factors as well as personal ones like your driving record.

See how Heyworth, IL car insurance rates compare to Peoria auto insurance rates, Springfield auto insurance rates, and Elgin auto insurance rates before you read more about the cost of auto insurance in Heyworth.

Don’t buy Heyworth, IL auto insurance until you’ve compared rates. Get free Heyworth, Illinois auto insurance quotes when you enter your ZIP code above.

Heyworth, IL Minimum Auto Insurance Requirements

The required auto insurance in Heyworth, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Heyworth, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Heyworth, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Heyworth, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Heyworth, IL. Take a look at Heyworth, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Heyworth, Illinois

Insurance Company Poor Fair Good
Allstate $5,769 $4,188 $3,663
American Family $4,695 $3,190 $2,696
Farmers $4,643 $3,904 $3,713
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,095 $1,940 $1,544
Nationwide $2,910 $2,352 $2,066
Progressive $3,493 $2,964 $2,739
State Farm $3,038 $1,819 $1,410
Travelers $2,649 $2,124 $1,730
USAA $3,074 $2,125 $1,757

Buy Cheap Heyworth, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Heyworth, Illinois auto insurance rates? Find out how car insurance rates in Heyworth, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Heyworth, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,868 $2,880 $3,004 $3,004 $7,546 $9,834 $3,451 $3,734
American Family $2,201 $2,201 $2,014 $2,014 $6,175 $8,572 $2,201 $2,838
Farmers $2,182 $2,178 $1,935 $2,047 $9,424 $9,811 $2,500 $2,617
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,330 $1,433 $1,104 $1,232 $4,542 $5,050 $1,390 $1,464
Nationwide $1,577 $1,606 $1,407 $1,490 $4,229 $5,428 $1,827 $1,978
Progressive $1,786 $1,694 $1,473 $1,535 $6,399 $7,185 $2,135 $2,316
State Farm $1,298 $1,298 $1,165 $1,165 $3,805 $4,818 $1,469 $1,694
Travelers $1,395 $1,472 $1,268 $1,351 $3,922 $4,898 $1,478 $1,556
USAA $1,387 $1,405 $1,296 $1,272 $4,481 $4,914 $1,813 $1,981

Buy Cheap Heyworth, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Heyworth can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Heyworth, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Heyworth, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,546 $9,834
American Family $6,175 $8,572
Farmers $9,424 $9,811
GEICO $4,847 $5,129
Liberty Mutual $4,542 $5,050
Nationwide $4,229 $5,428
Progressive $6,399 $7,185
State Farm $3,805 $4,818
Travelers $3,922 $4,898
USAA $4,481 $4,914

Buy Cheap Heyworth, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Heyworth, Illinois by comparing Heyworth senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Heyworth, IL here.

Annual Auto Insurance Rates for Senior Drivers in Heyworth, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,004 $3,004
American Family $2,014 $2,014
Farmers $1,935 $2,047
GEICO $1,521 $1,797
Liberty Mutual $1,104 $1,232
Nationwide $1,407 $1,490
Progressive $1,473 $1,535
State Farm $1,165 $1,165
Travelers $1,268 $1,351
USAA $1,296 $1,272

Find Cheap Auto Insurance Rates in Heyworth, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Heyworth, Illinois auto insurance. Compare Heyworth, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Heyworth, Illinois

Insurance Company Low Medium High
Allstate $4,419 $4,536 $4,665
American Family $3,413 $3,656 $3,512
Farmers $3,895 $3,995 $4,371
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,070 $2,189 $2,321
Nationwide $2,426 $2,463 $2,439
Progressive $2,845 $3,059 $3,293
State Farm $1,974 $2,093 $2,199
Travelers $2,037 $2,165 $2,301
USAA $2,143 $2,316 $2,496

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Find Cheap Heyworth, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Heyworth. Compare auto insurance rates in Heyworth, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Heyworth, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,540 $4,540
American Family $3,482 $3,573
Farmers $4,087 $4,087
GEICO $2,519 $2,617
Liberty Mutual $2,193 $2,193
Nationwide $2,443 $2,443
Progressive $3,065 $3,065
State Farm $2,036 $2,142
Travelers $2,083 $2,252
USAA $2,254 $2,383

Find Cheap Heyworth, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Heyworth, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Heyworth, IL, take a look at the average cost for various violations versus rates for a clean driving record in Heyworth.

Annual Heyworth, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,213 $5,522 $5,169 $4,257
American Family $2,590 $3,691 $4,889 $2,939
Farmers $3,445 $4,449 $4,338 $4,114
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,825 $2,597 $2,278 $2,073
Nationwide $1,973 $2,546 $2,990 $2,262
Progressive $2,531 $3,740 $2,798 $3,192
State Farm $1,904 $2,274 $2,089 $2,089
Travelers $1,731 $2,258 $2,516 $2,165
USAA $1,654 $2,381 $3,244 $1,995

Find Cheap Heyworth, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Heyworth, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Heyworth for less when you shop around and compare rates from multiple Heyworth, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Heyworth, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,169
American Family $4,889
Farmers $4,338
GEICO $3,482
Liberty Mutual $2,278
Nationwide $2,990
Progressive $2,798
State Farm $2,089
Travelers $2,516
USAA $3,244

Winners by Category: Where to Buy Cheap Auto Insurance in Heyworth, IL

Compare rates from the cheapest auto insurance companies in Heyworth, IL for your needs. Take a look at how Heyworth, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Heyworth, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Heyworth, Illinois Auto Insurance Companies

If you’re looking for the cheapest Heyworth, IL auto insurance companies overall, you can compare them here. Find the best price for Heyworth, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Heyworth, Illinois

Insurance Company Average Annual Rates
Allstate $4,540
American Family $3,527
Farmers $4,087
GEICO $2,568
Liberty Mutual $2,193
Nationwide $2,443
Progressive $3,065
State Farm $2,089
Travelers $2,168
USAA $2,318

What affects Heyworth, Illinois auto insurance rates?

Local factors affect auto insurance rates in Heyworth, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Heyworth auto insurance rates.

Commute Times in Heyworth

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Heyworth, IL is 23.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Heyworth, IL

You can buy cheap Heyworth, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Heyworth, Illinois auto insurance quotes from top companies.

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