Buy Cheap Hesperus, CO Auto Insurance (2022)

Hesperus, CO auto insurance rates average $311 a month. Minimum auto insurance requirements in Hesperus, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Hesperus, CO, compare Hesperus auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Hesperus, CO for teens drivers are $7,141/year
  • The most expensive auto insurance company in Hesperus is Allstate
  • The most expensive auto insurance company in Hesperus after a DUI is Allstate

Finding affordable Hesperus, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Hesperus, CO auto insurance with confidence is right here. Auto insurance rates in Hesperus are affected by local factors as well as personal ones like your driving record.

See how Hesperus, CO car insurance rates compare to Boulder auto insurance rates, Fort Collins auto insurance rates, and Greeley auto insurance rates before you read more about the cost of auto insurance in Hesperus.

Don’t buy Hesperus, CO auto insurance until you’ve compared rates. Get free Hesperus, Colorado auto insurance quotes when you enter your ZIP code above.

Hesperus, CO Minimum Auto Insurance Requirements

The required auto insurance in Hesperus, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Hesperus, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Hesperus, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Hesperus, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hesperus, CO. Take a look at Hesperus, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hesperus, Colorado

Insurance Company Poor Fair Good
Allstate $6,902 $5,305 $4,011
American Family $4,579 $3,259 $2,732
Farmers $5,896 $4,790 $4,551
GEICO $3,396 $2,827 $2,257
Liberty Mutual $4,042 $2,448 $1,954
Nationwide $4,057 $3,198 $2,795
Progressive $4,813 $4,094 $3,753
State Farm $4,202 $2,698 $2,174
USAA $5,050 $2,857 $2,283

Buy Cheap Hesperus, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hesperus, Colorado auto insurance rates? Find out how car insurance rates in Hesperus, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hesperus, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,362 $3,153 $3,007 $3,041 $11,315 $11,849 $3,739 $3,781
American Family $2,408 $2,408 $2,173 $2,173 $5,835 $7,829 $2,408 $2,955
Farmers $2,974 $2,950 $2,693 $2,893 $11,184 $11,292 $3,291 $3,353
GEICO $1,824 $1,969 $1,866 $2,072 $5,555 $5,909 $1,684 $1,737
Liberty Mutual $1,969 $1,938 $1,668 $1,828 $5,320 $5,792 $1,985 $2,018
Nationwide $2,261 $2,310 $2,019 $2,144 $5,547 $7,138 $2,582 $2,798
Progressive $2,625 $2,460 $2,244 $2,246 $8,632 $9,674 $2,974 $2,903
State Farm $1,951 $1,951 $1,730 $1,730 $5,320 $6,781 $2,172 $2,563
USAA $2,300 $2,316 $2,174 $2,205 $5,559 $6,395 $2,967 $3,257

Buy Cheap Hesperus, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hesperus can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hesperus, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hesperus, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,315 $11,849
American Family $5,835 $7,829
Farmers $11,184 $11,292
GEICO $5,555 $5,909
Liberty Mutual $5,320 $5,792
Nationwide $5,547 $7,138
Progressive $8,632 $9,674
State Farm $5,320 $6,781
USAA $5,559 $6,395

Buy Cheap Hesperus, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Hesperus, Colorado by comparing Hesperus senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hesperus, CO here.

Annual Auto Insurance Rates for Senior Drivers in Hesperus, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,007 $3,041
American Family $2,173 $2,173
Farmers $2,693 $2,893
GEICO $1,866 $2,072
Liberty Mutual $1,668 $1,828
Nationwide $2,019 $2,144
Progressive $2,244 $2,246
State Farm $1,730 $1,730
USAA $2,174 $2,205

Find Cheap Auto Insurance Rates in Hesperus, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hesperus, Colorado auto insurance. Compare Hesperus, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hesperus, Colorado

Insurance Company Low Medium High
Allstate $5,139 $5,389 $5,690
American Family $3,352 $3,597 $3,622
Farmers $4,501 $5,011 $5,723
GEICO $2,623 $2,792 $3,066
Liberty Mutual $2,665 $2,803 $2,976
Nationwide $3,375 $3,348 $3,326
Progressive $3,972 $4,230 $4,458
State Farm $2,854 $3,025 $3,195
USAA $3,263 $3,396 $3,531

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Find Cheap Hesperus, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hesperus. Compare auto insurance rates in Hesperus, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hesperus, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,406 $5,406
American Family $3,448 $3,599
Farmers $5,079 $5,079
GEICO $2,763 $2,890
Liberty Mutual $2,815 $2,815
Nationwide $3,350 $3,350
Progressive $4,220 $4,220
State Farm $2,951 $3,098
USAA $3,300 $3,494

Find Cheap Hesperus, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Hesperus, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hesperus, CO, take a look at the average cost for various violations versus rates for a clean driving record in Hesperus.

Annual Hesperus, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,626 $5,302 $6,468 $5,228
American Family $2,604 $3,704 $4,833 $2,953
Farmers $4,285 $5,505 $5,434 $5,090
GEICO $2,023 $3,106 $3,517 $2,661
Liberty Mutual $2,450 $2,882 $3,014 $2,913
Nationwide $2,567 $3,521 $4,482 $2,830
Progressive $3,668 $5,051 $3,873 $4,288
State Farm $2,805 $3,245 $3,025 $3,025
USAA $2,500 $3,027 $5,238 $2,823

Find Cheap Hesperus, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hesperus, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Hesperus for less when you shop around and compare rates from multiple Hesperus, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hesperus, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,468
American Family $4,833
Farmers $5,434
GEICO $3,517
Liberty Mutual $3,014
Nationwide $4,482
Progressive $3,873
State Farm $3,025
USAA $5,238

Winners by Category: Where to Buy Cheap Auto Insurance in Hesperus, CO

Compare rates from the cheapest auto insurance companies in Hesperus, CO for your needs. Take a look at how Hesperus, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hesperus, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors State Farm
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Find Cheap Hesperus, Colorado Auto Insurance Companies

If you’re looking for the cheapest Hesperus, CO auto insurance companies overall, you can compare them here. Find the best price for Hesperus, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Hesperus, Colorado

Insurance Company Average Annual Rates
Allstate $5,406
American Family $3,523
Farmers $5,079
GEICO $2,827
Liberty Mutual $2,815
Nationwide $3,350
Progressive $4,220
State Farm $3,025
USAA $3,397

Compare Auto Insurance Quotes in Hesperus, CO

You can buy cheap Hesperus, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hesperus, Colorado auto insurance quotes from top companies.

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