Buy Cheap Hernando Beach, FL Auto Insurance (2021)

Hernando Beach, FL auto insurance rates average $409 a month. Minimum auto insurance requirements in Hernando Beach, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Hernando Beach, FL, compare Hernando Beach auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Hernando Beach is Allstate
  • Average auto insurance rates in Hernando Beach, FL for teens drivers are $8,849/year
  • The most expensive auto insurance company in Hernando Beach after a DUI is Allstate

Finding affordable Hernando Beach, Florida auto insurance can be challenging, but everything you need to know to buy cheap Hernando Beach, FL auto insurance with confidence is right here. Auto insurance rates in Hernando Beach are affected by local factors as well as personal ones like your driving record.

See how Hernando Beach, FL car insurance rates compare to Tallahassee auto insurance rates, Cape Coral auto insurance rates, and Orlando auto insurance rates before you read more about the cost of auto insurance in Hernando Beach.

Don’t buy Hernando Beach, FL auto insurance until you’ve compared rates. Get free Hernando Beach, Florida auto insurance quotes when you enter your ZIP code above.

Hernando Beach, FL Minimum Auto Insurance Requirements

The required auto insurance in Hernando Beach, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Hernando Beach, Florida is outlined here.

Minimum Required Auto Insurance Coverage in Hernando Beach, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Hernando Beach, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hernando Beach, FL. Take a look at Hernando Beach, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hernando Beach, Florida

Insurance Company Poor Fair Good
Allstate $11,480 $7,135 $5,717
GEICO $5,058 $3,075 $2,318
Liberty Mutual $7,522 $5,491 $4,430
Nationwide $5,585 $4,095 $3,701
Progressive $7,681 $5,446 $4,521
State Farm $4,932 $3,227 $2,642
USAA $4,907 $2,394 $1,732

Buy Cheap Hernando Beach, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hernando Beach, Florida auto insurance rates? Find out how car insurance rates in Hernando Beach, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hernando Beach, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,118 $4,870 $4,475 $4,519 $17,242 $18,699 $4,968 $4,997
GEICO $2,755 $2,768 $2,580 $2,580 $4,907 $6,164 $3,034 $3,082
Liberty Mutual $3,991 $3,991 $3,647 $3,647 $8,553 $13,238 $3,991 $5,454
Nationwide $3,120 $3,077 $2,784 $2,879 $7,540 $9,274 $3,437 $3,572
Progressive $3,969 $3,722 $3,389 $3,629 $11,107 $12,009 $4,763 $4,473
State Farm $2,247 $2,247 $2,037 $2,037 $6,607 $8,452 $2,502 $2,673
USAA $1,740 $1,710 $1,634 $1,616 $5,984 $6,901 $2,169 $2,336

Buy Cheap Hernando Beach, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hernando Beach can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hernando Beach, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hernando Beach, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $17,242 $18,699
GEICO $4,907 $6,164
Liberty Mutual $8,553 $13,238
Nationwide $7,540 $9,274
Progressive $11,107 $12,009
State Farm $6,607 $8,452
USAA $5,984 $6,901

Buy Cheap Hernando Beach, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in Hernando Beach, Florida by comparing Hernando Beach senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hernando Beach, FL here.

Annual Auto Insurance Rates for Senior Drivers in Hernando Beach, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,475 $4,519
GEICO $2,580 $2,580
Liberty Mutual $3,647 $3,647
Nationwide $2,784 $2,879
Progressive $3,389 $3,629
State Farm $2,037 $2,037
USAA $1,634 $1,616

Find Cheap Auto Insurance Rates in Hernando Beach, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hernando Beach, Florida auto insurance. Compare Hernando Beach, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hernando Beach, Florida

Insurance Company Low Medium High
Allstate $5,846 $8,623 $9,864
GEICO $2,833 $3,608 $4,010
Liberty Mutual $5,289 $5,918 $6,236
Nationwide $3,453 $4,649 $5,279
Progressive $4,813 $6,033 $6,801
State Farm $3,038 $3,696 $4,067
USAA $2,543 $3,133 $3,358

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Find Cheap Hernando Beach, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hernando Beach. Compare auto insurance rates in Hernando Beach, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hernando Beach, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,879 $8,343
GEICO $3,467 $3,501
Liberty Mutual $5,622 $6,006
Nationwide $4,460 $4,460
Progressive $5,883 $5,883
State Farm $3,475 $3,726
USAA $2,977 $3,046

Find Cheap Hernando Beach, FL Auto Insurance Rates by Driving Record

Auto insurance rates in Hernando Beach, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hernando Beach, FL, take a look at the average cost for various violations versus rates for a clean driving record in Hernando Beach.

Annual Hernando Beach, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,010 $8,418 $9,256 $7,759
GEICO $2,438 $3,106 $4,604 $3,787
Liberty Mutual $4,128 $5,427 $7,981 $5,720
Nationwide $3,798 $4,175 $5,642 $4,225
Progressive $4,645 $6,863 $5,793 $6,229
State Farm $3,290 $3,911 $3,600 $3,600
USAA $2,359 $2,913 $4,298 $2,474

Find Cheap Hernando Beach, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hernando Beach, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Hernando Beach for less when you shop around and compare rates from multiple Hernando Beach, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hernando Beach, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $9,256
GEICO $4,604
Liberty Mutual $7,981
Nationwide $5,642
Progressive $5,793
State Farm $3,600
USAA $4,298

Winners by Category: Where to Buy Cheap Auto Insurance in Hernando Beach, FL

Compare rates from the cheapest auto insurance companies in Hernando Beach, FL for your needs. Take a look at how Hernando Beach, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hernando Beach, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Hernando Beach, Florida Auto Insurance Companies

If you’re looking for the cheapest Hernando Beach, FL auto insurance companies overall, you can compare them here. Find the best price for Hernando Beach, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in Hernando Beach, Florida

Insurance Company Average Annual Rates
Allstate $8,111
GEICO $3,484
Liberty Mutual $5,814
Nationwide $4,460
Progressive $5,883
State Farm $3,600
USAA $3,011

What affects Hernando Beach, Florida auto insurance rates?

Local factors affect auto insurance rates in Hernando Beach, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Hernando Beach auto insurance rates.

Commute Times in Hernando Beach

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hernando Beach, FL is 38.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Hernando Beach, FL

You can buy cheap Hernando Beach, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hernando Beach, Florida auto insurance quotes from top companies.

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