Buy Cheap Hermosa, SD Auto Insurance (2021)

Hermosa, SD auto insurance rates average $358 a month. Minimum auto insurance requirements in Hermosa, South Dakota are 25/50/25 to comply with South Dakota laws. To buy cheap auto insurance in Hermosa, SD, compare Hermosa auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Hermosa after a DUI is Liberty Mutual
  • Average auto insurance rates in Hermosa, SD for teens drivers are $8,491/year
  • The most expensive auto insurance company in Hermosa is Liberty Mutual

Finding affordable Hermosa, South Dakota auto insurance can be challenging, but everything you need to know to buy cheap Hermosa, SD auto insurance with confidence is right here. Auto insurance rates in Hermosa are affected by local factors as well as personal ones like your driving record.

See how Hermosa, SD car insurance rates compare to Aberdeen auto insurance rates, Vermillion auto insurance rates, and Huron auto insurance rates before you read more about the cost of auto insurance in Hermosa.

Don’t buy Hermosa, SD auto insurance until you’ve compared rates. Get free Hermosa, South Dakota auto insurance quotes when you enter your ZIP code above.

Hermosa, SD Minimum Auto Insurance Requirements

The required auto insurance in Hermosa, SD is 25/50/25 according to the auto insurance laws in South Dakota. The minimum auto insurance in Hermosa, South Dakota is outlined here.

Minimum Required Auto Insurance Coverage in Hermosa, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Hermosa, SD Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hermosa, SD. Take a look at Hermosa, South Dakota auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hermosa, South Dakota

Insurance Company Poor Fair Good
Allstate $5,862 $4,584 $3,978
American Family $4,836 $3,484 $2,941
Farmers $5,235 $4,421 $4,239
GEICO $4,421 $2,244 $1,520
Liberty Mutual $12,534 $7,509 $5,894
Nationwide $3,667 $2,879 $2,531
Progressive $5,273 $4,350 $4,003
State Farm $3,294 $1,970 $1,526

Buy Cheap Hermosa, SD Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hermosa, South Dakota auto insurance rates? Find out how car insurance rates in Hermosa, SD are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hermosa, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,509 $2,561 $2,215 $2,370 $10,422 $12,452 $2,836 $3,097
American Family $2,671 $2,671 $2,378 $2,378 $5,673 $8,308 $2,671 $3,281
Farmers $2,432 $2,440 $2,140 $2,226 $10,882 $11,320 $2,717 $2,897
GEICO $2,189 $2,062 $2,090 $1,926 $4,505 $5,300 $1,919 $1,836
Liberty Mutual $4,886 $5,320 $3,854 $4,689 $18,627 $20,919 $5,142 $5,726
Nationwide $2,157 $2,221 $1,922 $2,061 $4,690 $6,095 $2,419 $2,640
Progressive $2,671 $2,650 $2,197 $2,258 $9,218 $10,517 $3,345 $3,478
State Farm $1,501 $1,501 $1,308 $1,308 $3,912 $4,988 $1,684 $1,906

Buy Cheap Hermosa, SD Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hermosa can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hermosa, SD are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hermosa, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,422 $12,452
American Family $5,673 $8,308
Farmers $10,882 $11,320
GEICO $4,505 $5,300
Liberty Mutual $18,627 $20,919
Nationwide $4,690 $6,095
Progressive $9,218 $10,517
State Farm $3,912 $4,988

Buy Cheap Hermosa, SD Auto Insurance for Seniors

You can save on senior auto insurance rates in Hermosa, South Dakota by comparing Hermosa senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hermosa, SD here.

Annual Auto Insurance Rates for Senior Drivers in Hermosa, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,215 $2,370
American Family $2,378 $2,378
Farmers $2,140 $2,226
GEICO $2,090 $1,926
Liberty Mutual $3,854 $4,689
Nationwide $1,922 $2,061
Progressive $2,197 $2,258
State Farm $1,308 $1,308

Find Cheap Auto Insurance Rates in Hermosa, SD by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hermosa, South Dakota auto insurance. Compare Hermosa, SD auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hermosa, South Dakota

Insurance Company Low Medium High
Allstate $4,655 $4,799 $4,970
American Family $3,756 $3,859 $3,646
Farmers $4,435 $4,582 $4,877
GEICO $2,638 $2,725 $2,822
Liberty Mutual $8,486 $8,632 $8,819
Nationwide $2,847 $3,013 $3,217
Progressive $4,434 $4,505 $4,687
State Farm $2,182 $2,265 $2,343

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Find Cheap Hermosa, SD Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hermosa. Compare auto insurance rates in Hermosa, SD by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hermosa, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,690 $4,925
American Family $3,709 $3,799
Farmers $4,632 $4,632
GEICO $2,695 $2,762
Liberty Mutual $8,645 $8,645
Nationwide $3,026 $3,026
Progressive $4,542 $4,542
State Farm $2,208 $2,318

Find Cheap Hermosa, SD Auto Insurance Rates by Driving Record

Auto insurance rates in Hermosa, South Dakota are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hermosa, SD, take a look at the average cost for various violations versus rates for a clean driving record in Hermosa.

Annual Hermosa, South Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,980 $4,631 $6,160 $4,460
American Family $2,721 $4,023 $5,158 $3,112
Farmers $3,949 $4,990 $4,868 $4,720
GEICO $1,725 $2,913 $4,551 $1,725
Liberty Mutual $7,291 $9,038 $9,408 $8,844
Nationwide $2,174 $3,034 $4,363 $2,531
Progressive $3,923 $5,274 $4,235 $4,734
State Farm $2,105 $2,421 $2,263 $2,263

Find Cheap Hermosa, SD Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hermosa, South Dakota is higher than for a clean driving record. You can buy auto insurance after a DUI in Hermosa for less when you shop around and compare rates from multiple Hermosa, SD auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hermosa, South Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,160
American Family $5,158
Farmers $4,868
GEICO $4,551
Liberty Mutual $9,408
Nationwide $4,363
Progressive $4,235
State Farm $2,263

Winners by Category: Where to Buy Cheap Auto Insurance in Hermosa, SD

Compare rates from the cheapest auto insurance companies in Hermosa, SD for your needs. Take a look at how Hermosa, South Dakota auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hermosa, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Hermosa, South Dakota Auto Insurance Companies

If you’re looking for the cheapest Hermosa, SD auto insurance companies overall, you can compare them here. Find the best price for Hermosa, South Dakota car insurance by company.

Average Annual Auto Insurance Rates by Company in Hermosa, South Dakota

Insurance Company Average Annual Rates
Allstate $4,808
American Family $3,754
Farmers $4,632
GEICO $2,728
Liberty Mutual $8,645
Nationwide $3,026
Progressive $4,542
State Farm $2,263

What affects Hermosa, South Dakota auto insurance rates?

Local factors affect auto insurance rates in Hermosa, SD, including traffic, theft statistics, and commute length. Take a look at the things that impact Hermosa auto insurance rates.

Commute Times in Hermosa

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hermosa, SD is 24.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Hermosa, SD

You can buy cheap Hermosa, SD auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hermosa, South Dakota auto insurance quotes from top companies.

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