Buy Cheap Hermosa Beach, CA Auto Insurance (2021)

Hermosa Beach, CA auto insurance rates average $312 a month. Minimum auto insurance requirements in Hermosa Beach, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Hermosa Beach, CA, compare Hermosa Beach auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Hermosa Beach, CA are $312/month
  • The most expensive auto insurance company in Hermosa Beach after a DUI is Allstate
  • The most expensive auto insurance company in Hermosa Beach is Farmers

Finding affordable Hermosa Beach, California auto insurance can be challenging, but everything you need to know to buy cheap Hermosa Beach, CA auto insurance with confidence is right here. Auto insurance rates in Hermosa Beach are affected by local factors as well as personal ones like your driving record.

See how Hermosa Beach, CA car insurance rates compare to San Francisco auto insurance rates, Bakersfield auto insurance rates, and San Jose auto insurance rates before you read more about the cost of auto insurance in Hermosa Beach.

Don’t buy Hermosa Beach, CA auto insurance until you’ve compared rates. Get free Hermosa Beach, California auto insurance quotes when you enter your ZIP code above.

Hermosa Beach, CA Minimum Auto Insurance Requirements

The required auto insurance in Hermosa Beach, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Hermosa Beach, California is outlined here.

Minimum Required Auto Insurance Coverage in Hermosa Beach, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Buy Cheap Hermosa Beach, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hermosa Beach, California auto insurance rates? Find out how car insurance rates in Hermosa Beach, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hermosa Beach, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,024 $3,017 $2,206 $2,218 $8,464 $10,625 $3,844 $4,190
Farmers $2,820 $2,820 $2,564 $2,564 $8,978 $14,561 $3,342 $3,724
GEICO $1,732 $1,732 $1,628 $1,628 $5,283 $5,370 $2,489 $2,541
Liberty Mutual $2,241 $2,105 $2,101 $2,029 $4,810 $5,184 $2,504 $2,549
Nationwide $3,415 $3,252 $3,002 $2,823 $8,830 $9,728 $4,092 $4,029
Progressive $1,870 $1,928 $1,582 $1,885 $5,027 $6,074 $2,693 $2,901
State Farm $3,245 $3,245 $2,901 $2,901 $6,022 $7,486 $3,594 $3,703
Travelers $2,470 $2,382 $2,189 $2,168 $5,216 $5,864 $3,202 $3,127
USAA $1,954 $1,847 $1,910 $1,914 $4,459 $4,492 $2,711 $2,558

Buy Cheap Hermosa Beach, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hermosa Beach can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hermosa Beach, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hermosa Beach, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,464 $10,625
Farmers $8,978 $14,561
GEICO $5,283 $5,370
Liberty Mutual $4,810 $5,184
Nationwide $8,830 $9,728
Progressive $5,027 $6,074
State Farm $6,022 $7,486
Travelers $5,216 $5,864
USAA $4,459 $4,492

Buy Cheap Hermosa Beach, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Hermosa Beach, California by comparing Hermosa Beach senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hermosa Beach, CA here.

Annual Auto Insurance Rates for Senior Drivers in Hermosa Beach, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,206 $2,218
Farmers $2,564 $2,564
GEICO $1,628 $1,628
Liberty Mutual $2,101 $2,029
Nationwide $3,002 $2,823
Progressive $1,582 $1,885
State Farm $2,901 $2,901
Travelers $2,189 $2,168
USAA $1,910 $1,914

Find Cheap Auto Insurance Rates in Hermosa Beach, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hermosa Beach, California auto insurance. Compare Hermosa Beach, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hermosa Beach, California

Insurance Company Low Medium High
Allstate $4,421 $4,743 $4,932
Farmers $4,761 $5,219 $5,535
GEICO $2,543 $2,832 $3,026
Liberty Mutual $2,705 $2,969 $3,147
Nationwide $4,379 $4,990 $5,320
Progressive $2,703 $3,084 $3,198
State Farm $3,679 $4,220 $4,512
Travelers $2,828 $3,433 $3,722
USAA $2,485 $2,782 $2,925

Find Cheap Hermosa Beach, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hermosa Beach. Compare auto insurance rates in Hermosa Beach, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hermosa Beach, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,233 $5,164
Farmers $4,690 $5,653
GEICO $2,544 $3,057
Liberty Mutual $2,698 $3,182
Nationwide $4,319 $5,474
Progressive $2,716 $3,274
State Farm $3,986 $4,289
Travelers $2,997 $3,658
USAA $2,518 $2,944

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Hermosa Beach, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Hermosa Beach, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hermosa Beach, CA, take a look at the average cost for various violations versus rates for a clean driving record in Hermosa Beach.

Annual Hermosa Beach, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,833 $4,755 $7,491 $3,715
Farmers $3,835 $5,212 $6,472 $5,168
GEICO $1,957 $3,028 $3,790 $2,427
Liberty Mutual $2,552 $3,416 $3,088 $2,705
Nationwide $3,416 $4,381 $7,407 $4,381
Progressive $1,961 $3,333 $3,862 $2,825
State Farm $2,956 $3,523 $6,642 $3,428
Travelers $2,206 $3,638 $4,189 $3,277
USAA $1,814 $2,704 $4,417 $1,987

Find Cheap Hermosa Beach, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hermosa Beach, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Hermosa Beach for less when you shop around and compare rates from multiple Hermosa Beach, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hermosa Beach, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,491
Farmers $6,472
GEICO $3,790
Liberty Mutual $3,088
Nationwide $7,407
Progressive $3,862
State Farm $6,642
Travelers $4,189
USAA $4,417

Winners by Category: Where to Buy Cheap Auto Insurance in Hermosa Beach, CA

Compare rates from the cheapest auto insurance companies in Hermosa Beach, CA for your needs. Take a look at how Hermosa Beach, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hermosa Beach, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Hermosa Beach, California Auto Insurance Companies

If you’re looking for the cheapest Hermosa Beach, CA auto insurance companies overall, you can compare them here. Find the best price for Hermosa Beach, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Hermosa Beach, California

Insurance Company Average Annual Rates
Allstate $4,698
Farmers $5,172
GEICO $2,800
Liberty Mutual $2,940
Nationwide $4,896
Progressive $2,995
State Farm $4,137
Travelers $3,327
USAA $2,731

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

What affects Hermosa Beach, California auto insurance rates?

Local factors affect auto insurance rates in Hermosa Beach, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Hermosa Beach auto insurance rates.

Auto Theft in Hermosa Beach

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Hermosa Beach, CA auto theft show a total of 31 vehicle thefts annually.

Commute Times in Hermosa Beach

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hermosa Beach, CA is 35.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Hermosa Beach, CA

You can buy cheap Hermosa Beach, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hermosa Beach, California auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption