Buy Cheap Herman, NE Auto Insurance (2021)

Herman, NE auto insurance rates average $288 a month. Minimum auto insurance requirements in Herman, Nebraska are 25/50/25 to comply with Nebraska laws. To buy cheap auto insurance in Herman, NE, compare Herman auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Herman is Liberty Mutual
  • Average auto insurance rates in Herman, NE after a DUI are $3,987/year
  • Average auto insurance rates in Herman, NE are $288/month

Finding affordable Herman, Nebraska auto insurance can be challenging, but everything you need to know to buy cheap Herman, NE auto insurance with confidence is right here. Auto insurance rates in Herman are affected by local factors as well as personal ones like your driving record.

See how Herman, NE car insurance rates compare to Lincoln auto insurance rates, Hastings auto insurance rates, and North Platte auto insurance rates before you read more about the cost of auto insurance in Herman.

Don’t buy Herman, NE auto insurance until you’ve compared rates. Get free Herman, Nebraska auto insurance quotes when you enter your ZIP code above.

Herman, NE Minimum Auto Insurance Requirements

The required auto insurance in Herman, NE is 25/50/25 according to the auto insurance laws in Nebraska. The minimum auto insurance in Herman, Nebraska is outlined here.

Minimum Required Auto Insurance Coverage in Herman, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Herman, NE Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Herman, NE. Take a look at Herman, Nebraska auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Herman, Nebraska

Insurance Company Poor Fair Good
Allstate $3,989 $3,034 $2,615
American Family $3,110 $2,123 $1,727
Farmers $4,800 $3,989 $3,797
GEICO $4,105 $3,563 $3,104
Liberty Mutual $9,106 $5,500 $4,320
Nationwide $3,195 $2,538 $2,232
Progressive $4,570 $3,812 $3,509
State Farm $3,731 $2,236 $1,735
USAA $3,012 $2,039 $1,731

Buy Cheap Herman, NE Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Herman, Nebraska auto insurance rates? Find out how car insurance rates in Herman, NE are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Herman, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,174 $2,066 $1,936 $1,953 $6,170 $6,483 $2,436 $2,484
American Family $1,855 $1,855 $1,689 $1,689 $3,110 $4,583 $1,814 $1,965
Farmers $2,389 $2,378 $2,139 $2,260 $9,304 $9,598 $2,692 $2,802
GEICO $2,747 $2,695 $2,692 $2,591 $5,684 $7,440 $2,478 $2,399
Liberty Mutual $3,309 $3,590 $2,613 $3,182 $14,344 $16,119 $3,468 $3,842
Nationwide $1,860 $1,923 $1,664 $1,784 $4,248 $5,308 $2,137 $2,315
Progressive $2,269 $2,207 $1,859 $1,927 $8,361 $9,456 $2,720 $2,910
State Farm $1,672 $1,672 $1,466 $1,466 $4,536 $5,791 $1,847 $2,089
USAA $1,343 $1,339 $1,221 $1,258 $4,211 $5,042 $1,736 $1,937

Buy Cheap Herman, NE Auto Insurance for Teen Drivers

Auto insurance for teenagers in Herman can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Herman, NE are listed here.

Annual Auto Insurance Rates for Teen Drivers in Herman, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,170 $6,483
American Family $3,110 $4,583
Farmers $9,304 $9,598
GEICO $5,684 $7,440
Liberty Mutual $14,344 $16,119
Nationwide $4,248 $5,308
Progressive $8,361 $9,456
State Farm $4,536 $5,791
USAA $4,211 $5,042

Buy Cheap Herman, NE Auto Insurance for Seniors

You can save on senior auto insurance rates in Herman, Nebraska by comparing Herman senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Herman, NE here.

Annual Auto Insurance Rates for Senior Drivers in Herman, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,936 $1,953
American Family $1,689 $1,689
Farmers $2,139 $2,260
GEICO $2,692 $2,591
Liberty Mutual $2,613 $3,182
Nationwide $1,664 $1,784
Progressive $1,859 $1,927
State Farm $1,466 $1,466
USAA $1,221 $1,258

Find Cheap Auto Insurance Rates in Herman, NE by Coverage Level

The amount of coverage you choose is a big factor in the cost of Herman, Nebraska auto insurance. Compare Herman, NE auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Herman, Nebraska

Insurance Company Low Medium High
Allstate $3,124 $3,207 $3,308
American Family $2,301 $2,389 $2,269
Farmers $4,001 $4,129 $4,457
GEICO $3,506 $3,587 $3,679
Liberty Mutual $6,129 $6,274 $6,523
Nationwide $2,699 $2,644 $2,622
Progressive $3,790 $3,954 $4,147
State Farm $2,463 $2,563 $2,675
USAA $2,188 $2,257 $2,337

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Find Cheap Herman, NE Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Herman. Compare auto insurance rates in Herman, NE by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Herman, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,213 $3,213
American Family $2,301 $2,339
Farmers $4,195 $4,195
GEICO $3,535 $3,646
Liberty Mutual $6,309 $6,309
Nationwide $2,655 $2,655
Progressive $3,963 $3,963
State Farm $2,501 $2,633
USAA $2,235 $2,287

Find Cheap Herman, NE Auto Insurance Rates by Driving Record

Auto insurance rates in Herman, Nebraska are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Herman, NE, take a look at the average cost for various violations versus rates for a clean driving record in Herman.

Annual Herman, Nebraska Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,781 $3,144 $3,810 $3,117
American Family $2,274 $2,458 $2,274 $2,274
Farmers $3,553 $4,556 $4,445 $4,227
GEICO $2,306 $3,313 $4,992 $3,752
Liberty Mutual $5,408 $6,376 $6,911 $6,538
Nationwide $1,878 $2,720 $3,889 $2,132
Progressive $3,375 $4,922 $3,772 $3,785
State Farm $2,385 $2,750 $2,567 $2,567
USAA $1,716 $2,160 $3,224 $1,943

Find Cheap Herman, NE Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Herman, Nebraska is higher than for a clean driving record. You can buy auto insurance after a DUI in Herman for less when you shop around and compare rates from multiple Herman, NE auto insurance companies.

Annual Auto Insurance Rates After a DUI in Herman, Nebraska

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,810
American Family $2,274
Farmers $4,445
GEICO $4,992
Liberty Mutual $6,911
Nationwide $3,889
Progressive $3,772
State Farm $2,567
USAA $3,224

Winners by Category: Where to Buy Cheap Auto Insurance in Herman, NE

Compare rates from the cheapest auto insurance companies in Herman, NE for your needs. Take a look at how Herman, Nebraska auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Herman, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Herman, Nebraska Auto Insurance Companies

If you’re looking for the cheapest Herman, NE auto insurance companies overall, you can compare them here. Find the best price for Herman, Nebraska car insurance by company.

Average Annual Auto Insurance Rates by Company in Herman, Nebraska

Insurance Company Average Annual Rates
Allstate $3,213
American Family $2,320
Farmers $4,195
GEICO $3,591
Liberty Mutual $6,309
Nationwide $2,655
Progressive $3,963
State Farm $2,567
USAA $2,261

What affects Herman, Nebraska auto insurance rates?

Local factors affect auto insurance rates in Herman, NE, including traffic, theft statistics, and commute length. Take a look at the things that impact Herman auto insurance rates.

Commute Times in Herman

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Herman, NE is 30.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Herman, NE

You can buy cheap Herman, NE auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Herman, Nebraska auto insurance quotes from top companies.

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