Buy Cheap Hereford, TX Auto Insurance (2021)

Hereford, TX auto insurance rates average $309 a month. Minimum auto insurance requirements in Hereford, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Hereford, TX, compare Hereford auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Hereford, TX for teens drivers are $6,375/year
  • Average auto insurance rates in Hereford, TX are $309/month
  • The most expensive auto insurance company in Hereford after a DUI is Allstate

Finding affordable Hereford, Texas auto insurance can be challenging, but everything you need to know to buy cheap Hereford, TX auto insurance with confidence is right here. Auto insurance rates in Hereford are affected by local factors as well as personal ones like your driving record.

See how Hereford, TX car insurance rates compare to Corpus Christi auto insurance rates, Houston auto insurance rates, and Laredo auto insurance rates before you read more about the cost of auto insurance in Hereford.

Don’t buy Hereford, TX auto insurance until you’ve compared rates. Get free Hereford, Texas auto insurance quotes when you enter your ZIP code above.

Hereford, TX Minimum Auto Insurance Requirements

The required auto insurance in Hereford, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Hereford, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Hereford, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Hereford, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hereford, TX. Take a look at Hereford, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hereford, Texas

Insurance Company Poor Fair Good
Allstate $7,130 $5,198 $4,435
American Family $6,519 $3,919 $3,406
GEICO $5,247 $2,967 $1,976
Nationwide $4,304 $3,445 $2,999
Progressive $4,628 $3,987 $3,692
State Farm $3,330 $2,073 $1,652
USAA $3,528 $1,968 $1,564

Buy Cheap Hereford, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hereford, Texas auto insurance rates? Find out how car insurance rates in Hereford, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hereford, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,705 $3,768 $3,664 $3,664 $9,235 $11,239 $4,592 $4,834
American Family $3,062 $3,357 $2,668 $3,014 $6,852 $9,067 $4,165 $4,732
GEICO $2,611 $2,754 $2,390 $2,612 $5,405 $5,684 $2,830 $2,888
Nationwide $2,271 $2,317 $2,005 $2,130 $6,294 $8,115 $2,653 $2,876
Progressive $2,222 $2,129 $1,973 $2,016 $9,058 $10,089 $2,640 $2,691
State Farm $1,678 $1,678 $1,486 $1,486 $3,876 $4,916 $1,815 $1,876
USAA $1,558 $1,606 $1,464 $1,501 $3,909 $4,372 $2,090 $2,325

Buy Cheap Hereford, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hereford can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hereford, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hereford, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,235 $11,239
American Family $6,852 $9,067
GEICO $5,405 $5,684
Nationwide $6,294 $8,115
Progressive $9,058 $10,089
State Farm $3,876 $4,916
USAA $3,909 $4,372

Buy Cheap Hereford, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Hereford, Texas by comparing Hereford senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hereford, TX here.

Annual Auto Insurance Rates for Senior Drivers in Hereford, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,664 $3,664
American Family $2,668 $3,014
GEICO $2,390 $2,612
Nationwide $2,005 $2,130
Progressive $1,973 $2,016
State Farm $1,486 $1,486
USAA $1,464 $1,501

Find Cheap Auto Insurance Rates in Hereford, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hereford, Texas auto insurance. Compare Hereford, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hereford, Texas

Insurance Company Low Medium High
Allstate $5,473 $5,545 $5,745
American Family $4,381 $4,494 $4,969
GEICO $3,278 $3,369 $3,544
Nationwide $3,875 $3,428 $3,445
Progressive $3,934 $4,086 $4,287
State Farm $2,242 $2,344 $2,468
USAA $2,300 $2,347 $2,412

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Hereford, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hereford. Compare auto insurance rates in Hereford, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hereford, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,465 $5,711
American Family $4,615 $4,615
GEICO $3,321 $3,473
Nationwide $3,583 $3,583
Progressive $4,102 $4,102
State Farm $2,351 $2,351
USAA $2,322 $2,384

Find Cheap Hereford, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Hereford, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hereford, TX, take a look at the average cost for various violations versus rates for a clean driving record in Hereford.

Annual Hereford, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,464 $6,591 $6,833 $4,464
American Family $4,239 $5,309 $4,671 $4,239
GEICO $2,881 $3,708 $3,250 $3,748
Nationwide $3,103 $3,103 $4,614 $3,510
Progressive $3,584 $4,603 $4,181 $4,040
State Farm $2,105 $2,394 $2,802 $2,105
USAA $1,787 $2,568 $3,006 $2,051

Find Cheap Hereford, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hereford, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Hereford for less when you shop around and compare rates from multiple Hereford, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hereford, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,833
American Family $4,671
GEICO $3,250
Nationwide $4,614
Progressive $4,181
State Farm $2,802
USAA $3,006

Winners by Category: Where to Buy Cheap Auto Insurance in Hereford, TX

Compare rates from the cheapest auto insurance companies in Hereford, TX for your needs. Take a look at how Hereford, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hereford, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Hereford, Texas Auto Insurance Companies

If you’re looking for the cheapest Hereford, TX auto insurance companies overall, you can compare them here. Find the best price for Hereford, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Hereford, Texas

Insurance Company Average Annual Rates
Allstate $5,588
American Family $4,615
GEICO $3,397
Nationwide $3,583
Progressive $4,102
State Farm $2,351
USAA $2,353

What affects Hereford, Texas auto insurance rates?

Local factors affect auto insurance rates in Hereford, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Hereford auto insurance rates.

Auto Theft in Hereford

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Hereford, TX auto theft show a total of 25 vehicle thefts annually.

Commute Times in Hereford

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hereford, TX is 14.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Hereford, TX

You can buy cheap Hereford, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hereford, Texas auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption