Buy Cheap Hereford, CO Auto Insurance (2021)

Hereford, CO auto insurance rates average $318 a month. Minimum auto insurance requirements in Hereford, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Hereford, CO, compare Hereford auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Hereford is Farmers
  • Average auto insurance rates in Hereford, CO are $318/month
  • Average auto insurance rates in Hereford, CO after a DUI are $4,535/year

Finding affordable Hereford, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Hereford, CO auto insurance with confidence is right here. Auto insurance rates in Hereford are affected by local factors as well as personal ones like your driving record.

See how Hereford, CO car insurance rates compare to Greeley auto insurance rates, Colorado Springs auto insurance rates, and Fort Collins auto insurance rates before you read more about the cost of auto insurance in Hereford.

Don’t buy Hereford, CO auto insurance until you’ve compared rates. Get free Hereford, Colorado auto insurance quotes when you enter your ZIP code above.

Hereford, CO Minimum Auto Insurance Requirements

The required auto insurance in Hereford, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Hereford, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Hereford, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Hereford, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hereford, CO. Take a look at Hereford, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hereford, Colorado

Insurance Company Poor Fair Good
Allstate $6,669 $5,137 $3,882
American Family $4,704 $3,340 $2,802
Farmers $6,127 $4,993 $4,746
GEICO $4,182 $3,475 $2,767
Liberty Mutual $3,959 $2,419 $1,927
Nationwide $4,899 $3,858 $3,367
Progressive $4,354 $3,711 $3,406
State Farm $4,133 $2,654 $2,138
USAA $4,549 $2,604 $2,090

Buy Cheap Hereford, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hereford, Colorado auto insurance rates? Find out how car insurance rates in Hereford, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hereford, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,230 $3,029 $2,901 $2,932 $11,005 $11,558 $3,577 $3,603
American Family $2,475 $2,475 $2,230 $2,230 $5,988 $8,011 $2,475 $3,035
Farmers $3,068 $3,047 $2,773 $2,978 $11,717 $11,871 $3,396 $3,460
GEICO $2,260 $2,431 $2,315 $2,572 $6,794 $7,203 $2,081 $2,141
Liberty Mutual $1,859 $1,827 $1,582 $1,737 $5,444 $5,926 $1,876 $1,894
Nationwide $2,701 $2,762 $2,404 $2,557 $6,746 $8,703 $3,096 $3,361
Progressive $2,365 $2,215 $2,042 $2,040 $7,861 $8,795 $2,670 $2,602
State Farm $1,832 $1,832 $1,660 $1,660 $5,444 $6,876 $2,057 $2,440
USAA $2,057 $2,050 $1,967 $1,966 $5,179 $5,925 $2,639 $2,863

Buy Cheap Hereford, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hereford can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hereford, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hereford, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,005 $11,558
American Family $5,988 $8,011
Farmers $11,717 $11,871
GEICO $6,794 $7,203
Liberty Mutual $5,444 $5,926
Nationwide $6,746 $8,703
Progressive $7,861 $8,795
State Farm $5,444 $6,876
USAA $5,179 $5,925

Buy Cheap Hereford, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Hereford, Colorado by comparing Hereford senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hereford, CO here.

Annual Auto Insurance Rates for Senior Drivers in Hereford, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,901 $2,932
American Family $2,230 $2,230
Farmers $2,773 $2,978
GEICO $2,315 $2,572
Liberty Mutual $1,582 $1,737
Nationwide $2,404 $2,557
Progressive $2,042 $2,040
State Farm $1,660 $1,660
USAA $1,967 $1,966

Find Cheap Auto Insurance Rates in Hereford, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hereford, Colorado auto insurance. Compare Hereford, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hereford, Colorado

Insurance Company Low Medium High
Allstate $4,950 $5,212 $5,526
American Family $3,434 $3,690 $3,722
Farmers $4,670 $5,216 $5,980
GEICO $3,185 $3,419 $3,820
Liberty Mutual $2,614 $2,758 $2,933
Nationwide $4,103 $4,041 $3,980
Progressive $3,570 $3,834 $4,068
State Farm $2,759 $2,978 $3,188
USAA $2,936 $3,081 $3,226

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Find Cheap Hereford, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hereford. Compare auto insurance rates in Hereford, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hereford, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,229 $5,229
American Family $3,538 $3,692
Farmers $5,289 $5,289
GEICO $3,392 $3,557
Liberty Mutual $2,768 $2,768
Nationwide $4,041 $4,041
Progressive $3,824 $3,824
State Farm $2,901 $3,050
USAA $2,994 $3,168

Find Cheap Hereford, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Hereford, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hereford, CO, take a look at the average cost for various violations versus rates for a clean driving record in Hereford.

Annual Hereford, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,473 $5,134 $6,255 $5,056
American Family $2,676 $3,796 $4,955 $3,033
Farmers $4,465 $5,736 $5,659 $5,294
GEICO $2,489 $3,823 $4,295 $3,292
Liberty Mutual $2,422 $2,839 $2,950 $2,862
Nationwide $3,080 $4,250 $5,431 $3,404
Progressive $3,322 $4,596 $3,505 $3,873
State Farm $2,725 $3,225 $2,975 $2,975
USAA $2,251 $2,747 $4,792 $2,534

Find Cheap Hereford, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hereford, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Hereford for less when you shop around and compare rates from multiple Hereford, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hereford, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,255
American Family $4,955
Farmers $5,659
GEICO $4,295
Liberty Mutual $2,950
Nationwide $5,431
Progressive $3,505
State Farm $2,975
USAA $4,792

Winners by Category: Where to Buy Cheap Auto Insurance in Hereford, CO

Compare rates from the cheapest auto insurance companies in Hereford, CO for your needs. Take a look at how Hereford, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hereford, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Hereford, Colorado Auto Insurance Companies

If you’re looking for the cheapest Hereford, CO auto insurance companies overall, you can compare them here. Find the best price for Hereford, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Hereford, Colorado

Insurance Company Average Annual Rates
Allstate $5,229
American Family $3,615
Farmers $5,289
GEICO $3,475
Liberty Mutual $2,768
Nationwide $4,041
Progressive $3,824
State Farm $2,975
USAA $3,081

Compare Auto Insurance Quotes in Hereford, CO

You can buy cheap Hereford, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hereford, Colorado auto insurance quotes from top companies.

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