Buy Cheap Hercules, CA Auto Insurance (2021)

Hercules, CA auto insurance rates average $316 a month. Minimum auto insurance requirements in Hercules, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Hercules, CA, compare Hercules auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Hercules, CA are $316/month
  • The most expensive auto insurance company in Hercules is Farmers
  • Average auto insurance rates in Hercules, CA for teens drivers are $6,394/year

Finding affordable Hercules, California auto insurance can be challenging, but everything you need to know to buy cheap Hercules, CA auto insurance with confidence is right here. Auto insurance rates in Hercules are affected by local factors as well as personal ones like your driving record.

See how Hercules, CA car insurance rates compare to San Diego auto insurance rates, San Francisco auto insurance rates, and Bakersfield auto insurance rates before you read more about the cost of auto insurance in Hercules.

Don’t buy Hercules, CA auto insurance until you’ve compared rates. Get free Hercules, California auto insurance quotes when you enter your ZIP code above.

Hercules, CA Minimum Auto Insurance Requirements

The required auto insurance in Hercules, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Hercules, California is outlined here.

Minimum Required Auto Insurance Coverage in Hercules, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Hercules, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hercules, California auto insurance rates? Find out how car insurance rates in Hercules, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hercules, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,137 $3,144 $2,278 $2,311 $8,757 $11,037 $4,058 $4,490
Farmers $2,804 $2,804 $2,523 $2,523 $8,945 $14,710 $3,323 $3,700
GEICO $1,719 $1,720 $1,617 $1,617 $5,240 $5,331 $2,470 $2,525
Liberty Mutual $2,365 $2,245 $2,191 $2,126 $5,199 $5,509 $2,675 $2,687
Nationwide $3,483 $3,328 $3,022 $2,852 $8,842 $9,750 $4,163 $4,130
Progressive $1,743 $1,796 $1,473 $1,754 $4,623 $5,589 $2,509 $2,700
State Farm $3,387 $3,387 $3,025 $3,025 $6,227 $7,724 $3,750 $3,867
Travelers $2,595 $2,516 $2,289 $2,263 $5,339 $6,162 $3,387 $3,319
USAA $1,929 $1,827 $1,882 $1,891 $4,377 $4,419 $2,683 $2,536

Buy Cheap Hercules, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hercules can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hercules, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hercules, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,757 $11,037
Farmers $8,945 $14,710
GEICO $5,240 $5,331
Liberty Mutual $5,199 $5,509
Nationwide $8,842 $9,750
Progressive $4,623 $5,589
State Farm $6,227 $7,724
Travelers $5,339 $6,162
USAA $4,377 $4,419

Buy Cheap Hercules, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Hercules, California by comparing Hercules senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hercules, CA here.

Annual Auto Insurance Rates for Senior Drivers in Hercules, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,278 $2,311
Farmers $2,523 $2,523
GEICO $1,617 $1,617
Liberty Mutual $2,191 $2,126
Nationwide $3,022 $2,852
Progressive $1,473 $1,754
State Farm $3,025 $3,025
Travelers $2,289 $2,263
USAA $1,882 $1,891

Find Cheap Auto Insurance Rates in Hercules, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hercules, California auto insurance. Compare Hercules, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hercules, California

Insurance Company Low Medium High
Allstate $4,670 $4,940 $5,095
Farmers $4,832 $5,202 $5,465
GEICO $2,549 $2,811 $2,980
Liberty Mutual $2,931 $3,152 $3,291
Nationwide $4,502 $5,024 $5,312
Progressive $2,509 $2,851 $2,960
State Farm $3,889 $4,371 $4,636
Travelers $3,087 $3,572 $3,793
USAA $2,470 $2,740 $2,869

Find Cheap Hercules, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hercules. Compare auto insurance rates in Hercules, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hercules, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,425 $5,379
Farmers $4,688 $5,644
GEICO $2,525 $3,034
Liberty Mutual $2,870 $3,379
Nationwide $4,364 $5,529
Progressive $2,517 $3,029
State Farm $4,143 $4,455
Travelers $3,129 $3,839
USAA $2,484 $2,902

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Find Cheap Hercules, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Hercules, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hercules, CA, take a look at the average cost for various violations versus rates for a clean driving record in Hercules.

Annual Hercules, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,938 $4,991 $7,809 $3,868
Farmers $3,815 $5,199 $6,485 $5,166
GEICO $1,944 $3,000 $3,763 $2,411
Liberty Mutual $2,712 $3,635 $3,278 $2,874
Nationwide $3,450 $4,419 $7,495 $4,419
Progressive $1,818 $3,081 $3,578 $2,616
State Farm $3,067 $3,658 $6,911 $3,560
Travelers $2,327 $3,774 $4,417 $3,417
USAA $1,789 $2,664 $4,359 $1,960

Find Cheap Hercules, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hercules, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Hercules for less when you shop around and compare rates from multiple Hercules, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hercules, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,809
Farmers $6,485
GEICO $3,763
Liberty Mutual $3,278
Nationwide $7,495
Progressive $3,578
State Farm $6,911
Travelers $4,417
USAA $4,359

Winners by Category: Where to Buy Cheap Auto Insurance in Hercules, CA

Compare rates from the cheapest auto insurance companies in Hercules, CA for your needs. Take a look at how Hercules, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hercules, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Hercules, California Auto Insurance Companies

If you’re looking for the cheapest Hercules, CA auto insurance companies overall, you can compare them here. Find the best price for Hercules, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Hercules, California

Insurance Company Average Annual Rates
Allstate $4,902
Farmers $5,166
GEICO $2,780
Liberty Mutual $3,125
Nationwide $4,946
Progressive $2,773
State Farm $4,299
Travelers $3,484
USAA $2,693

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What affects Hercules, California auto insurance rates?

Local factors affect auto insurance rates in Hercules, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Hercules auto insurance rates.

Auto Theft in Hercules

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Hercules, CA auto theft show a total of 28 vehicle thefts annually.

Commute Times in Hercules

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hercules, CA is 42.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Hercules, CA

You can buy cheap Hercules, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hercules, California auto insurance quotes from top companies.

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