Buy Cheap Henry, IL Auto Insurance (2022)

Henry, IL auto insurance rates average $251 a month. Minimum auto insurance requirements in Henry, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Henry, IL, compare Henry auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Henry, IL for teens drivers are $5,674/year
  • Average auto insurance rates in Henry, IL are $251/month
  • The most expensive auto insurance company in Henry after a DUI is Allstate

Finding affordable Henry, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Henry, IL auto insurance with confidence is right here. Auto insurance rates in Henry are affected by local factors as well as personal ones like your driving record.

See how Henry, IL car insurance rates compare to Rockford auto insurance rates, Chicago auto insurance rates, and Peoria auto insurance rates before you read more about the cost of auto insurance in Henry.

Don’t buy Henry, IL auto insurance until you’ve compared rates. Get free Henry, Illinois auto insurance quotes when you enter your ZIP code above.

Henry, IL Minimum Auto Insurance Requirements

The required auto insurance in Henry, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Henry, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Henry, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Henry, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Henry, IL. Take a look at Henry, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Henry, Illinois

Insurance Company Poor Fair Good
Allstate $5,750 $4,127 $3,607
American Family $4,742 $3,217 $2,718
Farmers $4,682 $3,922 $3,733
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,826 $1,767 $1,412
Nationwide $2,932 $2,366 $2,077
Progressive $4,141 $3,509 $3,241
State Farm $3,059 $1,832 $1,420
Travelers $2,731 $2,178 $1,778
USAA $3,883 $2,655 $2,184

Buy Cheap Henry, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Henry, Illinois auto insurance rates? Find out how car insurance rates in Henry, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Henry, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,888 $2,902 $3,006 $3,006 $7,364 $9,575 $3,469 $3,747
American Family $2,229 $2,229 $2,037 $2,037 $6,205 $8,633 $2,229 $2,872
Farmers $2,240 $2,244 $1,992 $2,100 $9,342 $9,742 $2,555 $2,682
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,266 $1,366 $1,059 $1,181 $3,991 $4,435 $1,322 $1,394
Nationwide $1,589 $1,620 $1,416 $1,502 $4,249 $5,460 $1,839 $1,992
Progressive $2,134 $2,034 $1,753 $1,829 $7,500 $8,447 $2,556 $2,788
State Farm $1,352 $1,352 $1,197 $1,197 $3,726 $4,736 $1,524 $1,747
Travelers $1,458 $1,539 $1,312 $1,399 $3,993 $4,953 $1,549 $1,632
USAA $1,743 $1,788 $1,620 $1,612 $5,519 $6,112 $2,305 $2,557

Buy Cheap Henry, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Henry can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Henry, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Henry, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,364 $9,575
American Family $6,205 $8,633
Farmers $9,342 $9,742
GEICO $4,847 $5,129
Liberty Mutual $3,991 $4,435
Nationwide $4,249 $5,460
Progressive $7,500 $8,447
State Farm $3,726 $4,736
Travelers $3,993 $4,953
USAA $5,519 $6,112

Buy Cheap Henry, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Henry, Illinois by comparing Henry senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Henry, IL here.

Annual Auto Insurance Rates for Senior Drivers in Henry, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,006 $3,006
American Family $2,037 $2,037
Farmers $1,992 $2,100
GEICO $1,521 $1,797
Liberty Mutual $1,059 $1,181
Nationwide $1,416 $1,502
Progressive $1,753 $1,829
State Farm $1,197 $1,197
Travelers $1,312 $1,399
USAA $1,620 $1,612

Find Cheap Auto Insurance Rates in Henry, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Henry, Illinois auto insurance. Compare Henry, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Henry, Illinois

Insurance Company Low Medium High
Allstate $4,356 $4,490 $4,638
American Family $3,452 $3,688 $3,537
Farmers $3,923 $4,020 $4,393
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,894 $1,997 $2,114
Nationwide $2,452 $2,476 $2,447
Progressive $3,378 $3,625 $3,888
State Farm $2,003 $2,107 $2,201
Travelers $2,102 $2,227 $2,358
USAA $2,717 $2,904 $3,100

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Find Cheap Henry, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Henry. Compare auto insurance rates in Henry, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Henry, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,495 $4,495
American Family $3,513 $3,605
Farmers $4,112 $4,112
GEICO $2,519 $2,617
Liberty Mutual $2,002 $2,002
Nationwide $2,458 $2,458
Progressive $3,630 $3,630
State Farm $2,051 $2,156
Travelers $2,142 $2,316
USAA $2,825 $2,989

Find Cheap Henry, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Henry, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Henry, IL, take a look at the average cost for various violations versus rates for a clean driving record in Henry.

Annual Henry, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,258 $5,440 $5,049 $4,232
American Family $2,614 $3,723 $4,933 $2,966
Farmers $3,477 $4,470 $4,359 $4,143
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,675 $2,357 $2,080 $1,895
Nationwide $1,984 $2,563 $3,011 $2,276
Progressive $2,996 $4,422 $3,311 $3,791
State Farm $1,933 $2,275 $2,104 $2,104
Travelers $1,782 $2,321 $2,583 $2,231
USAA $2,077 $2,971 $4,078 $2,502

Find Cheap Henry, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Henry, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Henry for less when you shop around and compare rates from multiple Henry, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Henry, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,049
American Family $4,933
Farmers $4,359
GEICO $3,482
Liberty Mutual $2,080
Nationwide $3,011
Progressive $3,311
State Farm $2,104
Travelers $2,583
USAA $4,078

Winners by Category: Where to Buy Cheap Auto Insurance in Henry, IL

Compare rates from the cheapest auto insurance companies in Henry, IL for your needs. Take a look at how Henry, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Henry, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Find Cheap Henry, Illinois Auto Insurance Companies

If you’re looking for the cheapest Henry, IL auto insurance companies overall, you can compare them here. Find the best price for Henry, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Henry, Illinois

Insurance Company Average Annual Rates
Allstate $4,495
American Family $3,559
Farmers $4,112
GEICO $2,568
Liberty Mutual $2,002
Nationwide $2,458
Progressive $3,630
State Farm $2,104
Travelers $2,229
USAA $2,907

What affects Henry, Illinois auto insurance rates?

Local factors affect auto insurance rates in Henry, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Henry auto insurance rates.

Commute Times in Henry

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Henry, IL is 26.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Henry, IL

You can buy cheap Henry, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Henry, Illinois auto insurance quotes from top companies.

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