Buy Cheap Henagar, AL Auto Insurance (2021)

Henagar, AL auto insurance rates average $292 a month. Minimum auto insurance requirements in Henagar, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Henagar, AL, compare Henagar auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Henagar, AL for teens drivers are $7,115/year
  • The most expensive auto insurance company in Henagar is Liberty Mutual
  • Average auto insurance rates in Henagar, AL after a DUI are $3,993/year

Finding affordable Henagar, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Henagar, AL auto insurance with confidence is right here. Auto insurance rates in Henagar are affected by local factors as well as personal ones like your driving record.

See how Henagar, AL car insurance rates compare to Montgomery auto insurance rates, Dothan auto insurance rates, and Huntsville auto insurance rates before you read more about the cost of auto insurance in Henagar.

Don’t buy Henagar, AL auto insurance until you’ve compared rates. Get free Henagar, Alabama auto insurance quotes when you enter your ZIP code above.

Henagar, AL Minimum Auto Insurance Requirements

The required auto insurance in Henagar, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Henagar, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Henagar, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Henagar, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Henagar, AL. Take a look at Henagar, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Henagar, Alabama

Insurance Company Poor Fair Good
Allstate $3,711 $2,902 $2,373
Farmers $4,390 $3,774 $3,577
GEICO $3,592 $2,562 $2,318
Liberty Mutual $7,478 $4,583 $3,595
Nationwide $3,075 $2,402 $2,174
Progressive $4,578 $3,901 $3,633
State Farm $6,983 $3,537 $2,404
Travelers $3,997 $3,463 $3,527
USAA $2,655 $1,728 $1,543

Buy Cheap Henagar, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Henagar, Alabama auto insurance rates? Find out how car insurance rates in Henagar, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Henagar, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,840 $1,761 $1,662 $1,694 $6,178 $6,642 $2,069 $2,119
Farmers $2,254 $2,237 $2,016 $2,134 $8,577 $8,828 $2,572 $2,690
GEICO $2,034 $2,021 $1,927 $1,978 $5,284 $5,207 $2,142 $2,000
Liberty Mutual $3,031 $3,273 $2,482 $2,772 $11,133 $12,376 $3,233 $3,450
Nationwide $1,667 $1,687 $1,523 $1,574 $4,394 $5,642 $1,850 $2,063
Progressive $2,232 $2,108 $1,826 $1,944 $8,868 $9,917 $2,618 $2,789
State Farm $2,639 $2,639 $2,385 $2,385 $7,992 $9,991 $2,981 $3,452
Travelers $1,508 $1,531 $1,414 $1,408 $7,950 $12,412 $1,429 $1,646
USAA $1,231 $1,250 $1,149 $1,126 $3,657 $4,056 $1,603 $1,729

Buy Cheap Henagar, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Henagar can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Henagar, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Henagar, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,178 $6,642
Farmers $8,577 $8,828
GEICO $5,284 $5,207
Liberty Mutual $11,133 $12,376
Nationwide $4,394 $5,642
Progressive $8,868 $9,917
State Farm $7,992 $9,991
Travelers $7,950 $12,412
USAA $3,657 $4,056

Buy Cheap Henagar, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Henagar, Alabama by comparing Henagar senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Henagar, AL here.

Annual Auto Insurance Rates for Senior Drivers in Henagar, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,662 $1,694
Farmers $2,016 $2,134
GEICO $1,927 $1,978
Liberty Mutual $2,482 $2,772
Nationwide $1,523 $1,574
Progressive $1,826 $1,944
State Farm $2,385 $2,385
Travelers $1,414 $1,408
USAA $1,149 $1,126

Find Cheap Auto Insurance Rates in Henagar, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Henagar, Alabama auto insurance. Compare Henagar, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Henagar, Alabama

Insurance Company Low Medium High
Allstate $2,898 $2,989 $3,099
Farmers $3,717 $3,868 $4,156
GEICO $2,613 $2,811 $3,048
Liberty Mutual $4,988 $5,195 $5,473
Nationwide $2,532 $2,529 $2,590
Progressive $3,656 $4,016 $4,441
State Farm $4,086 $4,302 $4,537
Travelers $3,502 $3,735 $3,750
USAA $1,905 $1,965 $2,056

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Henagar, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Henagar. Compare auto insurance rates in Henagar, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Henagar, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,995 $2,995
Farmers $3,913 $3,913
GEICO $2,773 $2,875
Liberty Mutual $5,219 $5,219
Nationwide $2,550 $2,550
Progressive $4,038 $4,038
State Farm $4,206 $4,410
Travelers $3,662 $3,662
USAA $1,885 $2,065

Find Cheap Henagar, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Henagar, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Henagar, AL, take a look at the average cost for various violations versus rates for a clean driving record in Henagar.

Annual Henagar, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,563 $3,004 $3,534 $2,881
Farmers $3,291 $4,254 $4,149 $3,960
GEICO $1,912 $3,060 $3,769 $2,555
Liberty Mutual $4,089 $5,702 $5,570 $5,514
Nationwide $2,236 $2,236 $3,238 $2,491
Progressive $3,659 $4,570 $3,902 $4,018
State Farm $3,888 $4,822 $4,261 $4,261
Travelers $3,048 $3,200 $4,682 $3,720
USAA $1,520 $1,908 $2,828 $1,644

Find Cheap Henagar, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Henagar, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Henagar for less when you shop around and compare rates from multiple Henagar, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Henagar, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,534
Farmers $4,149
GEICO $3,769
Liberty Mutual $5,570
Nationwide $3,238
Progressive $3,902
State Farm $4,261
Travelers $4,682
USAA $2,828

Winners by Category: Where to Buy Cheap Auto Insurance in Henagar, AL

Compare rates from the cheapest auto insurance companies in Henagar, AL for your needs. Take a look at how Henagar, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Henagar, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Henagar, Alabama Auto Insurance Companies

If you’re looking for the cheapest Henagar, AL auto insurance companies overall, you can compare them here. Find the best price for Henagar, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Henagar, Alabama

Insurance Company Average Annual Rates
Allstate $2,995
Farmers $3,913
GEICO $2,824
Liberty Mutual $5,219
Nationwide $2,550
Progressive $4,038
State Farm $4,308
Travelers $3,662
USAA $1,975

What affects Henagar, Alabama auto insurance rates?

Local factors affect auto insurance rates in Henagar, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Henagar auto insurance rates.

Auto Theft in Henagar

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Henagar, AL auto theft show a total of 2 vehicle thefts annually.

Commute Times in Henagar

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Henagar, AL is 26.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Henagar, AL

You can buy cheap Henagar, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Henagar, Alabama auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption