Buy Cheap Hemphill, TX Auto Insurance (2021)

Hemphill, TX auto insurance rates average $327 a month. Minimum auto insurance requirements in Hemphill, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Hemphill, TX, compare Hemphill auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Hemphill, TX for teens drivers are $7,073/year
  • Average auto insurance rates in Hemphill, TX are $327/month
  • Average auto insurance rates in Hemphill, TX after a DUI are $4,463/year

Finding affordable Hemphill, Texas auto insurance can be challenging, but everything you need to know to buy cheap Hemphill, TX auto insurance with confidence is right here. Auto insurance rates in Hemphill are affected by local factors as well as personal ones like your driving record.

See how Hemphill, TX car insurance rates compare to Corpus Christi auto insurance rates, Laredo auto insurance rates, and Plano auto insurance rates before you read more about the cost of auto insurance in Hemphill.

Don’t buy Hemphill, TX auto insurance until you’ve compared rates. Get free Hemphill, Texas auto insurance quotes when you enter your ZIP code above.

Hemphill, TX Minimum Auto Insurance Requirements

The required auto insurance in Hemphill, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Hemphill, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Hemphill, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Hemphill, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hemphill, TX. Take a look at Hemphill, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hemphill, Texas

Insurance Company Poor Fair Good
Allstate $7,216 $5,257 $4,492
American Family $5,352 $3,388 $2,969
GEICO $4,671 $2,651 $1,774
Nationwide $4,733 $3,794 $3,291
Progressive $6,311 $5,461 $5,060
State Farm $4,086 $2,538 $2,020
USAA $3,619 $2,084 $1,674

Buy Cheap Hemphill, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hemphill, Texas auto insurance rates? Find out how car insurance rates in Hemphill, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hemphill, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,703 $3,741 $3,660 $3,660 $9,572 $11,567 $4,571 $4,766
American Family $2,353 $2,617 $2,209 $2,526 $6,210 $8,106 $3,369 $3,833
GEICO $2,277 $2,449 $2,200 $2,477 $4,871 $5,079 $2,452 $2,450
Nationwide $2,466 $2,510 $2,177 $2,306 $7,015 $9,007 $2,898 $3,136
Progressive $2,953 $2,787 $2,626 $2,674 $12,668 $14,145 $3,498 $3,538
State Farm $2,044 $2,044 $1,810 $1,810 $4,775 $6,066 $2,214 $2,288
USAA $1,568 $1,580 $1,496 $1,487 $4,400 $4,800 $2,093 $2,250

Buy Cheap Hemphill, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hemphill can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hemphill, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hemphill, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,572 $11,567
American Family $6,210 $8,106
GEICO $4,871 $5,079
Nationwide $7,015 $9,007
Progressive $12,668 $14,145
State Farm $4,775 $6,066
USAA $4,400 $4,800

Buy Cheap Hemphill, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Hemphill, Texas by comparing Hemphill senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hemphill, TX here.

Annual Auto Insurance Rates for Senior Drivers in Hemphill, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,660 $3,660
American Family $2,209 $2,526
GEICO $2,200 $2,477
Nationwide $2,177 $2,306
Progressive $2,626 $2,674
State Farm $1,810 $1,810
USAA $1,496 $1,487

Find Cheap Auto Insurance Rates in Hemphill, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hemphill, Texas auto insurance. Compare Hemphill, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hemphill, Texas

Insurance Company Low Medium High
Allstate $5,504 $5,598 $5,862
American Family $3,615 $3,753 $4,341
GEICO $2,873 $2,991 $3,232
Nationwide $4,252 $3,767 $3,798
Progressive $5,317 $5,582 $5,935
State Farm $2,743 $2,870 $3,032
USAA $2,380 $2,450 $2,547

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Find Cheap Hemphill, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hemphill. Compare auto insurance rates in Hemphill, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hemphill, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,521 $5,789
American Family $3,903 $3,903
GEICO $2,975 $3,089
Nationwide $3,939 $3,939
Progressive $5,611 $5,611
State Farm $2,881 $2,881
USAA $2,428 $2,490

Find Cheap Hemphill, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Hemphill, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hemphill, TX, take a look at the average cost for various violations versus rates for a clean driving record in Hemphill.

Annual Hemphill, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,423 $6,760 $7,013 $4,423
American Family $3,568 $4,508 $3,968 $3,568
GEICO $2,576 $3,386 $2,848 $3,317
Nationwide $3,417 $3,417 $5,064 $3,860
Progressive $4,880 $6,353 $5,713 $5,498
State Farm $2,574 $2,935 $3,443 $2,574
USAA $1,835 $2,704 $3,192 $2,106

Find Cheap Hemphill, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hemphill, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Hemphill for less when you shop around and compare rates from multiple Hemphill, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hemphill, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,013
American Family $3,968
GEICO $2,848
Nationwide $5,064
Progressive $5,713
State Farm $3,443
USAA $3,192

Winners by Category: Where to Buy Cheap Auto Insurance in Hemphill, TX

Compare rates from the cheapest auto insurance companies in Hemphill, TX for your needs. Take a look at how Hemphill, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hemphill, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Hemphill, Texas Auto Insurance Companies

If you’re looking for the cheapest Hemphill, TX auto insurance companies overall, you can compare them here. Find the best price for Hemphill, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Hemphill, Texas

Insurance Company Average Annual Rates
Allstate $5,655
American Family $3,903
GEICO $3,032
Nationwide $3,939
Progressive $5,611
State Farm $2,881
USAA $2,459

What affects Hemphill, Texas auto insurance rates?

Local factors affect auto insurance rates in Hemphill, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Hemphill auto insurance rates.

Commute Times in Hemphill

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hemphill, TX is 18.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Hemphill, TX

You can buy cheap Hemphill, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hemphill, Texas auto insurance quotes from top companies.

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