Buy Cheap Helotes, TX Auto Insurance (2021)

Helotes, TX auto insurance rates average $333 a month. Minimum auto insurance requirements in Helotes, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Helotes, TX, compare Helotes auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Helotes, TX are $333/month
  • Average auto insurance rates in Helotes, TX for teens drivers are $7,191/year
  • Average auto insurance rates in Helotes, TX after a DUI are $4,527/year

Finding affordable Helotes, Texas auto insurance can be challenging, but everything you need to know to buy cheap Helotes, TX auto insurance with confidence is right here. Auto insurance rates in Helotes are affected by local factors as well as personal ones like your driving record.

See how Helotes, TX car insurance rates compare to Arlington auto insurance rates, Fort Worth auto insurance rates, and Corpus Christi auto insurance rates before you read more about the cost of auto insurance in Helotes.

Don’t buy Helotes, TX auto insurance until you’ve compared rates. Get free Helotes, Texas auto insurance quotes when you enter your ZIP code above.

Helotes, TX Minimum Auto Insurance Requirements

The required auto insurance in Helotes, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Helotes, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Helotes, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Helotes, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Helotes, TX. Take a look at Helotes, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Helotes, Texas

Insurance Company Poor Fair Good
Allstate $6,303 $4,634 $3,970
American Family $6,555 $4,160 $3,661
GEICO $6,083 $3,425 $2,270
Nationwide $4,405 $3,544 $3,080
Progressive $5,363 $4,649 $4,312
State Farm $4,482 $2,799 $2,235
USAA $3,924 $2,293 $1,852

Buy Cheap Helotes, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Helotes, Texas auto insurance rates? Find out how car insurance rates in Helotes, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Helotes, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,198 $3,227 $3,155 $3,155 $8,562 $10,345 $3,969 $4,140
American Family $2,783 $3,110 $2,650 $3,045 $7,778 $10,231 $4,072 $4,667
GEICO $2,899 $3,144 $2,818 $3,229 $6,436 $6,637 $3,138 $3,104
Nationwide $2,298 $2,334 $2,032 $2,148 $6,561 $8,409 $2,705 $2,923
Progressive $2,522 $2,386 $2,250 $2,291 $10,757 $11,988 $2,984 $3,017
State Farm $2,207 $2,207 $1,971 $1,971 $5,339 $6,808 $2,403 $2,468
USAA $1,701 $1,700 $1,635 $1,612 $4,900 $5,301 $2,265 $2,403

Buy Cheap Helotes, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Helotes can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Helotes, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Helotes, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,562 $10,345
American Family $7,778 $10,231
GEICO $6,436 $6,637
Nationwide $6,561 $8,409
Progressive $10,757 $11,988
State Farm $5,339 $6,808
USAA $4,900 $5,301

Buy Cheap Helotes, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Helotes, Texas by comparing Helotes senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Helotes, TX here.

Annual Auto Insurance Rates for Senior Drivers in Helotes, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,155 $3,155
American Family $2,650 $3,045
GEICO $2,818 $3,229
Nationwide $2,032 $2,148
Progressive $2,250 $2,291
State Farm $1,971 $1,971
USAA $1,635 $1,612

Find Cheap Auto Insurance Rates in Helotes, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Helotes, Texas auto insurance. Compare Helotes, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Helotes, Texas

Insurance Company Low Medium High
Allstate $4,875 $4,934 $5,097
American Family $4,448 $4,618 $5,311
GEICO $3,689 $3,868 $4,221
Nationwide $3,956 $3,521 $3,552
Progressive $4,536 $4,751 $5,037
State Farm $2,982 $3,160 $3,374
USAA $2,583 $2,677 $2,809

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Find Cheap Helotes, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Helotes. Compare auto insurance rates in Helotes, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Helotes, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,850 $5,087
American Family $4,792 $4,792
GEICO $3,852 $4,000
Nationwide $3,676 $3,676
Progressive $4,775 $4,775
State Farm $3,172 $3,172
USAA $2,656 $2,724

Find Cheap Helotes, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Helotes, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Helotes, TX, take a look at the average cost for various violations versus rates for a clean driving record in Helotes.

Annual Helotes, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,847 $5,951 $6,230 $3,847
American Family $4,365 $5,562 $4,877 $4,365
GEICO $3,324 $4,418 $3,666 $4,296
Nationwide $3,191 $3,191 $4,720 $3,602
Progressive $4,160 $5,400 $4,857 $4,682
State Farm $2,810 $3,234 $3,834 $2,810
USAA $1,994 $2,968 $3,508 $2,289

Find Cheap Helotes, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Helotes, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Helotes for less when you shop around and compare rates from multiple Helotes, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Helotes, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,230
American Family $4,877
GEICO $3,666
Nationwide $4,720
Progressive $4,857
State Farm $3,834
USAA $3,508

Winners by Category: Where to Buy Cheap Auto Insurance in Helotes, TX

Compare rates from the cheapest auto insurance companies in Helotes, TX for your needs. Take a look at how Helotes, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Helotes, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Helotes, Texas Auto Insurance Companies

If you’re looking for the cheapest Helotes, TX auto insurance companies overall, you can compare them here. Find the best price for Helotes, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Helotes, Texas

Insurance Company Average Annual Rates
Allstate $4,969
American Family $4,792
GEICO $3,926
Nationwide $3,676
Progressive $4,775
State Farm $3,172
USAA $2,690

What affects Helotes, Texas auto insurance rates?

Local factors affect auto insurance rates in Helotes, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Helotes auto insurance rates.

Auto Theft in Helotes

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Helotes, TX auto theft show a total of 4 vehicle thefts annually.

Commute Times in Helotes

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Helotes, TX is 31.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Helotes, TX

You can buy cheap Helotes, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Helotes, Texas auto insurance quotes from top companies.

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