Buy Cheap Helm, CA Auto Insurance (2021)

Helm, CA auto insurance rates average $306 a month. Minimum auto insurance requirements in Helm, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Helm, CA, compare Helm auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Helm is Farmers
  • Average auto insurance rates in Helm, CA are $306/month
  • The most expensive auto insurance company in Helm after a DUI is Nationwide

Finding affordable Helm, California auto insurance can be challenging, but everything you need to know to buy cheap Helm, CA auto insurance with confidence is right here. Auto insurance rates in Helm are affected by local factors as well as personal ones like your driving record.

See how Helm, CA car insurance rates compare to Fresno auto insurance rates, Anaheim auto insurance rates, and San Diego auto insurance rates before you read more about the cost of auto insurance in Helm.

Don’t buy Helm, CA auto insurance until you’ve compared rates. Get free Helm, California auto insurance quotes when you enter your ZIP code above.

Helm, CA Minimum Auto Insurance Requirements

The required auto insurance in Helm, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Helm, California is outlined here.

Minimum Required Auto Insurance Coverage in Helm, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Helm, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Helm, California auto insurance rates? Find out how car insurance rates in Helm, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Helm, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,726 $2,740 $1,974 $2,004 $7,371 $9,288 $3,504 $3,887
Farmers $3,126 $3,126 $2,810 $2,810 $9,980 $16,393 $3,703 $4,122
GEICO $2,006 $2,008 $1,886 $1,886 $6,124 $6,244 $2,885 $2,955
Liberty Mutual $2,235 $2,108 $2,085 $2,016 $4,837 $5,174 $2,511 $2,543
Nationwide $3,449 $3,301 $2,987 $2,825 $8,633 $9,549 $4,105 $4,079
Progressive $1,637 $1,682 $1,406 $1,659 $4,362 $5,238 $2,367 $2,540
State Farm $2,993 $2,993 $2,672 $2,672 $5,478 $6,794 $3,311 $3,414
Travelers $2,386 $2,315 $2,102 $2,080 $4,853 $5,565 $3,088 $3,034
USAA $1,737 $1,648 $1,694 $1,704 $3,932 $3,952 $2,401 $2,272

Buy Cheap Helm, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Helm can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Helm, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Helm, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,371 $9,288
Farmers $9,980 $16,393
GEICO $6,124 $6,244
Liberty Mutual $4,837 $5,174
Nationwide $8,633 $9,549
Progressive $4,362 $5,238
State Farm $5,478 $6,794
Travelers $4,853 $5,565
USAA $3,932 $3,952

Buy Cheap Helm, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Helm, California by comparing Helm senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Helm, CA here.

Annual Auto Insurance Rates for Senior Drivers in Helm, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,974 $2,004
Farmers $2,810 $2,810
GEICO $1,886 $1,886
Liberty Mutual $2,085 $2,016
Nationwide $2,987 $2,825
Progressive $1,406 $1,659
State Farm $2,672 $2,672
Travelers $2,102 $2,080
USAA $1,694 $1,704

Find Cheap Auto Insurance Rates in Helm, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Helm, California auto insurance. Compare Helm, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Helm, California

Insurance Company Low Medium High
Allstate $3,954 $4,224 $4,382
Farmers $5,377 $5,802 $6,098
GEICO $2,955 $3,283 $3,510
Liberty Mutual $2,726 $2,965 $3,125
Nationwide $4,426 $4,938 $5,234
Progressive $2,312 $2,695 $2,828
State Farm $3,443 $3,850 $4,080
Travelers $2,796 $3,258 $3,479
USAA $2,201 $2,462 $2,589

Find Cheap Helm, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Helm. Compare auto insurance rates in Helm, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Helm, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,769 $4,604
Farmers $5,225 $6,293
GEICO $2,952 $3,547
Liberty Mutual $2,697 $3,180
Nationwide $4,297 $5,435
Progressive $2,371 $2,852
State Farm $3,653 $3,928
Travelers $2,859 $3,496
USAA $2,228 $2,607

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Find Cheap Helm, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Helm, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Helm, CA, take a look at the average cost for various violations versus rates for a clean driving record in Helm.

Annual Helm, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,520 $4,245 $6,675 $3,308
Farmers $4,257 $5,796 $7,225 $5,758
GEICO $2,271 $3,509 $4,399 $2,818
Liberty Mutual $2,551 $3,416 $3,085 $2,703
Nationwide $3,393 $4,347 $7,377 $4,347
Progressive $1,708 $2,907 $3,371 $2,461
State Farm $2,702 $3,225 $6,098 $3,138
Travelers $2,135 $3,443 $4,015 $3,118
USAA $1,608 $2,386 $3,914 $1,761

Find Cheap Helm, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Helm, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Helm for less when you shop around and compare rates from multiple Helm, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Helm, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,675
Farmers $7,225
GEICO $4,399
Liberty Mutual $3,085
Nationwide $7,377
Progressive $3,371
State Farm $6,098
Travelers $4,015
USAA $3,914

Winners by Category: Where to Buy Cheap Auto Insurance in Helm, CA

Compare rates from the cheapest auto insurance companies in Helm, CA for your needs. Take a look at how Helm, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Helm, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Helm, California Auto Insurance Companies

If you’re looking for the cheapest Helm, CA auto insurance companies overall, you can compare them here. Find the best price for Helm, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Helm, California

Insurance Company Average Annual Rates
Allstate $4,187
Farmers $5,759
GEICO $3,249
Liberty Mutual $2,939
Nationwide $4,866
Progressive $2,612
State Farm $3,791
Travelers $3,178
USAA $2,418

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What affects Helm, California auto insurance rates?

Local factors affect auto insurance rates in Helm, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Helm auto insurance rates.

Traffic in Helm

How is traffic in Helm, California? Inrix data shows that Helm, CA traffic makes it the 391st-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Helm, CA

You can buy cheap Helm, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Helm, California auto insurance quotes from top companies.

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