Buy Cheap Helena, OH Auto Insurance (2021)

Helena, OH auto insurance rates average $205 a month. Minimum auto insurance requirements in Helena, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Helena, OH, compare Helena auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Helena, OH are $205/month
  • The most expensive auto insurance company in Helena is Liberty Mutual
  • Average auto insurance rates in Helena, OH after a DUI are $2,862/year

Finding affordable Helena, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Helena, OH auto insurance with confidence is right here. Auto insurance rates in Helena are affected by local factors as well as personal ones like your driving record.

See how Helena, OH car insurance rates compare to Dayton auto insurance rates, Lorain auto insurance rates, and Columbus auto insurance rates before you read more about the cost of auto insurance in Helena.

Don’t buy Helena, OH auto insurance until you’ve compared rates. Get free Helena, Ohio auto insurance quotes when you enter your ZIP code above.

Helena, OH Minimum Auto Insurance Requirements

The required auto insurance in Helena, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Helena, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Helena, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Helena, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Helena, OH. Take a look at Helena, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Helena, Ohio

Insurance Company Poor Fair Good
Allstate $3,557 $2,596 $2,171
American Family $1,828 $1,245 $1,055
Farmers $3,473 $2,927 $2,786
GEICO $1,918 $1,602 $1,287
Liberty Mutual $5,282 $3,247 $2,548
Nationwide $3,463 $2,795 $2,363
Progressive $3,136 $2,703 $2,522
State Farm $3,038 $1,878 $1,481
Travelers $3,312 $2,884 $2,695
USAA $1,656 $1,174 $1,001

Buy Cheap Helena, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Helena, Ohio auto insurance rates? Find out how car insurance rates in Helena, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Helena, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,865 $1,858 $1,687 $1,801 $5,106 $5,843 $1,955 $2,084
American Family $868 $900 $792 $796 $2,618 $2,842 $1,069 $1,125
Farmers $1,635 $1,626 $1,443 $1,523 $7,137 $7,379 $1,834 $1,917
GEICO $1,157 $1,127 $1,096 $1,110 $3,091 $2,874 $1,281 $1,083
Liberty Mutual $1,719 $1,876 $1,324 $1,609 $9,018 $10,185 $1,822 $1,988
Nationwide $1,914 $1,921 $1,732 $1,742 $4,929 $6,332 $2,047 $2,373
Progressive $1,445 $1,367 $1,200 $1,242 $6,359 $7,158 $1,733 $1,793
State Farm $1,278 $1,278 $1,145 $1,145 $4,001 $5,022 $1,485 $1,704
Travelers $1,361 $1,381 $1,355 $1,347 $5,900 $9,333 $1,419 $1,614
USAA $779 $786 $741 $741 $2,371 $2,640 $1,037 $1,121

Buy Cheap Helena, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Helena can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Helena, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Helena, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,106 $5,843
American Family $2,618 $2,842
Farmers $7,137 $7,379
GEICO $3,091 $2,874
Liberty Mutual $9,018 $10,185
Nationwide $4,929 $6,332
Progressive $6,359 $7,158
State Farm $4,001 $5,022
Travelers $5,900 $9,333
USAA $2,371 $2,640

Buy Cheap Helena, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Helena, Ohio by comparing Helena senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Helena, OH here.

Annual Auto Insurance Rates for Senior Drivers in Helena, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,687 $1,801
American Family $792 $796
Farmers $1,443 $1,523
GEICO $1,096 $1,110
Liberty Mutual $1,324 $1,609
Nationwide $1,732 $1,742
Progressive $1,200 $1,242
State Farm $1,145 $1,145
Travelers $1,355 $1,347
USAA $741 $741

Find Cheap Auto Insurance Rates in Helena, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Helena, Ohio auto insurance. Compare Helena, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Helena, Ohio

Insurance Company Low Medium High
Allstate $2,684 $2,769 $2,872
American Family $1,349 $1,386 $1,393
Farmers $2,910 $3,018 $3,258
GEICO $1,548 $1,595 $1,665
Liberty Mutual $3,535 $3,710 $3,833
Nationwide $3,173 $2,786 $2,663
Progressive $2,693 $2,766 $2,902
State Farm $2,028 $2,139 $2,231
Travelers $2,877 $3,004 $3,009
USAA $1,223 $1,276 $1,333

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Find Cheap Helena, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Helena. Compare auto insurance rates in Helena, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Helena, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,775 $2,775
American Family $1,360 $1,393
Farmers $3,062 $3,062
GEICO $1,575 $1,629
Liberty Mutual $3,692 $3,692
Nationwide $2,874 $2,874
Progressive $2,787 $2,787
State Farm $2,080 $2,185
Travelers $2,964 $2,964
USAA $1,229 $1,325

Find Cheap Helena, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Helena, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Helena, OH, take a look at the average cost for various violations versus rates for a clean driving record in Helena.

Annual Helena, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,338 $2,819 $3,301 $2,640
American Family $1,320 $1,395 $1,395 $1,395
Farmers $2,520 $3,249 $3,169 $3,309
GEICO $1,088 $1,569 $2,282 $1,471
Liberty Mutual $3,102 $3,984 $4,066 $3,618
Nationwide $2,312 $2,929 $3,703 $2,552
Progressive $2,405 $3,264 $2,559 $2,921
State Farm $1,942 $2,323 $2,132 $2,132
Travelers $2,181 $2,844 $4,293 $2,537
USAA $985 $1,316 $1,718 $1,089

Find Cheap Helena, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Helena, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Helena for less when you shop around and compare rates from multiple Helena, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Helena, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,301
American Family $1,395
Farmers $3,169
GEICO $2,282
Liberty Mutual $4,066
Nationwide $3,703
Progressive $2,559
State Farm $2,132
Travelers $4,293
USAA $1,718

Winners by Category: Where to Buy Cheap Auto Insurance in Helena, OH

Compare rates from the cheapest auto insurance companies in Helena, OH for your needs. Take a look at how Helena, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Helena, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Helena, Ohio Auto Insurance Companies

If you’re looking for the cheapest Helena, OH auto insurance companies overall, you can compare them here. Find the best price for Helena, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Helena, Ohio

Insurance Company Average Annual Rates
Allstate $2,775
American Family $1,376
Farmers $3,062
GEICO $1,602
Liberty Mutual $3,692
Nationwide $2,874
Progressive $2,787
State Farm $2,132
Travelers $2,964
USAA $1,277

What affects Helena, Ohio auto insurance rates?

Local factors affect auto insurance rates in Helena, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Helena auto insurance rates.

Commute Times in Helena

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Helena, OH is 24.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Helena, OH

You can buy cheap Helena, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Helena, Ohio auto insurance quotes from top companies.

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