Buy Cheap Helena, AL Auto Insurance (2021)

Helena, AL auto insurance rates average $318 a month. Minimum auto insurance requirements in Helena, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Helena, AL, compare Helena auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Helena is State Farm
  • Average auto insurance rates in Helena, AL for teens drivers are $7,901/year
  • Average auto insurance rates in Helena, AL are $318/month

Finding affordable Helena, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Helena, AL auto insurance with confidence is right here. Auto insurance rates in Helena are affected by local factors as well as personal ones like your driving record.

See how Helena, AL car insurance rates compare to Tuscaloosa auto insurance rates, Montgomery auto insurance rates, and Decatur auto insurance rates before you read more about the cost of auto insurance in Helena.

Don’t buy Helena, AL auto insurance until you’ve compared rates. Get free Helena, Alabama auto insurance quotes when you enter your ZIP code above.

Helena, AL Minimum Auto Insurance Requirements

The required auto insurance in Helena, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Helena, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Helena, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Helena, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Helena, AL. Take a look at Helena, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Helena, Alabama

Insurance Company Poor Fair Good
Allstate $4,510 $3,570 $2,919
Farmers $4,806 $4,145 $3,927
GEICO $3,935 $2,804 $2,536
Liberty Mutual $7,386 $4,557 $3,576
Nationwide $3,160 $2,472 $2,238
Progressive $5,117 $4,426 $4,153
State Farm $8,744 $4,416 $2,993
Travelers $3,685 $3,200 $3,261
USAA $2,960 $1,923 $1,716

Buy Cheap Helena, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Helena, Alabama auto insurance rates? Find out how car insurance rates in Helena, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Helena, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,154 $2,041 $1,961 $1,997 $7,882 $8,490 $2,383 $2,425
Farmers $2,431 $2,409 $2,170 $2,311 $9,571 $9,840 $2,757 $2,852
GEICO $2,181 $2,178 $2,089 $2,177 $5,892 $5,777 $2,305 $2,133
Liberty Mutual $2,954 $3,186 $2,414 $2,700 $11,201 $12,455 $3,140 $3,335
Nationwide $1,709 $1,728 $1,561 $1,612 $4,538 $5,824 $1,898 $2,117
Progressive $2,391 $2,229 $1,972 $2,095 $10,387 $11,597 $2,815 $3,036
State Farm $3,220 $3,220 $2,938 $2,938 $10,173 $12,705 $3,650 $4,232
Travelers $1,360 $1,379 $1,285 $1,279 $7,383 $11,624 $1,289 $1,459
USAA $1,370 $1,391 $1,278 $1,252 $4,078 $4,521 $1,784 $1,927

Buy Cheap Helena, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Helena can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Helena, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Helena, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,882 $8,490
Farmers $9,571 $9,840
GEICO $5,892 $5,777
Liberty Mutual $11,201 $12,455
Nationwide $4,538 $5,824
Progressive $10,387 $11,597
State Farm $10,173 $12,705
Travelers $7,383 $11,624
USAA $4,078 $4,521

Buy Cheap Helena, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Helena, Alabama by comparing Helena senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Helena, AL here.

Annual Auto Insurance Rates for Senior Drivers in Helena, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,961 $1,997
Farmers $2,170 $2,311
GEICO $2,089 $2,177
Liberty Mutual $2,414 $2,700
Nationwide $1,561 $1,612
Progressive $1,972 $2,095
State Farm $2,938 $2,938
Travelers $1,285 $1,279
USAA $1,278 $1,252

Find Cheap Auto Insurance Rates in Helena, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Helena, Alabama auto insurance. Compare Helena, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Helena, Alabama

Insurance Company Low Medium High
Allstate $3,531 $3,661 $3,808
Farmers $4,039 $4,235 $4,605
GEICO $2,841 $3,079 $3,355
Liberty Mutual $4,933 $5,149 $5,437
Nationwide $2,598 $2,603 $2,669
Progressive $4,123 $4,551 $5,023
State Farm $5,079 $5,380 $5,693
Travelers $3,201 $3,449 $3,496
USAA $2,124 $2,189 $2,288

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Helena, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Helena. Compare auto insurance rates in Helena, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Helena, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,667 $3,667
Farmers $4,293 $4,293
GEICO $3,039 $3,144
Liberty Mutual $5,173 $5,173
Nationwide $2,623 $2,623
Progressive $4,565 $4,565
State Farm $5,253 $5,516
Travelers $3,382 $3,382
USAA $2,099 $2,301

Find Cheap Helena, AL Auto Insurance Rates by ZIP Code

Auto insurance rates in Helena, Alabama can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Helena, AL to see how much where you live in Helena affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Helena, Alabama

ZIP Code Average Annual Rates
35080 $3,906
35124 $3,937

Find Cheap Helena, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Helena, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Helena, AL, take a look at the average cost for various violations versus rates for a clean driving record in Helena.

Annual Helena, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,090 $3,666 $4,395 $3,516
Farmers $3,609 $4,680 $4,565 $4,317
GEICO $2,066 $3,358 $4,199 $2,744
Liberty Mutual $4,055 $5,660 $5,514 $5,464
Nationwide $2,299 $2,299 $3,333 $2,563
Progressive $4,110 $5,211 $4,440 $4,500
State Farm $4,831 $6,060 $5,323 $5,323
Travelers $2,817 $2,955 $4,331 $3,426
USAA $1,691 $2,122 $3,157 $1,830

Find Cheap Helena, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Helena, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Helena for less when you shop around and compare rates from multiple Helena, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Helena, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,395
Farmers $4,565
GEICO $4,199
Liberty Mutual $5,514
Nationwide $3,333
Progressive $4,440
State Farm $5,323
Travelers $4,331
USAA $3,157

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Winners by Category: Where to Buy Cheap Auto Insurance in Helena, AL

Compare rates from the cheapest auto insurance companies in Helena, AL for your needs. Take a look at how Helena, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Helena, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Find Cheap Helena, Alabama Auto Insurance Companies

If you’re looking for the cheapest Helena, AL auto insurance companies overall, you can compare them here. Find the best price for Helena, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Helena, Alabama

Insurance Company Average Annual Rates
Allstate $3,667
Farmers $4,293
GEICO $3,092
Liberty Mutual $5,173
Nationwide $2,623
Progressive $4,565
State Farm $5,384
Travelers $3,382
USAA $2,200

What affects Helena, Alabama auto insurance rates?

Local factors affect auto insurance rates in Helena, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Helena auto insurance rates.

Auto Theft in Helena

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Helena, AL auto theft show a total of 18 vehicle thefts annually.

Commute Times in Helena

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Helena, AL is 31.3 minutes according to City-Data.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Compare Auto Insurance Quotes in Helena, AL

You can buy cheap Helena, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Helena, Alabama auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption