Buy Cheap Hedrick, IA Auto Insurance (2021)

Hedrick, IA auto insurance rates average $250 a month. Minimum auto insurance requirements in Hedrick, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Hedrick, IA, compare Hedrick auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Hedrick, IA are $250/month
  • The most expensive auto insurance company in Hedrick is Travelers
  • Average auto insurance rates in Hedrick, IA for teens drivers are $5,657/year

Finding affordable Hedrick, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Hedrick, IA auto insurance with confidence is right here. Auto insurance rates in Hedrick are affected by local factors as well as personal ones like your driving record.

See how Hedrick, IA car insurance rates compare to Council Bluffs auto insurance rates, Sioux City auto insurance rates, and Waterloo auto insurance rates before you read more about the cost of auto insurance in Hedrick.

Don’t buy Hedrick, IA auto insurance until you’ve compared rates. Get free Hedrick, Iowa auto insurance quotes when you enter your ZIP code above.

Hedrick, IA Minimum Auto Insurance Requirements

The required auto insurance in Hedrick, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Hedrick, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Hedrick, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Hedrick, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hedrick, IA. Take a look at Hedrick, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hedrick, Iowa

Insurance Company Poor Fair Good
Allstate $3,465 $2,759 $2,474
American Family $3,846 $2,827 $2,376
Farmers $2,822 $2,339 $2,216
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,264 $3,859 $3,039
Nationwide $3,290 $2,569 $2,252
Progressive $2,908 $2,344 $2,120
State Farm $3,164 $1,957 $1,544
Travelers $6,330 $5,394 $5,136
USAA $2,479 $1,703 $1,474

Buy Cheap Hedrick, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hedrick, Iowa auto insurance rates? Find out how car insurance rates in Hedrick, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hedrick, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,944 $1,875 $1,720 $1,754 $5,461 $6,119 $2,130 $2,193
American Family $1,945 $1,945 $1,740 $1,740 $5,193 $7,282 $1,945 $2,343
Farmers $1,524 $1,554 $1,366 $1,491 $4,582 $4,887 $2,062 $2,204
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,124 $2,307 $1,862 $2,262 $10,105 $11,375 $2,406 $2,657
Nationwide $1,882 $1,935 $1,674 $1,791 $4,309 $5,592 $2,128 $2,318
Progressive $1,742 $1,680 $1,435 $1,490 $4,206 $4,752 $2,093 $2,260
State Farm $1,462 $1,462 $1,279 $1,279 $3,870 $4,920 $1,641 $1,863
Travelers $2,569 $2,625 $2,479 $2,489 $11,161 $17,795 $2,664 $3,178
USAA $1,260 $1,274 $1,155 $1,178 $3,409 $3,621 $1,513 $1,671

Buy Cheap Hedrick, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hedrick can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hedrick, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hedrick, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,461 $6,119
American Family $5,193 $7,282
Farmers $4,582 $4,887
GEICO $4,278 $3,972
Liberty Mutual $10,105 $11,375
Nationwide $4,309 $5,592
Progressive $4,206 $4,752
State Farm $3,870 $4,920
Travelers $11,161 $17,795
USAA $3,409 $3,621

Buy Cheap Hedrick, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Hedrick, Iowa by comparing Hedrick senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hedrick, IA here.

Annual Auto Insurance Rates for Senior Drivers in Hedrick, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,720 $1,754
American Family $1,740 $1,740
Farmers $1,366 $1,491
GEICO $1,696 $1,552
Liberty Mutual $1,862 $2,262
Nationwide $1,674 $1,791
Progressive $1,435 $1,490
State Farm $1,279 $1,279
Travelers $2,479 $2,489
USAA $1,155 $1,178

Find Cheap Auto Insurance Rates in Hedrick, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hedrick, Iowa auto insurance. Compare Hedrick, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hedrick, Iowa

Insurance Company Low Medium High
Allstate $2,780 $2,904 $3,014
American Family $3,033 $3,184 $2,833
Farmers $2,354 $2,467 $2,556
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,216 $4,380 $4,567
Nationwide $2,827 $2,688 $2,597
Progressive $2,309 $2,464 $2,599
State Farm $2,117 $2,234 $2,315
Travelers $5,292 $5,705 $5,863
USAA $1,792 $1,891 $1,973

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Find Cheap Hedrick, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hedrick. Compare auto insurance rates in Hedrick, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hedrick, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,831 $2,968
American Family $2,981 $3,052
Farmers $2,459 $2,459
GEICO $2,269 $2,362
Liberty Mutual $4,387 $4,387
Nationwide $2,704 $2,704
Progressive $2,457 $2,457
State Farm $2,168 $2,276
Travelers $5,620 $5,620
USAA $1,816 $1,954

Find Cheap Hedrick, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Hedrick, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hedrick, IA, take a look at the average cost for various violations versus rates for a clean driving record in Hedrick.

Annual Hedrick, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,481 $2,992 $3,367 $2,759
American Family $2,178 $3,189 $4,139 $2,560
Farmers $2,095 $2,597 $2,637 $2,506
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,792 $4,683 $4,784 $4,290
Nationwide $1,949 $2,812 $3,845 $2,209
Progressive $1,977 $3,230 $2,146 $2,476
State Farm $2,063 $2,381 $2,222 $2,222
Travelers $4,109 $5,455 $7,298 $5,618
USAA $1,440 $1,933 $2,515 $1,654

Find Cheap Hedrick, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hedrick, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Hedrick for less when you shop around and compare rates from multiple Hedrick, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hedrick, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,367
American Family $4,139
Farmers $2,637
GEICO $3,170
Liberty Mutual $4,784
Nationwide $3,845
Progressive $2,146
State Farm $2,222
Travelers $7,298
USAA $2,515

Winners by Category: Where to Buy Cheap Auto Insurance in Hedrick, IA

Compare rates from the cheapest auto insurance companies in Hedrick, IA for your needs. Take a look at how Hedrick, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hedrick, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Hedrick, Iowa Auto Insurance Companies

If you’re looking for the cheapest Hedrick, IA auto insurance companies overall, you can compare them here. Find the best price for Hedrick, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Hedrick, Iowa

Insurance Company Average Annual Rates
Allstate $2,899
American Family $3,017
Farmers $2,459
GEICO $2,315
Liberty Mutual $4,387
Nationwide $2,704
Progressive $2,457
State Farm $2,222
Travelers $5,620
USAA $1,885

What affects Hedrick, Iowa auto insurance rates?

Local factors affect auto insurance rates in Hedrick, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Hedrick auto insurance rates.

Commute Times in Hedrick

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hedrick, IA is 29.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Hedrick, IA

You can buy cheap Hedrick, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hedrick, Iowa auto insurance quotes from top companies.

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