Buy Cheap Hector, AR Auto Insurance (2021)

Hector, AR auto insurance rates average $321 a month. Minimum auto insurance requirements in Hector, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Hector, AR, compare Hector auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Hector, AR are $321/month
  • Average auto insurance rates in Hector, AR for teens drivers are $7,850/year
  • Average auto insurance rates in Hector, AR after a DUI are $4,632/year

Finding affordable Hector, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Hector, AR auto insurance with confidence is right here. Auto insurance rates in Hector are affected by local factors as well as personal ones like your driving record.

See how Hector, AR car insurance rates compare to Fort Smith auto insurance rates, Conway auto insurance rates, and Fayetteville auto insurance rates before you read more about the cost of auto insurance in Hector.

Don’t buy Hector, AR auto insurance until you’ve compared rates. Get free Hector, Arkansas auto insurance quotes when you enter your ZIP code above.

Hector, AR Minimum Auto Insurance Requirements

The required auto insurance in Hector, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Hector, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Hector, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Hector, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hector, AR. Take a look at Hector, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hector, Arkansas

Insurance Company Poor Fair Good
Allstate $6,342 $4,850 $3,938
Farmers $4,729 $3,962 $3,775
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,625 $3,392 $2,658
Nationwide $4,238 $3,407 $3,105
Progressive $5,525 $4,701 $4,367
State Farm $3,679 $2,217 $1,727
Travelers $6,188 $5,163 $4,825
USAA $2,674 $1,829 $1,561

Buy Cheap Hector, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hector, Arkansas auto insurance rates? Find out how car insurance rates in Hector, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hector, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,874 $2,900 $2,554 $2,733 $10,299 $12,333 $3,186 $3,471
Farmers $2,268 $2,256 $2,029 $2,132 $9,440 $9,776 $2,600 $2,742
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,293 $2,454 $2,188 $2,435 $7,960 $8,744 $2,473 $2,586
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,592 $2,461 $2,127 $2,225 $10,842 $12,212 $3,102 $3,354
State Farm $1,622 $1,622 $1,443 $1,443 $4,553 $5,734 $1,824 $2,088
Travelers $2,024 $2,063 $1,994 $2,000 $11,669 $18,720 $2,163 $2,505
USAA $1,248 $1,259 $1,160 $1,165 $3,916 $4,097 $1,602 $1,724

Buy Cheap Hector, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hector can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hector, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hector, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,299 $12,333
Farmers $9,440 $9,776
GEICO $6,083 $6,098
Liberty Mutual $7,960 $8,744
Nationwide $5,888 $7,499
Progressive $10,842 $12,212
State Farm $4,553 $5,734
Travelers $11,669 $18,720
USAA $3,916 $4,097

Buy Cheap Hector, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Hector, Arkansas by comparing Hector senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hector, AR here.

Annual Auto Insurance Rates for Senior Drivers in Hector, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,554 $2,733
Farmers $2,029 $2,132
GEICO $2,150 $2,090
Liberty Mutual $2,188 $2,435
Nationwide $2,200 $2,325
Progressive $2,127 $2,225
State Farm $1,443 $1,443
Travelers $1,994 $2,000
USAA $1,160 $1,165

Find Cheap Auto Insurance Rates in Hector, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hector, Arkansas auto insurance. Compare Hector, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hector, Arkansas

Insurance Company Low Medium High
Allstate $4,913 $5,041 $5,177
Farmers $3,962 $4,115 $4,389
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,768 $3,869 $4,038
Nationwide $3,614 $3,513 $3,623
Progressive $4,513 $4,794 $5,286
State Farm $2,424 $2,538 $2,661
Travelers $5,150 $5,407 $5,619
USAA $1,938 $2,014 $2,113

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Find Cheap Hector, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hector. Compare auto insurance rates in Hector, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hector, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,044 $5,044
Farmers $4,155 $4,155
GEICO $3,187 $3,232
Liberty Mutual $3,892 $3,892
Nationwide $3,583 $3,583
Progressive $4,864 $4,864
State Farm $2,481 $2,601
Travelers $5,392 $5,392
USAA $1,964 $2,079

Find Cheap Hector, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Hector, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hector, AR, take a look at the average cost for various violations versus rates for a clean driving record in Hector.

Annual Hector, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,169 $5,233 $5,803 $4,970
Farmers $3,512 $4,498 $4,396 $4,215
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,655 $4,306 $5,036 $3,571
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,195 $5,820 $4,406 $5,036
State Farm $2,340 $2,742 $2,541 $2,541
Travelers $4,521 $4,671 $6,829 $5,548
USAA $1,555 $1,970 $2,837 $1,724

Find Cheap Hector, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hector, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Hector for less when you shop around and compare rates from multiple Hector, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hector, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,803
Farmers $4,396
GEICO $4,978
Liberty Mutual $5,036
Nationwide $4,865
Progressive $4,406
State Farm $2,541
Travelers $6,829
USAA $2,837

Winners by Category: Where to Buy Cheap Auto Insurance in Hector, AR

Compare rates from the cheapest auto insurance companies in Hector, AR for your needs. Take a look at how Hector, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hector, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Hector, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Hector, AR auto insurance companies overall, you can compare them here. Find the best price for Hector, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Hector, Arkansas

Insurance Company Average Annual Rates
Allstate $5,044
Farmers $4,155
GEICO $3,209
Liberty Mutual $3,892
Nationwide $3,583
Progressive $4,864
State Farm $2,541
Travelers $5,392
USAA $2,022

What affects Hector, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Hector, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Hector auto insurance rates.

Commute Times in Hector

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hector, AR is 33.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Hector, AR

You can buy cheap Hector, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hector, Arkansas auto insurance quotes from top companies.

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