Buy Cheap Heath, OH Auto Insurance (2021)

Heath, OH auto insurance rates average $233 a month. Minimum auto insurance requirements in Heath, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Heath, OH, compare Heath auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Heath, OH for teens drivers are $5,728/year
  • The most expensive auto insurance company in Heath is Liberty Mutual
  • Average auto insurance rates in Heath, OH after a DUI are $3,255/year

Finding affordable Heath, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Heath, OH auto insurance with confidence is right here. Auto insurance rates in Heath are affected by local factors as well as personal ones like your driving record.

See how Heath, OH car insurance rates compare to Columbus auto insurance rates, Toledo auto insurance rates, and Dayton auto insurance rates before you read more about the cost of auto insurance in Heath.

Don’t buy Heath, OH auto insurance until you’ve compared rates. Get free Heath, Ohio auto insurance quotes when you enter your ZIP code above.

Heath, OH Minimum Auto Insurance Requirements

The required auto insurance in Heath, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Heath, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Heath, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Heath, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Heath, OH. Take a look at Heath, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Heath, Ohio

Insurance Company Poor Fair Good
Allstate $4,230 $3,070 $2,569
American Family $2,009 $1,369 $1,157
Farmers $3,648 $3,075 $2,929
GEICO $2,220 $1,851 $1,483
Liberty Mutual $6,300 $3,851 $3,021
Nationwide $4,013 $3,232 $2,728
Progressive $3,534 $3,044 $2,841
State Farm $3,823 $2,362 $1,861
Travelers $3,471 $3,017 $2,816
USAA $1,898 $1,342 $1,143

Buy Cheap Heath, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Heath, Ohio auto insurance rates? Find out how car insurance rates in Heath, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Heath, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,210 $2,210 $1,981 $2,122 $6,033 $6,912 $2,339 $2,510
American Family $935 $971 $855 $858 $2,922 $3,171 $1,160 $1,222
Farmers $1,727 $1,723 $1,523 $1,603 $7,461 $7,743 $1,933 $2,023
GEICO $1,334 $1,296 $1,251 $1,264 $3,589 $3,339 $1,483 $1,255
Liberty Mutual $2,074 $2,267 $1,595 $1,943 $10,614 $11,997 $2,213 $2,420
Nationwide $2,215 $2,226 $1,999 $2,013 $5,680 $7,325 $2,374 $2,764
Progressive $1,632 $1,545 $1,356 $1,399 $7,145 $8,049 $1,963 $2,027
State Farm $1,631 $1,631 $1,451 $1,451 $4,975 $6,252 $1,892 $2,171
Travelers $1,448 $1,471 $1,435 $1,426 $6,141 $9,648 $1,508 $1,735
USAA $887 $895 $842 $843 $2,721 $3,032 $1,186 $1,281

Buy Cheap Heath, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Heath can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Heath, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Heath, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,033 $6,912
American Family $2,922 $3,171
Farmers $7,461 $7,743
GEICO $3,589 $3,339
Liberty Mutual $10,614 $11,997
Nationwide $5,680 $7,325
Progressive $7,145 $8,049
State Farm $4,975 $6,252
Travelers $6,141 $9,648
USAA $2,721 $3,032

Buy Cheap Heath, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Heath, Ohio by comparing Heath senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Heath, OH here.

Annual Auto Insurance Rates for Senior Drivers in Heath, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,981 $2,122
American Family $855 $858
Farmers $1,523 $1,603
GEICO $1,251 $1,264
Liberty Mutual $1,595 $1,943
Nationwide $1,999 $2,013
Progressive $1,356 $1,399
State Farm $1,451 $1,451
Travelers $1,435 $1,426
USAA $842 $843

Find Cheap Auto Insurance Rates in Heath, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Heath, Ohio auto insurance. Compare Heath, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Heath, Ohio

Insurance Company Low Medium High
Allstate $3,197 $3,284 $3,388
American Family $1,490 $1,524 $1,522
Farmers $3,058 $3,171 $3,422
GEICO $1,793 $1,843 $1,917
Liberty Mutual $4,221 $4,411 $4,539
Nationwide $3,678 $3,222 $3,073
Progressive $3,043 $3,118 $3,258
State Farm $2,566 $2,689 $2,791
Travelers $3,031 $3,140 $3,133
USAA $1,400 $1,459 $1,523

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Find Cheap Heath, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Heath. Compare auto insurance rates in Heath, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Heath, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,290 $3,290
American Family $1,493 $1,530
Farmers $3,217 $3,217
GEICO $1,819 $1,883
Liberty Mutual $4,390 $4,390
Nationwide $3,324 $3,324
Progressive $3,140 $3,140
State Farm $2,617 $2,747
Travelers $3,101 $3,101
USAA $1,406 $1,516

Find Cheap Heath, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Heath, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Heath, OH, take a look at the average cost for various violations versus rates for a clean driving record in Heath.

Annual Heath, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,777 $3,348 $3,903 $3,131
American Family $1,448 $1,533 $1,533 $1,533
Farmers $2,656 $3,414 $3,330 $3,468
GEICO $1,256 $1,814 $2,629 $1,707
Liberty Mutual $3,693 $4,728 $4,839 $4,301
Nationwide $2,663 $3,389 $4,300 $2,945
Progressive $2,709 $3,674 $2,881 $3,293
State Farm $2,450 $2,913 $2,682 $2,682
Travelers $2,286 $2,976 $4,485 $2,659
USAA $1,123 $1,504 $1,971 $1,244

Find Cheap Heath, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Heath, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Heath for less when you shop around and compare rates from multiple Heath, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Heath, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,903
American Family $1,533
Farmers $3,330
GEICO $2,629
Liberty Mutual $4,839
Nationwide $4,300
Progressive $2,881
State Farm $2,682
Travelers $4,485
USAA $1,971

Winners by Category: Where to Buy Cheap Auto Insurance in Heath, OH

Compare rates from the cheapest auto insurance companies in Heath, OH for your needs. Take a look at how Heath, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Heath, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Heath, Ohio Auto Insurance Companies

If you’re looking for the cheapest Heath, OH auto insurance companies overall, you can compare them here. Find the best price for Heath, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Heath, Ohio

Insurance Company Average Annual Rates
Allstate $3,290
American Family $1,512
Farmers $3,217
GEICO $1,851
Liberty Mutual $4,390
Nationwide $3,324
Progressive $3,140
State Farm $2,682
Travelers $3,101
USAA $1,461

What affects Heath, Ohio auto insurance rates?

Local factors affect auto insurance rates in Heath, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Heath auto insurance rates.

Auto Theft in Heath

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Heath, OH auto theft show a total of 19 vehicle thefts annually.

Commute Times in Heath

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Heath, OH is 20.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Heath, OH

You can buy cheap Heath, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Heath, Ohio auto insurance quotes from top companies.

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