Buy Cheap Hearne, TX Auto Insurance (2021)

Hearne, TX auto insurance rates average $306 a month. Minimum auto insurance requirements in Hearne, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Hearne, TX, compare Hearne auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Hearne, TX for teens drivers are $6,544/year
  • The most expensive auto insurance company in Hearne is Allstate
  • The most expensive auto insurance company in Hearne after a DUI is Allstate

Finding affordable Hearne, Texas auto insurance can be challenging, but everything you need to know to buy cheap Hearne, TX auto insurance with confidence is right here. Auto insurance rates in Hearne are affected by local factors as well as personal ones like your driving record.

See how Hearne, TX car insurance rates compare to Arlington auto insurance rates, Fort Worth auto insurance rates, and San Antonio auto insurance rates before you read more about the cost of auto insurance in Hearne.

Don’t buy Hearne, TX auto insurance until you’ve compared rates. Get free Hearne, Texas auto insurance quotes when you enter your ZIP code above.

Hearne, TX Minimum Auto Insurance Requirements

The required auto insurance in Hearne, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Hearne, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Hearne, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Hearne, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hearne, TX. Take a look at Hearne, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hearne, Texas

Insurance Company Poor Fair Good
Allstate $6,447 $4,734 $4,052
American Family $5,527 $3,439 $3,010
GEICO $4,183 $2,384 $1,603
Nationwide $5,109 $4,093 $3,552
Progressive $5,201 $4,491 $4,161
State Farm $3,988 $2,479 $1,974
USAA $3,282 $1,888 $1,517

Buy Cheap Hearne, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hearne, Texas auto insurance rates? Find out how car insurance rates in Hearne, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hearne, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,281 $3,316 $3,239 $3,239 $8,694 $10,521 $4,074 $4,258
American Family $2,468 $2,731 $2,272 $2,588 $6,238 $8,189 $3,482 $3,965
GEICO $2,058 $2,199 $1,955 $2,178 $4,365 $4,568 $2,222 $2,240
Nationwide $2,653 $2,700 $2,340 $2,481 $7,582 $9,752 $3,123 $3,383
Progressive $2,471 $2,351 $2,196 $2,240 $10,300 $11,479 $2,930 $2,975
State Farm $1,993 $1,993 $1,766 $1,766 $4,669 $5,933 $2,159 $2,230
USAA $1,431 $1,444 $1,364 $1,358 $3,957 $4,322 $1,906 $2,052

Buy Cheap Hearne, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hearne can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hearne, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hearne, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,694 $10,521
American Family $6,238 $8,189
GEICO $4,365 $4,568
Nationwide $7,582 $9,752
Progressive $10,300 $11,479
State Farm $4,669 $5,933
USAA $3,957 $4,322

Buy Cheap Hearne, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Hearne, Texas by comparing Hearne senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hearne, TX here.

Annual Auto Insurance Rates for Senior Drivers in Hearne, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,239 $3,239
American Family $2,272 $2,588
GEICO $1,955 $2,178
Nationwide $2,340 $2,481
Progressive $2,196 $2,240
State Farm $1,766 $1,766
USAA $1,364 $1,358

Find Cheap Auto Insurance Rates in Hearne, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hearne, Texas auto insurance. Compare Hearne, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hearne, Texas

Insurance Company Low Medium High
Allstate $4,984 $5,043 $5,206
American Family $3,740 $3,863 $4,373
GEICO $2,604 $2,696 $2,871
Nationwide $4,583 $4,068 $4,104
Progressive $4,407 $4,596 $4,850
State Farm $2,677 $2,804 $2,960
USAA $2,160 $2,221 $2,306

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Find Cheap Hearne, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hearne. Compare auto insurance rates in Hearne, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hearne, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,958 $5,198
American Family $3,992 $3,992
GEICO $2,671 $2,776
Nationwide $4,252 $4,252
Progressive $4,618 $4,618
State Farm $2,814 $2,814
USAA $2,201 $2,257

Find Cheap Hearne, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Hearne, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hearne, TX, take a look at the average cost for various violations versus rates for a clean driving record in Hearne.

Annual Hearne, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,951 $6,068 $6,342 $3,951
American Family $3,651 $4,610 $4,054 $3,651
GEICO $2,317 $3,025 $2,571 $2,980
Nationwide $3,682 $3,682 $5,478 $4,165
Progressive $4,027 $5,202 $4,704 $4,538
State Farm $2,511 $2,866 $3,366 $2,511
USAA $1,668 $2,449 $2,887 $1,913

Find Cheap Hearne, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hearne, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Hearne for less when you shop around and compare rates from multiple Hearne, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hearne, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,342
American Family $4,054
GEICO $2,571
Nationwide $5,478
Progressive $4,704
State Farm $3,366
USAA $2,887

Winners by Category: Where to Buy Cheap Auto Insurance in Hearne, TX

Compare rates from the cheapest auto insurance companies in Hearne, TX for your needs. Take a look at how Hearne, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hearne, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Hearne, Texas Auto Insurance Companies

If you’re looking for the cheapest Hearne, TX auto insurance companies overall, you can compare them here. Find the best price for Hearne, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Hearne, Texas

Insurance Company Average Annual Rates
Allstate $5,078
American Family $3,992
GEICO $2,723
Nationwide $4,252
Progressive $4,618
State Farm $2,814
USAA $2,229

What affects Hearne, Texas auto insurance rates?

Local factors affect auto insurance rates in Hearne, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Hearne auto insurance rates.

Auto Theft in Hearne

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Hearne, TX auto theft show a total of 8 vehicle thefts annually.

Commute Times in Hearne

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hearne, TX is 24.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Hearne, TX

You can buy cheap Hearne, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hearne, Texas auto insurance quotes from top companies.

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