Buy Cheap Hayesville, IA Auto Insurance (2021)

Hayesville, IA auto insurance rates average $244 a month. Minimum auto insurance requirements in Hayesville, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Hayesville, IA, compare Hayesville auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Hayesville is Travelers
  • Average auto insurance rates in Hayesville, IA after a DUI are $3,528/year
  • Average auto insurance rates in Hayesville, IA for teens drivers are $5,528/year

Finding affordable Hayesville, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Hayesville, IA auto insurance with confidence is right here. Auto insurance rates in Hayesville are affected by local factors as well as personal ones like your driving record.

See how Hayesville, IA car insurance rates compare to Council Bluffs auto insurance rates, Davenport auto insurance rates, and Sioux City auto insurance rates before you read more about the cost of auto insurance in Hayesville.

Don’t buy Hayesville, IA auto insurance until you’ve compared rates. Get free Hayesville, Iowa auto insurance quotes when you enter your ZIP code above.

Hayesville, IA Minimum Auto Insurance Requirements

The required auto insurance in Hayesville, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Hayesville, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Hayesville, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Hayesville, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hayesville, IA. Take a look at Hayesville, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hayesville, Iowa

Insurance Company Poor Fair Good
Allstate $3,465 $2,759 $2,474
American Family $3,544 $2,606 $2,193
Farmers $2,822 $2,339 $2,216
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,264 $3,859 $3,039
Nationwide $3,290 $2,569 $2,252
Progressive $2,615 $2,101 $1,898
State Farm $3,113 $1,926 $1,519
Travelers $6,104 $5,202 $4,952
USAA $2,479 $1,703 $1,474

Buy Cheap Hayesville, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hayesville, Iowa auto insurance rates? Find out how car insurance rates in Hayesville, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hayesville, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,944 $1,875 $1,720 $1,754 $5,461 $6,119 $2,130 $2,193
American Family $1,792 $1,792 $1,605 $1,605 $4,797 $6,713 $1,792 $2,156
Farmers $1,524 $1,554 $1,366 $1,491 $4,582 $4,887 $2,062 $2,204
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,124 $2,307 $1,862 $2,262 $10,105 $11,375 $2,406 $2,657
Nationwide $1,882 $1,935 $1,674 $1,791 $4,309 $5,592 $2,128 $2,318
Progressive $1,575 $1,523 $1,299 $1,345 $3,737 $4,222 $1,894 $2,043
State Farm $1,431 $1,431 $1,254 $1,254 $3,825 $4,856 $1,608 $1,828
Travelers $2,482 $2,534 $2,402 $2,408 $10,776 $17,107 $2,578 $3,069
USAA $1,260 $1,274 $1,155 $1,178 $3,409 $3,621 $1,513 $1,671

Buy Cheap Hayesville, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hayesville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hayesville, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hayesville, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,461 $6,119
American Family $4,797 $6,713
Farmers $4,582 $4,887
GEICO $4,278 $3,972
Liberty Mutual $10,105 $11,375
Nationwide $4,309 $5,592
Progressive $3,737 $4,222
State Farm $3,825 $4,856
Travelers $10,776 $17,107
USAA $3,409 $3,621

Buy Cheap Hayesville, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Hayesville, Iowa by comparing Hayesville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hayesville, IA here.

Annual Auto Insurance Rates for Senior Drivers in Hayesville, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,720 $1,754
American Family $1,605 $1,605
Farmers $1,366 $1,491
GEICO $1,696 $1,552
Liberty Mutual $1,862 $2,262
Nationwide $1,674 $1,791
Progressive $1,299 $1,345
State Farm $1,254 $1,254
Travelers $2,402 $2,408
USAA $1,155 $1,178

Find Cheap Auto Insurance Rates in Hayesville, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hayesville, Iowa auto insurance. Compare Hayesville, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hayesville, Iowa

Insurance Company Low Medium High
Allstate $2,780 $2,904 $3,014
American Family $2,790 $2,936 $2,617
Farmers $2,354 $2,467 $2,556
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,216 $4,380 $4,567
Nationwide $2,827 $2,688 $2,597
Progressive $2,085 $2,212 $2,317
State Farm $2,083 $2,198 $2,277
Travelers $5,120 $5,500 $5,638
USAA $1,792 $1,891 $1,973

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Find Cheap Hayesville, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hayesville. Compare auto insurance rates in Hayesville, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hayesville, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,831 $2,968
American Family $2,749 $2,814
Farmers $2,459 $2,459
GEICO $2,269 $2,362
Liberty Mutual $4,387 $4,387
Nationwide $2,704 $2,704
Progressive $2,205 $2,205
State Farm $2,133 $2,239
Travelers $5,419 $5,419
USAA $1,816 $1,954

Find Cheap Hayesville, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Hayesville, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hayesville, IA, take a look at the average cost for various violations versus rates for a clean driving record in Hayesville.

Annual Hayesville, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,481 $2,992 $3,367 $2,759
American Family $2,006 $2,950 $3,811 $2,358
Farmers $2,095 $2,597 $2,637 $2,506
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,792 $4,683 $4,784 $4,290
Nationwide $1,949 $2,812 $3,845 $2,209
Progressive $1,777 $2,891 $1,927 $2,224
State Farm $2,027 $2,345 $2,186 $2,186
Travelers $3,957 $5,262 $7,040 $5,419
USAA $1,440 $1,933 $2,515 $1,654

Find Cheap Hayesville, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hayesville, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Hayesville for less when you shop around and compare rates from multiple Hayesville, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hayesville, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,367
American Family $3,811
Farmers $2,637
GEICO $3,170
Liberty Mutual $4,784
Nationwide $3,845
Progressive $1,927
State Farm $2,186
Travelers $7,040
USAA $2,515

Winners by Category: Where to Buy Cheap Auto Insurance in Hayesville, IA

Compare rates from the cheapest auto insurance companies in Hayesville, IA for your needs. Take a look at how Hayesville, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hayesville, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Hayesville, Iowa Auto Insurance Companies

If you’re looking for the cheapest Hayesville, IA auto insurance companies overall, you can compare them here. Find the best price for Hayesville, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Hayesville, Iowa

Insurance Company Average Annual Rates
Allstate $2,899
American Family $2,781
Farmers $2,459
GEICO $2,315
Liberty Mutual $4,387
Nationwide $2,704
Progressive $2,205
State Farm $2,186
Travelers $5,419
USAA $1,885

What affects Hayesville, Iowa auto insurance rates?

Local factors affect auto insurance rates in Hayesville, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Hayesville auto insurance rates.

Commute Times in Hayesville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hayesville, IA is 35.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Hayesville, IA

You can buy cheap Hayesville, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hayesville, Iowa auto insurance quotes from top companies.

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