Buy Cheap Hayden, CO Auto Insurance (2021)

Hayden, CO auto insurance rates average $313 a month. Minimum auto insurance requirements in Hayden, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Hayden, CO, compare Hayden auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Hayden, CO for teens drivers are $7,241/year
  • The most expensive auto insurance company in Hayden is Allstate
  • The most expensive auto insurance company in Hayden after a DUI is Allstate

Finding affordable Hayden, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Hayden, CO auto insurance with confidence is right here. Auto insurance rates in Hayden are affected by local factors as well as personal ones like your driving record.

See how Hayden, CO car insurance rates compare to Greeley auto insurance rates, Fort Collins auto insurance rates, and Pueblo auto insurance rates before you read more about the cost of auto insurance in Hayden.

Don’t buy Hayden, CO auto insurance until you’ve compared rates. Get free Hayden, Colorado auto insurance quotes when you enter your ZIP code above.

Hayden, CO Minimum Auto Insurance Requirements

The required auto insurance in Hayden, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Hayden, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Hayden, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Hayden, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hayden, CO. Take a look at Hayden, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hayden, Colorado

Insurance Company Poor Fair Good
Allstate $7,775 $5,991 $4,520
American Family $4,893 $3,473 $2,906
Farmers $5,068 $4,108 $3,905
GEICO $3,152 $2,625 $2,099
Liberty Mutual $4,077 $2,476 $1,976
Nationwide $4,162 $3,293 $2,869
Progressive $4,875 $4,152 $3,811
State Farm $4,465 $2,865 $2,307
USAA $4,763 $2,704 $2,163

Buy Cheap Hayden, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hayden, Colorado auto insurance rates? Find out how car insurance rates in Hayden, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hayden, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,710 $3,464 $3,322 $3,360 $13,006 $13,663 $4,103 $4,138
American Family $2,565 $2,565 $2,316 $2,316 $6,230 $8,345 $2,565 $3,159
Farmers $2,588 $2,568 $2,347 $2,521 $9,523 $9,598 $2,846 $2,891
GEICO $1,667 $1,820 $1,727 $1,930 $5,193 $5,544 $1,535 $1,584
Liberty Mutual $1,915 $1,902 $1,602 $1,757 $5,545 $6,070 $1,947 $2,005
Nationwide $2,289 $2,336 $2,045 $2,165 $5,796 $7,423 $2,632 $2,845
Progressive $2,651 $2,482 $2,266 $2,269 $8,794 $9,839 $3,005 $2,927
State Farm $2,032 $2,032 $1,812 $1,812 $5,752 $7,279 $2,271 $2,706
USAA $2,156 $2,164 $2,044 $2,059 $5,334 $6,117 $2,774 $3,030

Buy Cheap Hayden, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hayden can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hayden, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hayden, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,006 $13,663
American Family $6,230 $8,345
Farmers $9,523 $9,598
GEICO $5,193 $5,544
Liberty Mutual $5,545 $6,070
Nationwide $5,796 $7,423
Progressive $8,794 $9,839
State Farm $5,752 $7,279
USAA $5,334 $6,117

Buy Cheap Hayden, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Hayden, Colorado by comparing Hayden senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hayden, CO here.

Annual Auto Insurance Rates for Senior Drivers in Hayden, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,322 $3,360
American Family $2,316 $2,316
Farmers $2,347 $2,521
GEICO $1,727 $1,930
Liberty Mutual $1,602 $1,757
Nationwide $2,045 $2,165
Progressive $2,266 $2,269
State Farm $1,812 $1,812
USAA $2,044 $2,059

Find Cheap Auto Insurance Rates in Hayden, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hayden, Colorado auto insurance. Compare Hayden, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hayden, Colorado

Insurance Company Low Medium High
Allstate $5,816 $6,078 $6,392
American Family $3,605 $3,834 $3,832
Farmers $3,861 $4,303 $4,917
GEICO $2,439 $2,594 $2,843
Liberty Mutual $2,717 $2,835 $2,976
Nationwide $3,492 $3,440 $3,392
Progressive $4,032 $4,291 $4,514
State Farm $3,040 $3,212 $3,384
USAA $3,081 $3,209 $3,339

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Find Cheap Hayden, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hayden. Compare auto insurance rates in Hayden, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hayden, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,096 $6,096
American Family $3,678 $3,837
Farmers $4,360 $4,360
GEICO $2,571 $2,680
Liberty Mutual $2,843 $2,843
Nationwide $3,441 $3,441
Progressive $4,279 $4,279
State Farm $3,136 $3,288
USAA $3,119 $3,301

Find Cheap Hayden, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Hayden, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hayden, CO, take a look at the average cost for various violations versus rates for a clean driving record in Hayden.

Annual Hayden, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,181 $5,968 $7,345 $5,888
American Family $2,779 $3,940 $5,160 $3,151
Farmers $3,688 $4,726 $4,662 $4,366
GEICO $1,867 $2,870 $3,323 $2,441
Liberty Mutual $2,483 $2,908 $3,040 $2,940
Nationwide $2,645 $3,616 $4,592 $2,912
Progressive $3,717 $5,129 $3,925 $4,347
State Farm $2,963 $3,461 $3,212 $3,212
USAA $2,347 $2,853 $4,994 $2,646

Find Cheap Hayden, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hayden, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Hayden for less when you shop around and compare rates from multiple Hayden, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hayden, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,345
American Family $5,160
Farmers $4,662
GEICO $3,323
Liberty Mutual $3,040
Nationwide $4,592
Progressive $3,925
State Farm $3,212
USAA $4,994

Winners by Category: Where to Buy Cheap Auto Insurance in Hayden, CO

Compare rates from the cheapest auto insurance companies in Hayden, CO for your needs. Take a look at how Hayden, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hayden, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Find Cheap Hayden, Colorado Auto Insurance Companies

If you’re looking for the cheapest Hayden, CO auto insurance companies overall, you can compare them here. Find the best price for Hayden, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Hayden, Colorado

Insurance Company Average Annual Rates
Allstate $6,096
American Family $3,757
Farmers $4,360
GEICO $2,625
Liberty Mutual $2,843
Nationwide $3,441
Progressive $4,279
State Farm $3,212
USAA $3,210

What affects Hayden, Colorado auto insurance rates?

Local factors affect auto insurance rates in Hayden, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Hayden auto insurance rates.

Commute Times in Hayden

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hayden, CO is 24.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Hayden, CO

You can buy cheap Hayden, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hayden, Colorado auto insurance quotes from top companies.

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