Buy Cheap Havelock, IA Auto Insurance (2021)

Havelock, IA auto insurance rates average $243 a month. Minimum auto insurance requirements in Havelock, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Havelock, IA, compare Havelock auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Havelock, IA for teens drivers are $5,571/year
  • The most expensive auto insurance company in Havelock is Travelers
  • The most expensive auto insurance company in Havelock after a DUI is Travelers

Finding affordable Havelock, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Havelock, IA auto insurance with confidence is right here. Auto insurance rates in Havelock are affected by local factors as well as personal ones like your driving record.

See how Havelock, IA car insurance rates compare to Council Bluffs auto insurance rates, Ames auto insurance rates, and Des Moines auto insurance rates before you read more about the cost of auto insurance in Havelock.

Don’t buy Havelock, IA auto insurance until you’ve compared rates. Get free Havelock, Iowa auto insurance quotes when you enter your ZIP code above.

Havelock, IA Minimum Auto Insurance Requirements

The required auto insurance in Havelock, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Havelock, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Havelock, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Havelock, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Havelock, IA. Take a look at Havelock, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Havelock, Iowa

Insurance Company Poor Fair Good
Allstate $3,910 $3,108 $2,792
American Family $3,829 $2,814 $2,367
Farmers $2,736 $2,270 $2,151
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,450 $3,976 $3,129
Nationwide $2,864 $2,248 $1,970
Progressive $2,459 $1,987 $1,799
State Farm $3,013 $1,864 $1,470
Travelers $6,190 $5,284 $5,036
USAA $2,283 $1,568 $1,358

Buy Cheap Havelock, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Havelock, Iowa auto insurance rates? Find out how car insurance rates in Havelock, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Havelock, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,147 $2,060 $1,907 $1,942 $6,283 $7,078 $2,338 $2,404
American Family $1,935 $1,935 $1,731 $1,731 $5,179 $7,255 $1,935 $2,329
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,175 $2,363 $1,911 $2,323 $10,438 $11,753 $2,464 $2,720
Nationwide $1,640 $1,682 $1,464 $1,560 $3,780 $4,882 $1,858 $2,019
Progressive $1,466 $1,409 $1,208 $1,258 $3,601 $4,061 $1,757 $1,893
State Farm $1,371 $1,371 $1,206 $1,206 $3,737 $4,734 $1,542 $1,759
Travelers $2,472 $2,525 $2,392 $2,405 $10,990 $17,640 $2,566 $3,036
USAA $1,169 $1,184 $1,073 $1,096 $3,110 $3,307 $1,402 $1,549

Buy Cheap Havelock, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Havelock can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Havelock, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Havelock, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,283 $7,078
American Family $5,179 $7,255
Farmers $4,449 $4,739
GEICO $4,142 $3,866
Liberty Mutual $10,438 $11,753
Nationwide $3,780 $4,882
Progressive $3,601 $4,061
State Farm $3,737 $4,734
Travelers $10,990 $17,640
USAA $3,110 $3,307

Buy Cheap Havelock, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Havelock, Iowa by comparing Havelock senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Havelock, IA here.

Annual Auto Insurance Rates for Senior Drivers in Havelock, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,907 $1,942
American Family $1,731 $1,731
Farmers $1,324 $1,444
GEICO $1,620 $1,483
Liberty Mutual $1,911 $2,323
Nationwide $1,464 $1,560
Progressive $1,208 $1,258
State Farm $1,206 $1,206
Travelers $2,392 $2,405
USAA $1,073 $1,096

Find Cheap Auto Insurance Rates in Havelock, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Havelock, Iowa auto insurance. Compare Havelock, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Havelock, Iowa

Insurance Company Low Medium High
Allstate $3,139 $3,275 $3,396
American Family $3,013 $3,171 $2,826
Farmers $2,288 $2,393 $2,476
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,336 $4,509 $4,710
Nationwide $2,455 $2,351 $2,276
Progressive $1,946 $2,088 $2,212
State Farm $2,012 $2,128 $2,207
Travelers $5,143 $5,589 $5,778
USAA $1,644 $1,742 $1,823

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Find Cheap Havelock, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Havelock. Compare auto insurance rates in Havelock, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Havelock, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,191 $3,348
American Family $2,968 $3,039
Farmers $2,386 $2,386
GEICO $2,195 $2,285
Liberty Mutual $4,518 $4,518
Nationwide $2,361 $2,361
Progressive $2,082 $2,082
State Farm $2,065 $2,167
Travelers $5,503 $5,503
USAA $1,673 $1,800

Find Cheap Havelock, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Havelock, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Havelock, IA, take a look at the average cost for various violations versus rates for a clean driving record in Havelock.

Annual Havelock, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,775 $3,368 $3,831 $3,106
American Family $2,168 $3,176 $4,121 $2,549
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,903 $4,827 $4,926 $4,418
Nationwide $1,713 $2,454 $3,340 $1,936
Progressive $1,675 $2,740 $1,819 $2,094
State Farm $1,957 $2,275 $2,116 $2,116
Travelers $4,022 $5,346 $7,156 $5,490
USAA $1,329 $1,780 $2,313 $1,524

Find Cheap Havelock, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Havelock, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Havelock for less when you shop around and compare rates from multiple Havelock, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Havelock, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,831
American Family $4,121
Farmers $2,558
GEICO $3,058
Liberty Mutual $4,926
Nationwide $3,340
Progressive $1,819
State Farm $2,116
Travelers $7,156
USAA $2,313

Winners by Category: Where to Buy Cheap Auto Insurance in Havelock, IA

Compare rates from the cheapest auto insurance companies in Havelock, IA for your needs. Take a look at how Havelock, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Havelock, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Havelock, Iowa Auto Insurance Companies

If you’re looking for the cheapest Havelock, IA auto insurance companies overall, you can compare them here. Find the best price for Havelock, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Havelock, Iowa

Insurance Company Average Annual Rates
Allstate $3,270
American Family $3,003
Farmers $2,386
GEICO $2,240
Liberty Mutual $4,518
Nationwide $2,361
Progressive $2,082
State Farm $2,116
Travelers $5,503
USAA $1,736

What affects Havelock, Iowa auto insurance rates?

Local factors affect auto insurance rates in Havelock, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Havelock auto insurance rates.

Commute Times in Havelock

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Havelock, IA is 25.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Havelock, IA

You can buy cheap Havelock, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Havelock, Iowa auto insurance quotes from top companies.

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