Buy Cheap Harwood, TX Auto Insurance (2021)

Harwood, TX auto insurance rates average $335 a month. Minimum auto insurance requirements in Harwood, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Harwood, TX, compare Harwood auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Harwood, TX are $335/month
  • Average auto insurance rates in Harwood, TX for teens drivers are $7,259/year
  • The most expensive auto insurance company in Harwood after a DUI is Allstate

Finding affordable Harwood, Texas auto insurance can be challenging, but everything you need to know to buy cheap Harwood, TX auto insurance with confidence is right here. Auto insurance rates in Harwood are affected by local factors as well as personal ones like your driving record.

See how Harwood, TX car insurance rates compare to Plano auto insurance rates, Fort Worth auto insurance rates, and Austin auto insurance rates before you read more about the cost of auto insurance in Harwood.

Don’t buy Harwood, TX auto insurance until you’ve compared rates. Get free Harwood, Texas auto insurance quotes when you enter your ZIP code above.

Harwood, TX Minimum Auto Insurance Requirements

The required auto insurance in Harwood, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Harwood, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Harwood, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Harwood, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Harwood, TX. Take a look at Harwood, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Harwood, Texas

Insurance Company Poor Fair Good
Allstate $6,957 $5,106 $4,377
American Family $5,874 $3,685 $3,218
GEICO $4,806 $2,726 $1,821
Nationwide $5,746 $4,592 $3,980
Progressive $5,973 $5,189 $4,818
State Farm $4,092 $2,544 $2,026
USAA $3,430 $1,976 $1,589

Buy Cheap Harwood, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Harwood, Texas auto insurance rates? Find out how car insurance rates in Harwood, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Harwood, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,535 $3,557 $3,487 $3,487 $9,468 $11,404 $4,367 $4,536
American Family $2,609 $2,896 $2,411 $2,754 $6,703 $8,776 $3,706 $4,217
GEICO $2,326 $2,508 $2,246 $2,539 $5,038 $5,258 $2,513 $2,513
Nationwide $2,974 $3,027 $2,620 $2,779 $8,519 $10,965 $3,502 $3,796
Progressive $2,778 $2,615 $2,488 $2,526 $12,105 $13,516 $3,283 $3,300
State Farm $2,030 $2,030 $1,803 $1,803 $4,820 $6,136 $2,204 $2,274
USAA $1,491 $1,502 $1,422 $1,414 $4,161 $4,540 $1,987 $2,136

Buy Cheap Harwood, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Harwood can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Harwood, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Harwood, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,468 $11,404
American Family $6,703 $8,776
GEICO $5,038 $5,258
Nationwide $8,519 $10,965
Progressive $12,105 $13,516
State Farm $4,820 $6,136
USAA $4,161 $4,540

Buy Cheap Harwood, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Harwood, Texas by comparing Harwood senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Harwood, TX here.

Annual Auto Insurance Rates for Senior Drivers in Harwood, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,487 $3,487
American Family $2,411 $2,754
GEICO $2,246 $2,539
Nationwide $2,620 $2,779
Progressive $2,488 $2,526
State Farm $1,803 $1,803
USAA $1,422 $1,414

Find Cheap Auto Insurance Rates in Harwood, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Harwood, Texas auto insurance. Compare Harwood, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Harwood, Texas

Insurance Company Low Medium High
Allstate $5,353 $5,433 $5,655
American Family $3,973 $4,108 $4,696
GEICO $2,955 $3,076 $3,322
Nationwide $5,153 $4,567 $4,599
Progressive $4,992 $5,299 $5,688
State Farm $2,741 $2,878 $3,043
USAA $2,257 $2,323 $2,415

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Find Cheap Harwood, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Harwood. Compare auto insurance rates in Harwood, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Harwood, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,343 $5,618
American Family $4,259 $4,259
GEICO $3,059 $3,176
Nationwide $4,773 $4,773
Progressive $5,326 $5,326
State Farm $2,887 $2,887
USAA $2,302 $2,361

Find Cheap Harwood, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Harwood, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Harwood, TX, take a look at the average cost for various violations versus rates for a clean driving record in Harwood.

Annual Harwood, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,220 $6,595 $6,886 $4,220
American Family $3,889 $4,929 $4,328 $3,889
GEICO $2,649 $3,491 $2,923 $3,408
Nationwide $4,130 $4,130 $6,156 $4,675
Progressive $4,632 $6,051 $5,414 $5,210
State Farm $2,570 $2,942 $3,467 $2,570
USAA $1,742 $2,563 $3,023 $1,998

Find Cheap Harwood, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Harwood, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Harwood for less when you shop around and compare rates from multiple Harwood, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Harwood, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,886
American Family $4,328
GEICO $2,923
Nationwide $6,156
Progressive $5,414
State Farm $3,467
USAA $3,023

Winners by Category: Where to Buy Cheap Auto Insurance in Harwood, TX

Compare rates from the cheapest auto insurance companies in Harwood, TX for your needs. Take a look at how Harwood, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Harwood, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Harwood, Texas Auto Insurance Companies

If you’re looking for the cheapest Harwood, TX auto insurance companies overall, you can compare them here. Find the best price for Harwood, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Harwood, Texas

Insurance Company Average Annual Rates
Allstate $5,480
American Family $4,259
GEICO $3,118
Nationwide $4,773
Progressive $5,326
State Farm $2,887
USAA $2,332

Compare Auto Insurance Quotes in Harwood, TX

You can buy cheap Harwood, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Harwood, Texas auto insurance quotes from top companies.

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