Buy Cheap Harwinton, CT Auto Insurance (2021)

Harwinton, CT auto insurance rates average $365 a month. Minimum auto insurance requirements in Harwinton, Connecticut are 25/50/20 to comply with Connecticut laws. To buy cheap auto insurance in Harwinton, CT, compare Harwinton auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Harwinton, CT for teens drivers are $9,130/year
  • Average auto insurance rates in Harwinton, CT are $365/month
  • The most expensive auto insurance company in Harwinton after a DUI is Liberty Mutual

Finding affordable Harwinton, Connecticut auto insurance can be challenging, but everything you need to know to buy cheap Harwinton, CT auto insurance with confidence is right here. Auto insurance rates in Harwinton are affected by local factors as well as personal ones like your driving record.

See how Harwinton, CT car insurance rates compare to Meriden auto insurance rates, New Haven auto insurance rates, and Norwalk auto insurance rates before you read more about the cost of auto insurance in Harwinton.

Don’t buy Harwinton, CT auto insurance until you’ve compared rates. Get free Harwinton, Connecticut auto insurance quotes when you enter your ZIP code above.

Harwinton, CT Minimum Auto Insurance Requirements

The required auto insurance in Harwinton, CT is 25/50/20 according to the auto insurance laws in Connecticut. The minimum auto insurance in Harwinton, Connecticut is outlined here.

Minimum Required Auto Insurance Coverage in Harwinton, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Harwinton, CT Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Harwinton, CT. Take a look at Harwinton, Connecticut auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Harwinton, Connecticut

Insurance Company Poor Fair Good
Allstate $7,172 $5,434 $4,314
GEICO $4,158 $2,510 $1,912
Liberty Mutual $9,833 $6,136 $4,828
Nationwide $4,621 $3,099 $2,743
Progressive $4,756 $4,264 $4,084
State Farm $4,130 $2,644 $2,127
Travelers $6,517 $5,427 $5,269
USAA $3,987 $2,690 $2,369

Buy Cheap Harwinton, CT Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Harwinton, Connecticut auto insurance rates? Find out how car insurance rates in Harwinton, CT are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Harwinton, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,540 $3,501 $3,260 $3,491 $10,880 $12,859 $3,702 $3,891
GEICO $2,123 $2,129 $1,969 $1,985 $4,866 $5,766 $2,048 $1,992
Liberty Mutual $3,364 $3,661 $2,594 $3,200 $16,697 $18,831 $3,404 $3,710
Nationwide $2,229 $2,255 $2,003 $2,102 $6,150 $7,803 $2,582 $2,777
Progressive $2,354 $2,196 $2,009 $2,091 $9,769 $10,825 $2,690 $3,010
State Farm $1,811 $1,811 $1,663 $1,663 $5,501 $6,904 $2,036 $2,344
Travelers $1,757 $1,783 $1,750 $1,743 $13,358 $21,434 $1,913 $2,165
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

Buy Cheap Harwinton, CT Auto Insurance for Teen Drivers

Auto insurance for teenagers in Harwinton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Harwinton, CT are listed here.

Annual Auto Insurance Rates for Teen Drivers in Harwinton, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,880 $12,859
GEICO $4,866 $5,766
Liberty Mutual $16,697 $18,831
Nationwide $6,150 $7,803
Progressive $9,769 $10,825
State Farm $5,501 $6,904
Travelers $13,358 $21,434
USAA $5,822 $6,120

Buy Cheap Harwinton, CT Auto Insurance for Seniors

You can save on senior auto insurance rates in Harwinton, Connecticut by comparing Harwinton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Harwinton, CT here.

Annual Auto Insurance Rates for Senior Drivers in Harwinton, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,260 $3,491
GEICO $1,969 $1,985
Liberty Mutual $2,594 $3,200
Nationwide $2,003 $2,102
Progressive $2,009 $2,091
State Farm $1,663 $1,663
Travelers $1,750 $1,743
USAA $1,727 $1,706

Find Cheap Auto Insurance Rates in Harwinton, CT by Coverage Level

The amount of coverage you choose is a big factor in the cost of Harwinton, Connecticut auto insurance. Compare Harwinton, CT auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Harwinton, Connecticut

Insurance Company Low Medium High
Allstate $5,331 $5,634 $5,956
GEICO $2,658 $2,826 $3,095
Liberty Mutual $6,650 $6,878 $7,270
Nationwide $3,547 $3,514 $3,403
Progressive $4,071 $4,330 $4,702
State Farm $2,792 $2,971 $3,137
Travelers $5,350 $5,701 $6,162
USAA $2,826 $3,018 $3,202

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Find Cheap Harwinton, CT Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Harwinton. Compare auto insurance rates in Harwinton, CT by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Harwinton, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,640 $5,640
GEICO $2,816 $2,903
Liberty Mutual $6,933 $6,933
Nationwide $3,488 $3,488
Progressive $4,368 $4,368
State Farm $2,895 $3,039
Travelers $5,738 $5,738
USAA $2,979 $3,051

Find Cheap Harwinton, CT Auto Insurance Rates by Driving Record

Auto insurance rates in Harwinton, Connecticut are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Harwinton, CT, take a look at the average cost for various violations versus rates for a clean driving record in Harwinton.

Annual Harwinton, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,796 $5,929 $7,041 $4,796
GEICO $1,805 $2,366 $5,053 $2,216
Liberty Mutual $6,074 $7,596 $7,528 $6,533
Nationwide $2,841 $3,702 $4,241 $3,166
Progressive $3,728 $5,405 $3,919 $4,419
State Farm $2,762 $3,035 $3,035 $3,035
Travelers $4,618 $5,001 $7,282 $6,049
USAA $2,343 $2,941 $4,435 $2,343

Find Cheap Harwinton, CT Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Harwinton, Connecticut is higher than for a clean driving record. You can buy auto insurance after a DUI in Harwinton for less when you shop around and compare rates from multiple Harwinton, CT auto insurance companies.

Annual Auto Insurance Rates After a DUI in Harwinton, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,041
GEICO $5,053
Liberty Mutual $7,528
Nationwide $4,241
Progressive $3,919
State Farm $3,035
Travelers $7,282
USAA $4,435

Winners by Category: Where to Buy Cheap Auto Insurance in Harwinton, CT

Compare rates from the cheapest auto insurance companies in Harwinton, CT for your needs. Take a look at how Harwinton, Connecticut auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Harwinton, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Harwinton, Connecticut Auto Insurance Companies

If you’re looking for the cheapest Harwinton, CT auto insurance companies overall, you can compare them here. Find the best price for Harwinton, Connecticut car insurance by company.

Average Annual Auto Insurance Rates by Company in Harwinton, Connecticut

Insurance Company Average Annual Rates
Allstate $5,640
GEICO $2,860
Liberty Mutual $6,933
Nationwide $3,488
Progressive $4,368
State Farm $2,967
Travelers $5,738
USAA $3,015

What affects Harwinton, Connecticut auto insurance rates?

Local factors affect auto insurance rates in Harwinton, CT, including traffic, theft statistics, and commute length. Take a look at the things that impact Harwinton auto insurance rates.

Commute Times in Harwinton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Harwinton, CT is 30.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Harwinton, CT

You can buy cheap Harwinton, CT auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Harwinton, Connecticut auto insurance quotes from top companies.

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