Buy Cheap Harwich Center, MA Auto Insurance (2022)

Harwich Center, MA auto insurance rates average $214 a month. Minimum auto insurance requirements in Harwich Center, Massachusetts are 20/40/5 to comply with Massachusetts laws. To buy cheap auto insurance in Harwich Center, MA, compare Harwich Center auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Harwich Center, MA after a DUI are $3,145/year
  • The most expensive auto insurance company in Harwich Center is Liberty Mutual
  • The most expensive auto insurance company in Harwich Center after a DUI is Liberty Mutual

Finding affordable Harwich Center, Massachusetts auto insurance can be challenging, but everything you need to know to buy cheap Harwich Center, MA auto insurance with confidence is right here. Auto insurance rates in Harwich Center are affected by local factors as well as personal ones like your driving record.

See how Harwich Center, MA car insurance rates compare to Worcester auto insurance rates, Lowell auto insurance rates, and Lynn auto insurance rates before you read more about the cost of auto insurance in Harwich Center.

Don’t buy Harwich Center, MA auto insurance until you’ve compared rates. Get free Harwich Center, Massachusetts auto insurance quotes when you enter your ZIP code above.

Harwich Center, MA Minimum Auto Insurance Requirements

The required auto insurance in Harwich Center, MA is 20/40/5 according to the auto insurance laws in Massachusetts. The minimum auto insurance in Harwich Center, Massachusetts is outlined here.

Minimum Required Auto Insurance Coverage in Harwich Center, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Harwich Center, MA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Harwich Center, Massachusetts auto insurance rates? Find out how car insurance rates in Harwich Center, MA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Harwich Center, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,836 $1,836 $1,836 $1,836 $6,463 $6,463 $2,052 $2,052
GEICO $1,671 $1,671 $1,535 $1,535 $4,896 $4,896 $1,731 $1,731
Liberty Mutual $2,439 $2,439 $2,127 $2,127 $8,005 $8,005 $2,552 $2,552
Progressive $1,892 $1,892 $1,821 $1,821 $7,110 $7,110 $2,044 $2,044
State Farm $794 $794 $794 $794 $2,165 $2,165 $794 $794
Travelers $2,162 $2,162 $1,923 $1,923 $4,312 $4,312 $2,390 $2,390
USAA $1,197 $1,197 $1,180 $1,180 $2,763 $2,763 $1,323 $1,323

Buy Cheap Harwich Center, MA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Harwich Center can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Harwich Center, MA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Harwich Center, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,463 $6,463
GEICO $4,896 $4,896
Liberty Mutual $8,005 $8,005
Progressive $7,110 $7,110
State Farm $2,165 $2,165
Travelers $4,312 $4,312
USAA $2,763 $2,763

Buy Cheap Harwich Center, MA Auto Insurance for Seniors

You can save on senior auto insurance rates in Harwich Center, Massachusetts by comparing Harwich Center senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Harwich Center, MA here.

Annual Auto Insurance Rates for Senior Drivers in Harwich Center, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,836 $1,836
GEICO $1,535 $1,535
Liberty Mutual $2,127 $2,127
Progressive $1,821 $1,821
State Farm $794 $794
Travelers $1,923 $1,923
USAA $1,180 $1,180

Find Cheap Auto Insurance Rates in Harwich Center, MA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Harwich Center, Massachusetts auto insurance. Compare Harwich Center, MA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Harwich Center, Massachusetts

Insurance Company Low Medium High
Allstate $2,807 $3,100 $3,234
GEICO $2,279 $2,500 $2,596
Liberty Mutual $3,549 $3,828 $3,964
Progressive $2,933 $3,281 $3,436
State Farm $1,037 $1,157 $1,215
Travelers $2,461 $2,750 $2,880
USAA $1,500 $1,642 $1,706

Find Cheap Harwich Center, MA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Harwich Center. Compare auto insurance rates in Harwich Center, MA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Harwich Center, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,945 $3,148
GEICO $2,410 $2,507
Liberty Mutual $3,634 $3,927
Progressive $3,217 $3,217
State Farm $1,110 $1,163
Travelers $2,573 $2,821
USAA $1,572 $1,660

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Find Cheap Harwich Center, MA Auto Insurance Rates by Driving Record

Auto insurance rates in Harwich Center, Massachusetts are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Harwich Center, MA, take a look at the average cost for various violations versus rates for a clean driving record in Harwich Center.

Annual Harwich Center, Massachusetts Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,368 $3,510 $3,940 $2,368
GEICO $1,972 $2,698 $3,086 $2,078
Liberty Mutual $2,983 $4,061 $4,898 $3,181
Progressive $2,707 $3,805 $3,024 $3,331
State Farm $898 $1,224 $1,461 $962
Travelers $2,124 $2,904 $3,084 $2,675
USAA $1,155 $1,494 $2,524 $1,290

Find Cheap Harwich Center, MA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Harwich Center, Massachusetts is higher than for a clean driving record. You can buy auto insurance after a DUI in Harwich Center for less when you shop around and compare rates from multiple Harwich Center, MA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Harwich Center, Massachusetts

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,940
GEICO $3,086
Liberty Mutual $4,898
Progressive $3,024
State Farm $1,461
Travelers $3,084
USAA $2,524

Winners by Category: Where to Buy Cheap Auto Insurance in Harwich Center, MA

Compare rates from the cheapest auto insurance companies in Harwich Center, MA for your needs. Take a look at how Harwich Center, Massachusetts auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Harwich Center, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Find Cheap Harwich Center, Massachusetts Auto Insurance Companies

If you’re looking for the cheapest Harwich Center, MA auto insurance companies overall, you can compare them here. Find the best price for Harwich Center, Massachusetts car insurance by company.

Average Annual Auto Insurance Rates by Company in Harwich Center, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,047
GEICO $2,458
Liberty Mutual $3,781
Progressive $3,217
State Farm $1,137
Travelers $2,697
USAA $1,616

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What affects Harwich Center, Massachusetts auto insurance rates?

Local factors affect auto insurance rates in Harwich Center, MA, including traffic, theft statistics, and commute length. Take a look at the things that impact Harwich Center auto insurance rates.

Commute Times in Harwich Center

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Harwich Center, MA is 17.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Harwich Center, MA

You can buy cheap Harwich Center, MA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Harwich Center, Massachusetts auto insurance quotes from top companies.

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