Buy Cheap Harvey, IA Auto Insurance (2021)

Harvey, IA auto insurance rates average $236 a month. Minimum auto insurance requirements in Harvey, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Harvey, IA, compare Harvey auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Harvey is Travelers
  • Average auto insurance rates in Harvey, IA after a DUI are $3,401/year
  • Average auto insurance rates in Harvey, IA are $236/month

Finding affordable Harvey, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Harvey, IA auto insurance with confidence is right here. Auto insurance rates in Harvey are affected by local factors as well as personal ones like your driving record.

See how Harvey, IA car insurance rates compare to West Des Moines auto insurance rates, Des Moines auto insurance rates, and Ames auto insurance rates before you read more about the cost of auto insurance in Harvey.

Don’t buy Harvey, IA auto insurance until you’ve compared rates. Get free Harvey, Iowa auto insurance quotes when you enter your ZIP code above.

Harvey, IA Minimum Auto Insurance Requirements

The required auto insurance in Harvey, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Harvey, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Harvey, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Harvey, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Harvey, IA. Take a look at Harvey, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Harvey, Iowa

Insurance Company Poor Fair Good
Allstate $3,311 $2,636 $2,368
American Family $3,846 $2,827 $2,374
Farmers $2,783 $2,302 $2,180
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,000 $3,711 $2,921
Nationwide $2,755 $2,151 $1,891
Progressive $2,782 $2,250 $2,039
State Farm $3,142 $1,943 $1,533
Travelers $5,434 $4,644 $4,426
USAA $2,456 $1,684 $1,458

Buy Cheap Harvey, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Harvey, Iowa auto insurance rates? Find out how car insurance rates in Harvey, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Harvey, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,862 $1,796 $1,647 $1,678 $5,208 $5,838 $2,040 $2,103
American Family $1,948 $1,948 $1,741 $1,741 $5,177 $7,274 $1,948 $2,348
Farmers $1,506 $1,534 $1,351 $1,474 $4,505 $4,797 $2,033 $2,173
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,011 $2,181 $1,770 $2,150 $9,780 $11,006 $2,278 $2,511
Nationwide $1,595 $1,641 $1,421 $1,521 $3,565 $4,631 $1,795 $1,956
Progressive $1,654 $1,591 $1,364 $1,415 $4,083 $4,610 $1,989 $2,152
State Farm $1,449 $1,449 $1,268 $1,268 $3,849 $4,893 $1,627 $1,846
Travelers $2,172 $2,215 $2,118 $2,121 $9,695 $15,434 $2,263 $2,663
USAA $1,253 $1,270 $1,147 $1,174 $3,349 $3,563 $1,506 $1,665

Buy Cheap Harvey, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Harvey can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Harvey, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Harvey, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,208 $5,838
American Family $5,177 $7,274
Farmers $4,505 $4,797
GEICO $4,328 $4,022
Liberty Mutual $9,780 $11,006
Nationwide $3,565 $4,631
Progressive $4,083 $4,610
State Farm $3,849 $4,893
Travelers $9,695 $15,434
USAA $3,349 $3,563

Buy Cheap Harvey, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Harvey, Iowa by comparing Harvey senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Harvey, IA here.

Annual Auto Insurance Rates for Senior Drivers in Harvey, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,647 $1,678
American Family $1,741 $1,741
Farmers $1,351 $1,474
GEICO $1,710 $1,564
Liberty Mutual $1,770 $2,150
Nationwide $1,421 $1,521
Progressive $1,364 $1,415
State Farm $1,268 $1,268
Travelers $2,118 $2,121
USAA $1,147 $1,174

Find Cheap Auto Insurance Rates in Harvey, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Harvey, Iowa auto insurance. Compare Harvey, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Harvey, Iowa

Insurance Company Low Medium High
Allstate $2,678 $2,775 $2,862
American Family $3,033 $3,183 $2,831
Farmers $2,314 $2,429 $2,522
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,040 $4,204 $4,389
Nationwide $2,358 $2,253 $2,185
Progressive $2,218 $2,364 $2,490
State Farm $2,100 $2,218 $2,300
Travelers $4,552 $4,907 $5,045
USAA $1,772 $1,872 $1,954

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Find Cheap Harvey, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Harvey. Compare auto insurance rates in Harvey, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Harvey, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,706 $2,837
American Family $2,981 $3,051
Farmers $2,422 $2,422
GEICO $2,294 $2,387
Liberty Mutual $4,211 $4,211
Nationwide $2,266 $2,266
Progressive $2,357 $2,357
State Farm $2,153 $2,259
Travelers $4,835 $4,835
USAA $1,798 $1,934

Find Cheap Harvey, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Harvey, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Harvey, IA, take a look at the average cost for various violations versus rates for a clean driving record in Harvey.

Annual Harvey, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,371 $2,855 $3,222 $2,638
American Family $2,177 $3,189 $4,138 $2,560
Farmers $2,061 $2,560 $2,601 $2,465
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,637 $4,500 $4,587 $4,119
Nationwide $1,636 $2,356 $3,218 $1,853
Progressive $1,894 $3,108 $2,056 $2,371
State Farm $2,047 $2,365 $2,206 $2,206
Travelers $3,521 $4,701 $6,294 $4,823
USAA $1,427 $1,912 $2,487 $1,638

Find Cheap Harvey, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Harvey, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Harvey for less when you shop around and compare rates from multiple Harvey, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Harvey, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,222
American Family $4,138
Farmers $2,601
GEICO $3,206
Liberty Mutual $4,587
Nationwide $3,218
Progressive $2,056
State Farm $2,206
Travelers $6,294
USAA $2,487

Winners by Category: Where to Buy Cheap Auto Insurance in Harvey, IA

Compare rates from the cheapest auto insurance companies in Harvey, IA for your needs. Take a look at how Harvey, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Harvey, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Harvey, Iowa Auto Insurance Companies

If you’re looking for the cheapest Harvey, IA auto insurance companies overall, you can compare them here. Find the best price for Harvey, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Harvey, Iowa

Insurance Company Average Annual Rates
Allstate $2,772
American Family $3,016
Farmers $2,422
GEICO $2,341
Liberty Mutual $4,211
Nationwide $2,266
Progressive $2,357
State Farm $2,206
Travelers $4,835
USAA $1,866

What affects Harvey, Iowa auto insurance rates?

Local factors affect auto insurance rates in Harvey, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Harvey auto insurance rates.

Commute Times in Harvey

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Harvey, IA is 23.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Harvey, IA

You can buy cheap Harvey, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Harvey, Iowa auto insurance quotes from top companies.

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