Buy Cheap Harvest, AL Auto Insurance (2021)

Harvest, AL auto insurance rates average $296 a month. Minimum auto insurance requirements in Harvest, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Harvest, AL, compare Harvest auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Harvest, AL for teens drivers are $7,308/year
  • Average auto insurance rates in Harvest, AL after a DUI are $4,043/year
  • The most expensive auto insurance company in Harvest is State Farm

Finding affordable Harvest, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Harvest, AL auto insurance with confidence is right here. Auto insurance rates in Harvest are affected by local factors as well as personal ones like your driving record.

See how Harvest, AL car insurance rates compare to Auburn auto insurance rates, Dothan auto insurance rates, and Tuscaloosa auto insurance rates before you read more about the cost of auto insurance in Harvest.

Don’t buy Harvest, AL auto insurance until you’ve compared rates. Get free Harvest, Alabama auto insurance quotes when you enter your ZIP code above.

Harvest, AL Minimum Auto Insurance Requirements

The required auto insurance in Harvest, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Harvest, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Harvest, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Harvest, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Harvest, AL. Take a look at Harvest, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Harvest, Alabama

Insurance Company Poor Fair Good
Allstate $3,914 $3,076 $2,515
Farmers $4,490 $3,874 $3,671
GEICO $3,293 $2,351 $2,128
Liberty Mutual $6,921 $4,272 $3,355
Nationwide $3,336 $2,607 $2,359
Progressive $5,151 $4,433 $4,146
State Farm $7,962 $4,033 $2,742
Travelers $3,305 $2,872 $2,928
USAA $2,773 $1,812 $1,619

Buy Cheap Harvest, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Harvest, Alabama auto insurance rates? Find out how car insurance rates in Harvest, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Harvest, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,910 $1,820 $1,735 $1,768 $6,659 $7,161 $2,126 $2,167
Farmers $2,280 $2,258 $2,035 $2,164 $8,912 $9,163 $2,592 $2,688
GEICO $1,841 $1,833 $1,775 $1,851 $4,914 $4,785 $1,944 $1,783
Liberty Mutual $2,792 $3,013 $2,295 $2,568 $10,438 $11,603 $2,956 $3,130
Nationwide $1,793 $1,812 $1,635 $1,690 $4,810 $6,178 $1,994 $2,226
Progressive $2,464 $2,299 $2,026 $2,167 $10,283 $11,455 $2,875 $3,045
State Farm $2,946 $2,946 $2,696 $2,696 $9,256 $11,585 $3,336 $3,837
Travelers $1,216 $1,232 $1,154 $1,148 $6,632 $10,450 $1,155 $1,293
USAA $1,284 $1,296 $1,200 $1,168 $3,866 $4,274 $1,665 $1,791

Buy Cheap Harvest, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Harvest can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Harvest, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Harvest, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,659 $7,161
Farmers $8,912 $9,163
GEICO $4,914 $4,785
Liberty Mutual $10,438 $11,603
Nationwide $4,810 $6,178
Progressive $10,283 $11,455
State Farm $9,256 $11,585
Travelers $6,632 $10,450
USAA $3,866 $4,274

Buy Cheap Harvest, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Harvest, Alabama by comparing Harvest senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Harvest, AL here.

Annual Auto Insurance Rates for Senior Drivers in Harvest, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,735 $1,768
Farmers $2,035 $2,164
GEICO $1,775 $1,851
Liberty Mutual $2,295 $2,568
Nationwide $1,635 $1,690
Progressive $2,026 $2,167
State Farm $2,696 $2,696
Travelers $1,154 $1,148
USAA $1,200 $1,168

Find Cheap Auto Insurance Rates in Harvest, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Harvest, Alabama auto insurance. Compare Harvest, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Harvest, Alabama

Insurance Company Low Medium High
Allstate $3,047 $3,162 $3,295
Farmers $3,788 $3,961 $4,285
GEICO $2,361 $2,579 $2,832
Liberty Mutual $4,606 $4,824 $5,118
Nationwide $2,747 $2,745 $2,810
Progressive $4,071 $4,552 $5,107
State Farm $4,598 $4,907 $5,233
Travelers $2,862 $3,095 $3,148
USAA $1,992 $2,057 $2,155

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Find Cheap Harvest, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Harvest. Compare auto insurance rates in Harvest, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Harvest, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,168 $3,168
Farmers $4,011 $4,011
GEICO $2,546 $2,635
Liberty Mutual $4,849 $4,849
Nationwide $2,767 $2,767
Progressive $4,577 $4,577
State Farm $4,790 $5,035
Travelers $3,035 $3,035
USAA $1,973 $2,162

Find Cheap Harvest, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Harvest, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Harvest, AL, take a look at the average cost for various violations versus rates for a clean driving record in Harvest.

Annual Harvest, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,694 $3,175 $3,761 $3,043
Farmers $3,372 $4,371 $4,263 $4,040
GEICO $1,736 $2,818 $3,506 $2,303
Liberty Mutual $3,805 $5,302 $5,169 $5,122
Nationwide $2,422 $2,422 $3,522 $2,703
Progressive $4,122 $5,203 $4,461 $4,522
State Farm $4,410 $5,526 $4,857 $4,857
Travelers $2,530 $2,652 $3,887 $3,071
USAA $1,591 $2,002 $2,959 $1,720

Find Cheap Harvest, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Harvest, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Harvest for less when you shop around and compare rates from multiple Harvest, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Harvest, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,761
Farmers $4,263
GEICO $3,506
Liberty Mutual $5,169
Nationwide $3,522
Progressive $4,461
State Farm $4,857
Travelers $3,887
USAA $2,959

Winners by Category: Where to Buy Cheap Auto Insurance in Harvest, AL

Compare rates from the cheapest auto insurance companies in Harvest, AL for your needs. Take a look at how Harvest, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Harvest, Alabama

Category Insurance Company
Teenagers USAA
Seniors Travelers
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Harvest, Alabama Auto Insurance Companies

If you’re looking for the cheapest Harvest, AL auto insurance companies overall, you can compare them here. Find the best price for Harvest, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Harvest, Alabama

Insurance Company Average Annual Rates
Allstate $3,168
Farmers $4,011
GEICO $2,591
Liberty Mutual $4,849
Nationwide $2,767
Progressive $4,577
State Farm $4,912
Travelers $3,035
USAA $2,068

What affects Harvest, Alabama auto insurance rates?

Local factors affect auto insurance rates in Harvest, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Harvest auto insurance rates.

Commute Times in Harvest

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Harvest, AL is 28.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Harvest, AL

You can buy cheap Harvest, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Harvest, Alabama auto insurance quotes from top companies.

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